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Charge on house in divorce settlement now due
Hi Newbie here and just trying to get an understanding regarding a charge I have on my ex marital home that has become due, before I seek legal advice. I am not in communication with my ex wife. Situation The charge on my ex marital home as part of the divorce settlement has been triggered (3 or 4 months ago). I am yet to…
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POA - Mental Capacity Assessment
My sibling and I are set up with Lasting Power of Attorney for our parents. This was done while they still had sufficient mental capacity and the POAs were set up with the proviso "while the donor has mental capacity, you can only use the LPA if the donor allows you to". We've since had to move them both into a dementia…
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Query over MIL
So my query is how best to handle my MILs behaviour? Bit of back story me and my husband have been through hell and back to start a family and sadly it didn't work. That's all I am going to say about that. My MIL literally just told me to get over it whilst we were both grieving. I had to go no contact for a little bit as…
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Moved: Grandfathers SIPP and other trusts
This discussion has been moved.
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Power of attorney, advice needed
We have a situation where my MIL wants my wife and my sister
in law to have POA over her affairs, both financial & health, my FIL is
refusing point blank for anyone to have POA over his affairs. To us it seems that
setting up the health POA for my MIL is still a good idea. However, we don’t know
how it would work with the…
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Inheritance tax
My FIL has bought a new property solely in his name after his wife passed away. Could someone advise how much IHT allowance he has. There is some confusion over whether you can take your deceased partners allowance with you to a new property solely in the surviving partners name. Thank you
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Claiming child benefit guide discussion area
This thread is specifically to discuss the content of the Claiming child benefit guide: Make sure you're not missing out on £100s or £1,000s in child benefit or on national insurance contributions that go to your state pension
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Lasting power of Attorney forms
We have both just spent time typing in an LPA each for both finance and health. Having done this, we are faced with save and continue, or confirm and pay, which means no further changes can be made. I am still considering if i need any instructions. At this point there is no option to print it out. I have 2 questions:…
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Living in partner’s home - advice needed
My girlfriend and I have been together 18 months and I am around hers most of the time. I own a property with a mortgage and she owns with a mortgage, albeit much smaller than mine. Our plan is to officially live together at hers and ultimately I will rent out my flat. We’ll pay our own mortgages/service charge etc but we…
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Changing a Will - best way to do it
I want to change my will and my wifes will. Currently, Dad is in a care home unlikely to come out due to dementia and frailty of age (92).He lived in a house I own, which if I predeceased him, he would inherit. As he has no use I would like to remove this request. I also left a sum of money to a relative which I also want…
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Money Moral Dilemma: Should I approach my friend's family about the money she owes me?
This week's MoneySaver who wants advice asks... I loaned a friend a significant sum to help her out. We agreed on a date for her to pay me back, but when it arrived she said she didn't have the money and got upset when I asked why. She then paid half back, but I've heard little from her since. She has family she could…
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Splitting up, co-owning house
Hi, I'm in a position where me and my partner might be splitting up. We co-own the house and mortgage is up for renewal at the end of January. Just wondering if I leave and let her stay in the house, what's the fairest way of doing things - I still pay half of the mortgage and she pays all the bills? I want to take…
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Sale of property within a right of occupation trust
Morning All. Not unexpected but my deceased mothers husband has decided to sell the property they shared and move on. He has put the property up for sale and he has advised it is sold STC. My mothers will leaves her 50% ownership in trust with a "lifetime right of occupation" to her husband. None of the family / trustees /…
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Applying for British Citizenship for child - queries
Hi, Hoping someone who has knowledge in this area might be able to offer guidance? Will paste all info below but basically, want to apply for British Citizenship for a child (15 yrs) who has Turklsh/Cypriot/Italian citizenship currently and settled status in UK (going to school here). Form and advice isn't very clear and…
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Marriage tax allowance
i couldn’t find a topic for the above title so went with the closest one, marriage tax allowance, I applied for it for me to give my husband part of my allowance or however it works, this was “accepted” BUT when I check online on our government gateway pages, it still says his is the usual £12570 (I think it is), his tax…
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Giving partner an allowance?
Hi all, What are your thoughts on an ongoing argument please. I work full time with a salary barely above minimum wage, take home income around £1700. My salary covers the mortgage, all the bills and some of the food and running the one car we have. I have not much disposable income after all bills have been paid. My…
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MSE News: Higher earner getting Child Benefit? Check if you can pay it back through your tax code
If you get Child Benefit and earn over £60,000 a year, you may now be able to pay the high-income tax charge through your tax code thanks to a long-awaited new service. The change means 10,000s will no longer have to file self-assessment tax returns just to pay this charge. Here's what you need to know. Read the full…
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Spouse moved out. Bill-split?
Hi all - looking for advice as opposed to judgement after the painful split of a relationship that wasn't working and only one party was willing to communicate. My spouse has left our marital home. We each contributed 50/50 to household bills e.g. to the tune of £2000 per month. My spouse has also withdrawn £1000 from the…
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Money Moral Dilemma: Should my partner pay more towards bills to cover his children in our new home?
This week's MoneySaver who wants advice asks... My partner and I are looking to move in together. He has three children from a previous relationship who will live with us part of the time. We both have the same deposit to put towards our new home, but he's suggested he pays more of the mortgage and owns a larger percentage…
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Lab grown diamond engagement ring vs natural?
Hi For the first time in my life I’m looking at getting engaged and came across the lab grown diamond rings. They are obviously more cost effective and, depending on how you look at it, more ethical (a factor I’d like to consider). Would it be seen as ‘cheap’ to get one of these versus a traditional diamond ring? It’s…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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