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second marriage and assets
I am getting married for the second time, I own my house and when I pass away, I would like my future wife to stay living in the house until she passes away and then the house go to my children (All over 25). What is the best way to achieve this?
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Marriage tax allowance
Hello, I have recently seperated from my husband and because of this I have applied to cancel our marriage tax allowance. He was the main income earner so the tax allowance worked in our favour, now that were seperating our finances he is still getting the benefit of that allowance and i am paying more tax. when i have…
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Can a Housing association come after us for money?
My father in law was placed into residential car last year as he was assessed to lack capacity due to a previous dementia diagnosis. Before he went into care he was living in a housing association house managed by Orbit where his benefits paid his rent each month. When the decision was made and he was moved into his care…
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Do I have equity
Hi, looking for some advice on my entitlement to equity in an unsold house with my ex husband. I purchased a house with a mortgage with my ex husband in 2007 for £103,000. We contributed a deposit of £2500 each and shared the mortgage payments from a joint bank account. We separated in 2010 and I left the house. My ex…
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My ex remarried an Albanian in Albania - is it recognised here and how do i prove he did?
My ex married his new partner last year in Albania. Hes a UK citizen, she is Albanian. Assuming they followed all the legal requirements under Albanian law, how would I go about proving that he is remarried? We had not finalised the division of our marital home and now im sure he will have fell into 'the remarriage trap'…
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Power of Attorney
Please would someone help me. Via our solicitors, I am dealing with an Attorney who is acting on behalf of her husband. The Power of Attorney was done when the husband had capacity but has now lost capacity. The POA states that he has complete control over his affairs whilst he has capacity - his wife can only do what she…
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Deferred Payment Scheme is this a cheap way to borrow?
Parent is going into Nursing home soon. The property will be used to fund this. We are exploring options. Seems like the Gov Deferred Payment Scheme is our preferred option. Anyone have experience of this, I guess there isnt a more cost effective way to borrow the funds? We wouldnt get it cheaper with a bank it seems (gov…
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Relative connections - scam?
hi, posting this on behalf of my father who is in his late 80s, for whom i look after all admin etc. He received a letter from 'Relative connections' - they claim to be a professional tracing company who are contacting him on behalf of a client (unspecified) and asking him to contact them to verify who he is whereupon they…
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Mums finances. Sister thinks I am up to something.
A little while ago my sister asked me to assist more with helping my aging Mum which was fair as she did a lot and I only did stuff if my sister couldn’t do it. Recently my mum became unwell and made me aware of her finances. She had £21k in a current account earning zero interest. She receives state pension topped up…
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Divorce financial settlement calculation help
Currently in the process of trying to reach a financial settlement, and have clashed on how the calculation for the pot should be split. We have agreed one party will receive more equity instead of a pension share in order to compensate for the differences in pots. The property will shortly be sold and in round terms there…
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Harrison’s private client solutions
Good afternoon. Just a quickish one, if anyone has had this before; I’ve had nothing like this before. A relative has died leaving the estate with no one to inherit it. So this company finds these estates and look through family trees, then I presume, take a percentage before dividing what’s left if anything. I know the…
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Daughter finishing primary - very emotional
Haven't posted in a while, but need somewhere to talk about this. I developed a very emotional side to me after losing my dad and his brother in a sort of traumatic way 4 years ago - I don't think I've completely recovered from the grief / shock. I'm a father to two girls, with my eldest finishing Primary school tomorrow,…
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Physio / convalescence for 90 year old mother in Brent
Hi, Up til May my mother had lived at home with carers helping and a sharer (Two Generations) living there and offering up to 10 hours of companionship per week. She would go up and down the stairs to the bathroom her bedroom etc. She has had dementia for a few years but was generally doing ok. She came down with a UTI and…
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Separation Agreement house
Property Settlement – Second Opinion Requested Hi everyone, I’m looking for some feedback on a property agreement that both of us have mutually agreed to. This relates to a jointly owned property (let’s call it Property X). Here’s what we’ve put together: * The property is jointly owned and currently has a mortgage of…
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Divorce and splitting assets
When you get married does your wife automatically inherit 50% of what you have? What’s the criteria? So she can just get all that wealth just by signing a marriage certificate and being a wife? Does it work other way around?
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Financial settlement - panicking
Hi, this is going to be long so apologies for that. My husband has left me within the last month after a period of mental abuse/cheating. Last year, he also revealed to me that he had been hiding £15K of credit card debt from me which we paid off with some extra borrowing on a remortgage (he has since taken a loan out and…
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POA and Executor
I have a complicated history with my family. My brother was the golden child. He and I took over the family business but our relationship broke down due to his inability to work! I sold my half to him after he wouldn't sell to me. We have not spoken in 20 years. My parents have always been a little scared of him and always…
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Power of attorney and family
5 years ago, My husband and I moved in with My Mum and Dad because he had Alzheimer’s disease and my Mum couldn’t cope as she had severe mobility issues Mum and Dad had power of attorney for each other, my sister and I had power of attorney for both of them When we first moved in my Dad had some capacity and agreed to us…
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School Holiday Fines
Hi all, we have a new School Holiday Fines guide, and we'd love to hear your feedback. Just click reply below to share any info. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide. Thanks for your help, MSE Megan F
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Pension offsetting is this correct?
Hi Folks, I am currently going through a divorce and we have agree to offset my pension against some of the other equity (house, cash etc). I will give broad figures to illustrate my question and any and all advice or comments would be great received. House equity £358,000 Cash £70,000 Using my latest pension benefits…
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