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Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
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Money Moral Dilemma: How do I convince my fiancé to pay a greater share of our bills?
This week's MoneySaver who wants advice asks... My fiancé of 20 years and I constantly argue about money. We've a child aged 16 together and I have two grown-up children from a previous relationship. We split our bills half and half, yet his income is 10 times higher than mine, and I buy almost everything for our son. I've…
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Getting certified copies of Lasting Power of Attorney docs
My 84 year old mother-in-law finally got LPAs for herself and her husband for Property and Finance online and had them registered after lots of nagging from us. I advised her she should have at least one certified copy (from experience with my own parents). However, getting a copy is not so easy! The Gov.uk website says to…
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Applying for British Citizenship - Confused - Clarification Help Please
Background: Non-EU national, married (10 Yrs) and living in UK to British spouse, no dependents. Non-EU national has ILR status (indefinite leave to remain) in the UK. Confusion: Gov.UK statement 'You must have been physically present in the UK exactly 3 years before the Home Office receives your application.' Question:…
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Discretionary trust document
Hi MoneySavers, does anyone know of a website where I can get a template for a Discretionary Trust Deed?
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Civil Partnership
If my long term girlfriend and i wanted to, instead of marrying, have a civil partnership what exactly would be the benefits; ie. tax, insurance, pension, etc. Also what if one is not working?
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Split up before expensive holiday
A friend of mine had booked an expensive holiday (£6000) with his partner, 6 weeks before they were due to go he found out she’d been cheating on him, obviously he moved out. She refused to see him or speak to him other than what’s app messages (been together over 10 years). To cut a long story short she has gone on the…
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Consent order after divorce - he already remarried?! What are my rights?
Hi forum, My ex-husband and I divorced in Feb 23 and are in the process of sorting out what happens to our house. Its taken so long because ive been waiting for the Lang Registry to update following numerous issues with builders! My ex remarried in May 24, in a foreign country. I can only assume its a legally recognised…
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Is there any reason NOT to set up LPA
TL;DR is setting up POA a sensible part of 'just in case' planning, or is it OTT? full: My partner and I bought a new house last year and set this year down as the year to sort out "all the sensible financial stuff" that maybe we'd been putting off for a while. Whilst we're happily planning to sort wills, work out what…
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[SOLVED] Made Will with Co-op before married
I made a will 5 years ago with the Co-op (a link from this site!) and very happy with the service. The will made provision if I got married. I got married in Gretna Green 3 years ago. In light of Martin’s email newsletter today, is my will still valid?
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Ill Parent - Financial & Estate Planning
Hi there, Looking for some guidance (I know it's not advice) regarding an ill parent looking to add me to their bank account and making it a joint account. Single parent, estate is under IHT threshold. I am married, already have a joint account with my spouse. If I am added as a joint account holder: - I understand this…
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Being pressured to move house to an are that is not suitable.
Not sure what to do and would welcome the opinions of forum members. Always wanted to move when we retired but it has been a nightmare and we are probably getting too old now. We have always wanted to move house to a country area as I used to live in a country area. My son and his family wanted to move with us and we have…
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Family member
So my brother got divorced and was made homeless about 5 years ago. He has since remarried. Once he met her she took control of his affairs cancelled his contract with his phone to go PAYG to save money cancelled his virgin media to try and hog on free netflix sharing. Anyway the latest twist is his mortgage is up for…
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NHS Viewing medical records 16 year old
My GP surgery has Anima NHS online booking service to make appointments etc. I have a online account for my self and have my son added on there as well who is 16. I want to view his medical records online but dont no how to do this. As I have downloaded the NHS app but this only allows me to see my medical records. Could…
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Divorce financial stuff..
All Currently in divorce proceedings and both living in same house I have had 5 Police attendances, the last one resulted in my arrest for a sexual assault which alleged was 3 years ago...all of these accusations are completely fabricated However I now can't return home and it's unlikely I'll be safe to due to further…
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Pensioners and tax returns
My mother receives about £350 a week in state pension and about another £50 a week from a small personal pension, This obviously takes her over the tax threshold and she pays about 50% tax on her personal pension, She has just received an anual interest statement from her non ISA savings of about £200. I know she won't pay…
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Sending eldest child to private school but not 2nd
My granddaughter who is 9 is a smart child but although her primary is great the classes are large and of very varied pupils. Her parents think she is not being pushed enough and have found a small private school nearby. She would go for her last 2 primary years and then take an exam ( like the 11 plus ) as they still have…
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Free care for the elderly
There seems to be many different types or care and free care. My 98-year-old relative is getting towards the end of his life. I understand care can be free in the last 12 months, but that is if there is a terminal illness.He is just very frail, living in a care home for the last 4 months, but presently in hospital.The…
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Newbie--any advice please
Currently going through a divorce process after 20 years--still both living in the same house, both kids adults and in their own places. My question is what am I responsible for financially--I know that the mortgage, council tax, power and so on is mandatory--I earn around 3 times more per month--both incomes go into a…
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Financial implications of moving in with elderly parent
Hi! I'd welcome any thoughts on the below. I’m considering moving back to my childhood home to live with my elderly mum and am looking for some initial advice on what financial implications I need to consider. In a nutshell, my widowed mum is 91 and I’m 67 and single. She is in good health, is mentally astute and has an…
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Conflicting views around online dating
I had a discussion with a work colleague today on dating apps and he told me of a different viewpoint that normally perpetuates through the Internet and the media. This was mirrored by several other people. There are two viewpoints I see. The first one is where you see most men being largely ignored on the apps, women get…