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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

971 discussions 13.8K comments Most recent: Money Moral Dilemma: When should I tell my son I can't afford for him to go to a private school? by keencyclist Today at 6:06PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

371 discussions 4.1K comments Most recent: Child maintenance increase by Northern_Wanderer 12 September at 9:50PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.7K discussions 133.9K comments Most recent: Gifting from Income - Timescales by Keep_pedalling Today at 6:04PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 250K comments Most recent: Would you always claim on insurance for Vet Treatment by elsien 12 September at 6:32PM

Spouse inheritance tax exemption
A random question about inheritance tax. Spouse passed away and left a DIY will that basically requested that all beneficiaries receive equal shares of their estate including their spouse. Does the spouse receive a slightly higher amount based on the spousal tax exemption rule or should it be equal after tax has been paid…
separation agreement - scotland
After over 30years married my wife has decided she wants to go her own way. She has informed me that she is going for a 'separation agreement scotland as we own a few properties. I've been informed by a co- friend that she has cleared out her isa savings before getting agreement, which we've both saved for a few years ,…
Being asked to be a financial POA
Would you agree to being a financial POA for a close family member if you fundamentally disagree with how they conduct their finances, and what they spend their money on? I'm talking about during the "whilst they have capacity" period. So you are effectively just their facilitator/enabler, doing their bidding, as it were.…
Separated 10 years and have filed for divorce. Advice needed regarding claims on a New property
So I have been separated 10 years and me and my new partner are looking to buy a house together. I have filed for a divorce. It’s never been done before as ex wouldn’t sign the papersband was being awkward all those years ago. He is now with someone else. There are no assets or children involved in divorce. I’m wondering…
Split up before expensive holiday
A friend of mine had booked an expensive holiday (£6000) with his partner, 6 weeks before they were due to go he found out she’d been cheating on him, obviously he moved out. She refused to see him or speak to him other than what’s app messages (been together over 10 years). To cut a long story short she has gone on the…
Co-Op Legal Will Writing
Hi All Me and my partner are mid 30s, but as we are not planning on ever getting married we wanted to ensure we have some form of legal protection so want to get a very simple mirror will created. I have looked into the options, and Co-Op Legal seems a midway point as a regulated service, but not as expensive as going to…
Financial advice now husband has said he wants a divorce
Asking for a friend - whose husband over the last week or two has stated that he has decided he needs to live for himself rather than constantly providing for his family and taking a backseat in his own life. He has said "we are getting a divorce" and decided a timeline of things which will happen. He is demanding things…
Are you one of 800,000 parents missing out on up to £2,000 a year towards childcare costs?
If you pay for childcare, whether just for the summer or all year round, watch this urgent video briefing on the help that's available. Huge numbers are missing out, as MoneySavingExpert.com founder Martin Lewis explained in the Summer Special of his live ITV show. Read the full story: Martin Lewis: Are you one of 800,000…
Money Moral Dilemma: How do I convince my fiancé to pay a greater share of our bills?
This week's MoneySaver who wants advice asks... My fiancé of 20 years and I constantly argue about money. We've a child aged 16 together and I have two grown-up children from a previous relationship. We split our bills half and half, yet his income is 10 times higher than mine, and I buy almost everything for our son. I've…
Consent order after divorce - he already remarried?! What are my rights?
Hi forum, My ex-husband and I divorced in Feb 23 and are in the process of sorting out what happens to our house. Its taken so long because ive been waiting for the Lang Registry to update following numerous issues with builders! My ex remarried in May 24, in a foreign country. I can only assume its a legally recognised…
Free Wills
Hi my partner and I just used free wills to write fairly straightforward wills. What's the catch them being Free? We didn't choose them as executor. Has anyone else used this service as advertised by Martin Lewis? They seem to have good reviews? Thanks
Advice please
I wondered if the collection of experts could help me please? My mum owned her house outright, then remarried and obtained 2x of equity release which currently has £59k outstanding. Marriage broke down and she now has to pay ex-husband £70k. She is 74 and can get a new equity release / lifetime mortgage for £140k which…
Can I get any kind of injunction on someone making continuous threats of civil court
Ok, a long one, sorry! My partner is divorced from his ex wife. Whilst together, they bought a house. The deposit for this house was gifted to them by his ex wife’s mother. The majority of this gift was from the late great grand fathers estate which was his dying wish and her mother kept to her promise to give his…
Entitlements
married) after 21 years together. He is moving to Boston for a new job. Myself and 18 year old son are staying in uk and looking to buy house with my share of profit from sale of current house (in joint names)My question is, am I entitled to more that 50% of profits as I will be providing a home for our son who will be…
memory book or memory prompts for older relative
I flippantly said to my dad (late 70s) that we should get him 'one of those books for old people where they write down their stories', and to my surprise he seemed quite interested in the idea. Does anyone have any experience of doing some sort of structured memory capture with a parent or other relative? If so, what did…
Moving house for work - nursery hours
Hi all, I am hoping there is someone who has some advice here, as my wife and I are pulling our hair out at the moment. Due to a work opportunity, our family is relocating a couple of hours away including a change of county and council. Our eldest just turned 4 and we were able to get her into the school we wanted (not…
Discretionary trust document
Hi MoneySavers, does anyone know of a website where I can get a template for a Discretionary Trust Deed?
LPA Certificate Provider concerns
Hi I would appreciate your views and suggestions on a situation that has arisen:- My nephew applied for LPA as his father was not in good health brought on by heavy drinking and ended up in a care home unable to look after himself. He prepared application for LPA and got his siblings together to discuss their father's…
Sending eldest child to private school but not 2nd
My granddaughter who is 9 is a smart child but although her primary is great the classes are large and of very varied pupils. Her parents think she is not being pushed enough and have found a small private school nearby. She would go for her last 2 primary years and then take an exam ( like the 11 plus ) as they still have…
Getting certified copies of Lasting Power of Attorney docs
My 84 year old mother-in-law finally got LPAs for herself and her husband for Property and Finance online and had them registered after lots of nagging from us. I advised her she should have at least one certified copy (from experience with my own parents). However, getting a copy is not so easy! The Gov.uk website says to…