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Child Care Home Travel Costs
Hi, I daughter is in a care home and the government pay the care home fees, we pay for all her personal needs. The care home is now wanting to charge towards transport costs, they do have a car and do take her out, not sure how often, she is able to walk but not that far, they have asked we start paying £35.36 a week…
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Gifting money to grandchildren and care fees
My mum is going to downsize and wants to gift some money to her grandchildren. What happens if she needs to go into a home within 7 years of that? Is the government likely to ask for that back? She will still have a substantial amount of money which I guess would be taken for care home fees.
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smart casual attire
I am asking this question as I have no female friends to ask. I have a family meal to attend and been told its smart casual no jeans (don't wear them) and no t -shirts.I don't really have any money to buy anything. But I have 2 dresses in the wardrobe. They are lindy bop print swing dresses they have a print going around…
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Inheritance tax and property from an Ex-wife
Hi, I suddenly had a thought pop into my head and I probably need to go and get some financial advice, but thought I'd first ask here to get an idea. My ex wife has a terminal illness. She created a will on learning of the illness which sees her property and all finances transfer to me, on the agreement that I will then…
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Mortgage Liability
Mortgage value agreed by bank based upon husband’s income. Wife’s income very low, under £250 a month. Couple separate, ex husband demanding ex wife now pays towards mortgage until house is sold. Husband claims he can no longer afford payments alone. Where does she stand with bank if she can’t afford to make any…
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Has anyone used Lawhive (online legal advice) and would you recommend them?
Looking for low cost legal divorce advice
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Divorce and Mortgage in England
Hi. Following a previous discussion of mine, my friend is in the following position and needs advice. She is currently residing with teenage child in matrimonial home. Estranged husband is renting a house with 2nd teenage child. There is a non molestation order in place until 30 June 25 against husband preventing him from…
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Gifting of a house
Just after some thoughts please. in 2002 my Nan and grandad transferred their bungalow to my mum, me and my brother and sister. This was done at no value with a declaration of trust.The grandchildren were included in this transfer as my grandparents did not like my mums husband at the time (proved to be good judge of…
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Power of Attorney & Will
My elderly mother suffered with Dementia and because of this my sister had Power of Attorney. Last year, my sister sold my mother’s property for £410k. She used £200k of this to purchase a larger property of £500k and mum moved in with her. Mum has recently passed away having only lived for a few months with my sister.…
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Lack of family and fear of being alone
Hello everyone, I have posted about this topic previously over on the pensions and retirement board, but I am not sure that was really the right place. I was wondering if anyone can relate to my situation. I am an only child, approaching 40 and I have very little family. I have my parents still, but obviously that won't…
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The chip on my windscreen
There is a chip on the windscreen of my six month old car.
In fact, calling it a chip is generous – I’m told it is in fact a pit, where a
tiny stone or a bit of sand has hit the windscreen and made a mark that is
about 1mm in size. They can’t really be repaired, but someone did come and have
a look and do some windscreen…
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?? Deprivation of assets???
I have a question in regards to gifting money and whether it could be construed as Deprivation of assets. My 94 year old widowed mother, who is in very good health for her age, has all her faculties and lives alone in rented sheltered accommodation, is wanting to gift some of her savings to her 3 children. Now I know that…
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Paternity Leave - less than 6 months in job
Hi everyone, appreciate any advice. Due my first baby this week! My partner just started a new job in Dec 24 so he is not entitled to paid paternity leave, he is going to take a week unpaid. However, it doesn't quite sit right with me. His change of job was due to him completing 22 years service in the Armed Forces, so he…
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Drug Driving Debacle
I wonder if anyone can help with some law advice please. I hope this is in the right section. My (very silly!!) brother was hit by a car on his moped whilst he was stationary at a junction on his way to work. He was taken to hospital by ambulance and scanned from top to toe (he was very lucky to be alive) The police came…
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Do we need POA?
If my husband and I wish to appoint each other to make decisions about heath and finance if the other looses mental capacity, do we need to make a POA or as husband and wife would we not already have this authority to make these decisions as next of kin? I'm thinking of applying for POA but wanted to check that it's not an…
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Transfer Of Jointly Owned Property Pre Court Approval
My wife has found another property she wants to purchase asap and she wants me to buy her out of our property before any formal court approval for a consent/financial order. Is this a risky move? Additionally is my purchase SDLT exempt as divorce has been filed or will it only be exempt by a further court order?
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Lasting Power of attorney, sole attorney.
I am the sole attorney for my mum since my dad died 10 years ago. (No deputies listed) She is now in a care home & I have been looking after her finances since 2022. She has capacity. I am concerned that should anything happen to me before her (hopefully unlikely but you never know) then my sister would have to apply to…
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Tenants in common or joint?!
Me & my fiance have just exchanged on a house together and it will be the first property I have owned. He bought the home we are moving out of 5 years ago, we have both lived in it for those 5 years, I contribute a % towards the mortgage and I cover food costs, most household chores etc. We also now have 2 young children…
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Spouse Visa
My husband is on a spouse visa with me in the UK. I am his sponsor. He is not working or claiming benefits. Does he or I need to make any payments to Tax/NI/NHS for example. Also how do we prove to his birth country that he is covered here by the NHS? Thank you
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Amending a will
Hi, I have a will that needs amending and the company want to charge me £35 per amendment. Can I transfer the will to someone else (is there a cost for this)? Can I create a new will at a new company? Just wondering what my options are in what I thought was 'free wills' month
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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