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Do we need POA?
If my husband and I wish to appoint each other to make decisions about heath and finance if the other looses mental capacity, do we need to make a POA or as husband and wife would we not already have this authority to make these decisions as next of kin? I'm thinking of applying for POA but wanted to check that it's not an…
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Transfer Of Jointly Owned Property Pre Court Approval
My wife has found another property she wants to purchase asap and she wants me to buy her out of our property before any formal court approval for a consent/financial order. Is this a risky move? Additionally is my purchase SDLT exempt as divorce has been filed or will it only be exempt by a further court order?
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Lasting Power of attorney, sole attorney.
I am the sole attorney for my mum since my dad died 10 years ago. (No deputies listed) She is now in a care home & I have been looking after her finances since 2022. She has capacity. I am concerned that should anything happen to me before her (hopefully unlikely but you never know) then my sister would have to apply to…
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Tenants in common or joint?!
Me & my fiance have just exchanged on a house together and it will be the first property I have owned. He bought the home we are moving out of 5 years ago, we have both lived in it for those 5 years, I contribute a % towards the mortgage and I cover food costs, most household chores etc. We also now have 2 young children…
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Spouse Visa
My husband is on a spouse visa with me in the UK. I am his sponsor. He is not working or claiming benefits. Does he or I need to make any payments to Tax/NI/NHS for example. Also how do we prove to his birth country that he is covered here by the NHS? Thank you
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Amending a will
Hi, I have a will that needs amending and the company want to charge me £35 per amendment. Can I transfer the will to someone else (is there a cost for this)? Can I create a new will at a new company? Just wondering what my options are in what I thought was 'free wills' month
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Transferring a share of a property into a trust.
My Mother passed in Sept 22. Things have dragged on and on since! My step sister and my self where named executors and her will was very straight forward. My Mothers second marriage. Both partners have 2x children each. A mirror Husband and Wife will was set up in 2013 with a 50% share of the property going into trust for…
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Finding Occasional Domiciliary care
Hi My sister and I would like to occasionally take holidays at the same time, but this is getting increasingly difficult as our father, who lives alone at present, is becoming increasingly dependent on our daily visits. How do we go about finding someone who is qualified/ accredited/ trustworthy to do a welfare/ social…
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What is fair way to pay off ex partner
Hi I have split up with my partner we are not married and no kids. I bought the bunglow we live in now in 2011 for £110,000 with a £25,000 deposit leaving a £85,000 mortgage.I spent £20,000 modernising the bungalow before we even met and have the reciepts still for all work payed for. She moved in with me 2015 and in 2018…
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LPA - certificate provider
I am in the process of preparing new LPAs for my elderly parents, naturally at their request. We'll need a "certificate provider" who isn't related to them to confirm that they know what they're doing. The "someone who has known them for at least two years" requirement is tricky (albeit not impossible) due to the fact that…
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Power of Attorney financial decisions.
Myself and spouse set up a joint POA which gives our son control over finances if one partner dies and then the other loses capacity. A few years after taking this out we visited a solicitor to amend our wills. At this time we also discussed the POA and asked the solicitor to explain it in a bit more detail. She advised us…
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Do I need to complete a form D11?
Going through divorce process and have had the conditional order pronounced at court. Do I need to complete a form D11 to prevent final stages of divorce being applied for by husband whilst financials are being negotiated. We are both entering into mediation so therefore would a form D11 still be required as it’s yet…
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Bank contacting social services
Hi there social services have been contacted by Nationwide after my mum couldn't pass security as she has aphasia and has difficulty hearing canthe bank do this ?
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Seeking Advice: Ex-Partner Took My Belongings and £10,000+ Loaned Cash
Hi all, I’m in the UK and dealing with a serious issue involving an ex-partner who has taken a significant amount of my belongings, along with at least £10,000 I lent them while we were together. I have written evidence of them acknowledging the debt and saying they would return my things, but they are now refusing. We…
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Financial order divorce and house sale query
Not sure if anyone can help with this one. My boyfriend has had his divorced finalised and the financial order has been agreed by the courts, it states in the financial order that the house has to be sold and that they have to pay the mortgage 50/50 until the property sells. However the house being sold is slow going due…
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Tenants in common question
Background: Married, both living in our only property. Could someone list the advantages and disadvantages of changing the joint ownership of our house to "tenants in common".
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School trip cancelled deposit not returned
Hey all. I need some advice please if anyone knows anyone who might be able to give me some insight about how to proceed forward before I go back to the school. My eldest daughter is in year 6 and the school have always organised a residential trip for the year 6’s. Back in November the school said they were going to do…
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Ex-wife moved in 3 years ago but doesn't contribute towards bills
My dads ex-wife moved in with him three years ago and hasn't paid towards any bills during that time. She moved in without my knowledge. When asked a few weeks later, she did say it was a temporary stay, so no conversations were had about her contributing towards bills. but here we are three years later and she's still…
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15 hours free child care
Hey all, I asking on behalf of my mid 20's separated son. He and his ex split quite quickly after their baby girl arrived and are now "co-parenting" (she is ~18 months old) he is hoping to have her stay with him 2,3 sometimes 4 nights a week. He works full time and so some of the week days he will need her to attend at a…
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AIBU?
My adult son has stored 3 cars on my property, 2 of which don't run. He's moving out in a few months so told him to get rid of them. He said he would but instead wants to store a work van once purchased. I'm not happy at all but he thinks I'm being unreasonable.
A place for mums with kids of all ages to discuss parent MoneySaving matters.
969 discussions
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Most recent: Money claim but defendant died by Keep_pedalling
29 July at 4:18PM
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