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Is there a lack of financial education in the UK from family and schools?
Is it just me or does there seem to be a lack of financial education in the UK whether that be from school or from parents? When I fled the nest and got my first property nobody taught me about personal finances and it was only through life experience and my own research that I became more aware. -Have a budget that you…
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Looked after children through theLA
Hi we have been looking after our 2 grandchildren for the LA as they were taken from their mother in August 25. We have gone through all the process of assessments & we're told by the court they could stay with us. What financial support are we entitled to please
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Wanna check blood tests
Saw urologist other day and he said oh you've got diabetes. How can I check the NHS app to check my last blood tests? Doctors too lazy to ever contact you buy I'd like my.last round of blood tests interpreted
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Elderly parent and her adult son living at home due to health, how much housekeeping ?
So this questions is about my adult brother and mother, I am just curious if what is being paid is about right. So my brother currently lives at home with our 83 year old mother in her house, just the two of them. He is currently not working due to health issues. He gets UC of £823 a month but no other benefits, so that is…
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For those with very small families
Hello everyone, This might be a bit of a 'niche' topic, but I would like to hear from anyone who has a very small family. That is the situation I am in. My partner and I are both only children. We have no children of our own and are very unlikely to (we are on the older side). I have a few friends, including one very good…
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D81 form assets already split
Hello Me and my ex are currently starting the divorce proceedings. It's an amicable split and we have been separated two years now. The only asset we had was the family home which I bought her out of 18 months ago. What do.i fill out in on the D81 as the house has obviously risen in price since the transfer of equity all…
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Amicable divorce
Has anyone had any experience of using the company Amicable for their divorce? From what I understand it's part of the Octopus group of companies. Myself and my wife want to get a Consent Order with a 'clean break' in relation to our finances. We're in agreement about the division of our assets so there's no mediation…
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Am I paying too much?
I recently moved in with my partner and have been paying rent/board for the past six months. A colleague suggested I review what I’m contributing, as it might be higher than expected considering everything else I pay for in the household. For context: my partner earns about £10k more per year than I do. I currently pay…
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Power of Attorney witnesses (lack of)
I have been looking into drawing up Power of Attorney agreements for myself and realised that for various reasons I don't have many people who I could ask to be witnesses. Most of my contacts are related to me, which immediately rules them out, and the 2 friends I spoke to about it both said they would not feel comfortable…
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Which? Power of Attorney Service - Scotland
I'm looking into Power of Attorney in Scotland where we don't have the same DIY form-filling options as England and Wales. Given solicitors charge around £400 for PoA, the Which? DIY service at around £69 (for both welfare and continuing powers of attorney) looks good value, complies with Scots Law and your completed…
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Can I register a Spanish Lasting Power of Attorney with the Office of the Public Guardian
I am resident in the UK but I have a holiday home in Spain. My notary in Spain has made an Escritura de Poder Especial, or Power of Attorney, to cover my property and finances in Spain, naming as my attorneys my daughter and son-in-law, who are resident in the UK. The Spanish notary has told me that I need to register the…
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Neighbour issue - But not the usual sort!
I live next door to an elderly gentleman (mid to late 80s). His wife died about 12 years ago. Even when she was still alive they were a very private couple, very nice but 'Good morning' was about as good as it got. The wife would speak occasionally if you caught her alone and from the few bits of conversation we had I…
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Charge on house in divorce settlement now due
Hi Newbie here and just trying to get an understanding regarding a charge I have on my ex marital home that has become due, before I seek legal advice. I am not in communication with my ex wife. Situation The charge on my ex marital home as part of the divorce settlement has been triggered (3 or 4 months ago). I am yet to…
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POA - Mental Capacity Assessment
My sibling and I are set up with Lasting Power of Attorney for our parents. This was done while they still had sufficient mental capacity and the POAs were set up with the proviso "while the donor has mental capacity, you can only use the LPA if the donor allows you to". We've since had to move them both into a dementia…
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Query over MIL
So my query is how best to handle my MILs behaviour? Bit of back story me and my husband have been through hell and back to start a family and sadly it didn't work. That's all I am going to say about that. My MIL literally just told me to get over it whilst we were both grieving. I had to go no contact for a little bit as…
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Moved: Grandfathers SIPP and other trusts
This discussion has been moved.
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Power of attorney, advice needed
We have a situation where my MIL wants my wife and my sister
in law to have POA over her affairs, both financial & health, my FIL is
refusing point blank for anyone to have POA over his affairs. To us it seems that
setting up the health POA for my MIL is still a good idea. However, we don’t know
how it would work with the…
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Inheritance tax
My FIL has bought a new property solely in his name after his wife passed away. Could someone advise how much IHT allowance he has. There is some confusion over whether you can take your deceased partners allowance with you to a new property solely in the surviving partners name. Thank you
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Claiming child benefit guide discussion area
This thread is specifically to discuss the content of the Claiming child benefit guide: Make sure you're not missing out on £100s or £1,000s in child benefit or on national insurance contributions that go to your state pension
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Lasting power of Attorney forms
We have both just spent time typing in an LPA each for both finance and health. Having done this, we are faced with save and continue, or confirm and pay, which means no further changes can be made. I am still considering if i need any instructions. At this point there is no option to print it out. I have 2 questions:…
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