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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

971 discussions 13.8K comments Most recent: Money Moral Dilemma: When should I tell my son I can't afford for him to go to a private school? by keithyno.1 Today at 12:14PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

371 discussions 4.1K comments Most recent: Child maintenance increase by Northern_Wanderer 12 September at 9:50PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.7K discussions 133.9K comments Most recent: IHT Probate and excepted estates by otb666 16 September at 10:47PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 250K comments Most recent: Would you always claim on insurance for Vet Treatment by elsien 12 September at 6:32PM

Mothers living apart from children - SGO special guardianship order
In order to challenge an SGO in a case where you are living apart from you children, you must use a C100 form available on gov.uk free of charge.
Migration to UK
Hello, Could someone explain to me how I can bring my partner to Northern Ireland?Is it only on the basis of a work visa or are there other options?Thank you
Applying for British Citizenship - Confused - Clarification Help Please
Background: Non-EU national, married (10 Yrs) and living in UK to British spouse, no dependents. Non-EU national has ILR status (indefinite leave to remain) in the UK. Confusion: Gov.UK statement 'You must have been physically present in the UK exactly 3 years before the Home Office receives your application.' Question:…
Civil Partnership
If my long term girlfriend and i wanted to, instead of marrying, have a civil partnership what exactly would be the benefits; ie. tax, insurance, pension, etc. Also what if one is not working?
Is there any reason NOT to set up LPA
TL;DR is setting up POA a sensible part of 'just in case' planning, or is it OTT? full: My partner and I bought a new house last year and set this year down as the year to sort out "all the sensible financial stuff" that maybe we'd been putting off for a while. Whilst we're happily planning to sort wills, work out what…
[SOLVED] Made Will with Co-op before married
I made a will 5 years ago with the Co-op (a link from this site!) and very happy with the service. The will made provision if I got married. I got married in Gretna Green 3 years ago. In light of Martin’s email newsletter today, is my will still valid?
Ill Parent - Financial & Estate Planning
Hi there, Looking for some guidance (I know it's not advice) regarding an ill parent looking to add me to their bank account and making it a joint account. Single parent, estate is under IHT threshold. I am married, already have a joint account with my spouse. If I am added as a joint account holder: - I understand this…
Being pressured to move house to an are that is not suitable.
Not sure what to do and would welcome the opinions of forum members. Always wanted to move when we retired but it has been a nightmare and we are probably getting too old now. We have always wanted to move house to a country area as I used to live in a country area. My son and his family wanted to move with us and we have…
Family member
So my brother got divorced and was made homeless about 5 years ago. He has since remarried. Once he met her she took control of his affairs cancelled his contract with his phone to go PAYG to save money cancelled his virgin media to try and hog on free netflix sharing. Anyway the latest twist is his mortgage is up for…
NHS Viewing medical records 16 year old
My GP surgery has Anima NHS online booking service to make appointments etc. I have a online account for my self and have my son added on there as well who is 16. I want to view his medical records online but dont no how to do this. As I have downloaded the NHS app but this only allows me to see my medical records. Could…
Divorce financial stuff..
All Currently in divorce proceedings and both living in same house I have had 5 Police attendances, the last one resulted in my arrest for a sexual assault which alleged was 3 years ago...all of these accusations are completely fabricated However I now can't return home and it's unlikely I'll be safe to due to further…
Pensioners and tax returns
My mother receives about £350 a week in state pension and about another £50 a week from a small personal pension, This obviously takes her over the tax threshold and she pays about 50% tax on her personal pension, She has just received an anual interest statement from her non ISA savings of about £200. I know she won't pay…
Free care for the elderly
There seems to be many different types or care and free care. My 98-year-old relative is getting towards the end of his life. I understand care can be free in the last 12 months, but that is if there is a terminal illness.He is just very frail, living in a care home for the last 4 months, but presently in hospital.The…
Newbie--any advice please
Currently going through a divorce process after 20 years--still both living in the same house, both kids adults and in their own places. My question is what am I responsible for financially--I know that the mortgage, council tax, power and so on is mandatory--I earn around 3 times more per month--both incomes go into a…
Financial implications of moving in with elderly parent
Hi! I'd welcome any thoughts on the below. I’m considering moving back to my childhood home to live with my elderly mum and am looking for some initial advice on what financial implications I need to consider. In a nutshell, my widowed mum is 91 and I’m 67 and single. She is in good health, is mentally astute and has an…
How do pension providers no how much tax to charge
My mother receives about £350 a week in state pension and about £50 a week from a private pension She has a K tax code from the private pension and is taxed at about 50% How do the personal pension providers know how much tax to charge? Do the DWP provide information to the private pension providers on what other income my…
Mum struggling with upcoming retirement and depression
Hi all, I’m worried about my mum. She is 64 and seems (to me) to be struggling with depression. She is due to retire this year and seems increasingly demotivated in life. I think some of her lack of motivation stems from uncertainty around retirement and the change it will bring to her routine, but some of it seems bigger…
Ex Partner Fraud
If anyone has any advice i would be very grateful. I met my ex 4 years ago and he said he had been in the armed forces for 30 years SBS. Fell in love as you do, moved into his house with my teenage children. My mum had passed away and I was left some inheritance and i was persuaded to spend money on his home to make it our…
Tight-Fisted in law
I have a close family and we tend to go away for weekends away with my daughter and son in law who always invites his 78 year old mum (which is fine I don't have a problem with) However, My husband and I have noticed she is reluctant to pay for anything or even contribute to any of the meals that we have whilst there. Now…
Morphine withdrawal help
Hi, My mum had been on a very high morphine dose (180mg daily) for over 10 years to cope with severe pain. She has recently been told she must swap onto fentanyl, and was under the GP surgery's pharmacist. She gradually reduced down to 120 mg, but then was told to do a straight swap to the fentanyl. So effectively a sudden…