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School uniform grants: check if you can get support of up to £200 from your council
If you're on certain benefits, such as Universal Credit, check if you can get up to £200 to put toward the cost of your child's school uniform in the form of a non-repayable grant. We've council-by-council help for those in England, where around 15% of authorities offer support, plus info on more widely available schemes…
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Questions about Live-in care funding
Has anyone been through a similar experience? Maybe you could offer some advice? Short story Mum needs 24hr Care, she hasnt been discharged from Hospital yet. Have been exploring Nursing Homes. Shes bed bound, so toileting and washing is a main factor. I have recently started exploring taking her back to her house and…
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Local Authority Care & "Top-up" rules
Hi there, I'm looking for advice on the rules for "Top-up" care costs from a family member. Short version is my mother is in long-term care with deteriorating dementia, she loves her care home and is adamant she doesn't want to move. In the past month she is tipping below the £12k of assets remaining with the Local…
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New power of attorney guide
Hi, we've written a new Power of Attorney guide to help people plan ahead, and we'd love your feedback. If you've set up power of attorney, what are your practical tips? If you're already an attorney for someone else, what advice do you have for others? What else would you add? Thanks for your help! MSE Jenny
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Mum needs full time care soon. Advice required on paying for this
Hi there, My Mum will need full time care very, very soon. Mum and Dad have their own home, paid up, worth more than 600k. They have savings, more than 50k. They live in a London borough. I am aware of the 23K assets threshold. Also aware that if my Dad remains in that house, the house property is not included as part of…
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pension
I was awarded a % of my ex husbands police pension when i turn 60 If he loses his job or is sacked would that part of his pension still go to me even if he loses his pension right through losing his job
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Pension offsetting....is this really correct?
Hi Folks, I am currently going through a divorce, and we have agreed to offset my pension
against some of the other equity (house, cash etc). I will give broad figures
to illustrate my question and any and all advice or comments would be great
received. House equity £358,000 Cash £70,000 Using my latest pension benefits…
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How to approach aunt about potentially appointing a power of attorney
Long story but would be great for any advice. My aunt (uncle was blood relative) is 85 and lives alone. My mum, myself and my two sisters are close to aunt and always have been and go visit as often as we can but always at least once a week. Aunt has remaining blood relatives who don't bother to visit (live abroad or very…
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need advice
Dont know if this is the right place for advice, but thought id see if anyone else has had the same experience before i start seeking legal advice. My adult child has split from their partner, they have a joint morgage and a small child. He pays half of the mortgage dispite not being allowed in the flat, he has his child…
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Separation Agreement Deadline
Good Afternoon Knowledgeable People, I have been embroiled in a bitter dispute with my narcissistic ex partner for
over 2 and a half years now over trying to have their name removed from the
mortgage and the property deeds (they moved out of the property nearly 3 years
ago) In May this year it was finally concluded (or so…
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Ended relationship - finances
My daughter has recently ended her relationship with her boyfriend, they have both lived at my house for 6 years and paid zero bills. They came here with debt. I am not involved in advising on their finances, but just wondered what the principles are. My daughter has always earned a reasonable income, whereas her partner…
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Coming to live in the UK
Not sure if this is the right place to ask but I don't know where else..... My sister in law was born in the UK and has a British passport, at the age of about 13 the family emigrated to the USA and she is a citizen of that country. Now obviously she never worked when she lived here so what would happen if she wanted to…
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Illness pre planning
My question relates to buying our next home. My wife and I will be hopefully moving into a bungalow early next year. We have 2 children and a niece we would like to leave the house too when we die. However if one of us dies and the other ends up in care what is the best way to pass the house onto our relatives? The house…
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Second marriage name change
Hi there can anyone help with a question please? I have just got married for the second time and would like to change my name to my maiden name hyphenated with my husbands surname. I never changed my first married name back to my maiden name on my passport etc so I was still known by my first husbands name therefore my…
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Changing solicitor for divorce
My daughter fled an abusive marriage with two young children last year. Very complex divorce with narcissistic husband. Possible hiding assets. Now on fifth hearing for child arrangements. Husband making false allegations. Mother acts as third partner. Husband held children hostage due to disagreement about third party.…
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Separation agreement or change beneficial ownership?
I have an amicable separation with my partner. He is willing to leave me the house when our fixed term mortgage expires in two years (I have always paid the mortgage but both names are on the mortgage as I couldn't pass the affordability rules when I first bought the house). As it is such a long time before I remortgage…
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Partner doesn't want to replace double glazing
What more can I say. It's all in the title...
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Money Moral Dilemma: Should I replace my son's Pokémon encyclopaedia that I gave away?
This week's MoneySaver who wants advice asks... As our kids are getting older, we had a massive clear out of toys, clothes and books that they no longer use. I asked my son, aged nine, to go through them and pull out anything he wanted to keep, but rather than checking, he said he knew there was nothing he wanted. One of…
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Power of Attorney witnesses (lack of)
I have been looking into drawing up Power of Attorney agreements for myself and realised that for various reasons I don't have many people who I could ask to be witnesses. Most of my contacts are related to me, which immediately rules them out, and the 2 friends I spoke to about it both said they would not feel comfortable…
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Divorce
Hi I'm currently going through a divorce my wife left me with our 3 children and moved out a year after getting married i have always paid the morgage but both names are on it we have been to mediation but can't agree on what's been said. Before she left we remortgage the house she is now asking for half the remortgage…