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Are you one of 800,000 parents missing out on up to £2,000 a year towards childcare costs?
If you pay for childcare, whether just for the summer or all year round, watch this urgent video briefing on the help that's available. Huge numbers are missing out, as MoneySavingExpert.com founder Martin Lewis explained in the Summer Special of his live ITV show. Read the full story: Martin Lewis: Are you one of 800,000…
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Money Moral Dilemma: How do I convince my fiancé to pay a greater share of our bills?
This week's MoneySaver who wants advice asks... My fiancé of 20 years and I constantly argue about money. We've a child aged 16 together and I have two grown-up children from a previous relationship. We split our bills half and half, yet his income is 10 times higher than mine, and I buy almost everything for our son. I've…
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Consent order after divorce - he already remarried?! What are my rights?
Hi forum, My ex-husband and I divorced in Feb 23 and are in the process of sorting out what happens to our house. Its taken so long because ive been waiting for the Lang Registry to update following numerous issues with builders! My ex remarried in May 24, in a foreign country. I can only assume its a legally recognised…
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Free Wills
Hi my partner and I just used free wills to write fairly straightforward wills. What's the catch them being Free? We didn't choose them as executor. Has anyone else used this service as advertised by Martin Lewis? They seem to have good reviews? Thanks
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Advice please
I wondered if the collection of experts could help me please? My mum owned her house outright, then remarried and obtained 2x of equity release which currently has £59k outstanding. Marriage broke down and she now has to pay ex-husband £70k. She is 74 and can get a new equity release / lifetime mortgage for £140k which…
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Can I get any kind of injunction on someone making continuous threats of civil court
Ok, a long one, sorry! My partner is divorced from his ex wife. Whilst together, they bought a house. The deposit for this house was gifted to them by his ex wife’s mother. The majority of this gift was from the late great grand fathers estate which was his dying wish and her mother kept to her promise to give his…
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Entitlements
married) after 21 years together. He is moving to Boston for a new job. Myself and 18 year old son are staying in uk and looking to buy house with my share of profit from sale of current house (in joint names)My question is, am I entitled to more that 50% of profits as I will be providing a home for our son who will be…
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memory book or memory prompts for older relative
I flippantly said to my dad (late 70s) that we should get him 'one of those books for old people where they write down their stories', and to my surprise he seemed quite interested in the idea. Does anyone have any experience of doing some sort of structured memory capture with a parent or other relative? If so, what did…
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Moving house for work - nursery hours
Hi all, I am hoping there is someone who has some advice here, as my wife and I are pulling our hair out at the moment. Due to a work opportunity, our family is relocating a couple of hours away including a change of county and council. Our eldest just turned 4 and we were able to get her into the school we wanted (not…
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Discretionary trust document
Hi MoneySavers, does anyone know of a website where I can get a template for a Discretionary Trust Deed?
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LPA Certificate Provider concerns
Hi I would appreciate your views and suggestions on a situation that has arisen:- My nephew applied for LPA as his father was not in good health brought on by heavy drinking and ended up in a care home unable to look after himself. He prepared application for LPA and got his siblings together to discuss their father's…
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Sending eldest child to private school but not 2nd
My granddaughter who is 9 is a smart child but although her primary is great the classes are large and of very varied pupils. Her parents think she is not being pushed enough and have found a small private school nearby. She would go for her last 2 primary years and then take an exam ( like the 11 plus ) as they still have…
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Getting certified copies of Lasting Power of Attorney docs
My 84 year old mother-in-law finally got LPAs for herself and her husband for Property and Finance online and had them registered after lots of nagging from us. I advised her she should have at least one certified copy (from experience with my own parents). However, getting a copy is not so easy! The Gov.uk website says to…
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Mothers living apart from children - SGO special guardianship order
In order to challenge an SGO in a case where you are living apart from you children, you must use a C100 form available on gov.uk free of charge.
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Migration to UK
Hello, Could someone explain to me how I can bring my partner to Northern Ireland?Is it only on the basis of a work visa or are there other options?Thank you
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Applying for British Citizenship - Confused - Clarification Help Please
Background: Non-EU national, married (10 Yrs) and living in UK to British spouse, no dependents. Non-EU national has ILR status (indefinite leave to remain) in the UK. Confusion: Gov.UK statement 'You must have been physically present in the UK exactly 3 years before the Home Office receives your application.' Question:…
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Civil Partnership
If my long term girlfriend and i wanted to, instead of marrying, have a civil partnership what exactly would be the benefits; ie. tax, insurance, pension, etc. Also what if one is not working?
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Is there any reason NOT to set up LPA
TL;DR is setting up POA a sensible part of 'just in case' planning, or is it OTT? full: My partner and I bought a new house last year and set this year down as the year to sort out "all the sensible financial stuff" that maybe we'd been putting off for a while. Whilst we're happily planning to sort wills, work out what…
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[SOLVED] Made Will with Co-op before married
I made a will 5 years ago with the Co-op (a link from this site!) and very happy with the service. The will made provision if I got married. I got married in Gretna Green 3 years ago. In light of Martin’s email newsletter today, is my will still valid?
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Ill Parent - Financial & Estate Planning
Hi there, Looking for some guidance (I know it's not advice) regarding an ill parent looking to add me to their bank account and making it a joint account. Single parent, estate is under IHT threshold. I am married, already have a joint account with my spouse. If I am added as a joint account holder: - I understand this…