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Registering power of attorney at banks
Hi, I am a tad confused regarding the registration of my wives and my power of attorney. So, today we went to our respective banks with whom we have joint current accounts. We were told that as they are joint current accounts we do not have to register them and that they will only need to be registered in the scenario…
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Separating with Mortgage?
Hi, I am in the early stages of thinking about ending my relationship. I am 40f he is 45m. Been together 10 years lived together 7- Not married no children no step kids. We own a house worth £230k with £115 mortgage left on it. Recently re-tied in for 3 years which may have been an error in retrospect. There's an early…
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Civil partnership queries
Is there anyone savvy out there on the legalities of civil partnerships? If so, can you tell me please: If you're living with a long term partner whose Will leaves everything to you after their death, what additional benefits would there be by entering into a civil partnership instead of staying just living together?…
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Civil partnership pros and cons
My partner has just been diagnosed with cancer. He is wanting to get his affairs in order, just in case the outcome is a poor one - and I think that's a very sensible thing to do. However - as part of that he wants us to have a civil partnership. We've both been married twice before, and I have to confess I'm not sure that…
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care home fees
I realise that if one of a married couple goes into care the home is 'disregarded' for fees. I would like to know if the fees are then 'rolled up' until the house is sold. in other words it is not disregarded but deferred
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Can I take my house out of Trust?
We put our house into Trust for my husband's 2 children (they are adults), we have decided that we would like to take it out of Trust - mainly so if anything happens to either of us we can just sell the property and move if we wish rather than having to involve anyone else in our decisions. We were advised to put it in…
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Consent order
Good evening, I have a question about my consent order. It states: The Family Home, shall be placed on the open market for sale forthwith for such a price as may be agreed between the parties, or in default of such agreement as determined bythe court and the following consequential provisions shall apply:
* The Respondent…
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Divorce Costs
Can anyone help me please. I'm in the process of getting divorced, at the outset the solicitor i chose stated that it should cost between £3k-£5K but could rise if we went to court. We've just swapped Financial details, and i've already spent over £5k. Once they saw how much was in the mix finance wise they also told me…
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Practicalities about signing LPA forms
I have read all the guidance on gov.uk and the insistence that the signatures must be done in the right order, but, whilst not wishing to do anything illegal, how is that practicable if one attorney lives at a long distance, or it simply proves impossible to get the relevant people together to do it all on one day. as is…
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Money Moral Dilemma: Should I pay Mum back after she replaced my gift to my aunt without asking me?
This week's MoneySaver who wants advice asks... I gave my mum a present to take to my aunt, as she was seeing her before Christmas and I wasn't. But instead of giving my gift, she bought a different one without consulting me and gave it to my aunt on my behalf. I'm upset as she obviously thought my gift was inadequate or…
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Deceased wife's refund
My wife passed away 10 months ago and we paid her bills out of a joint bank account. When she passed we failed to inform a finance company with whom she had purchased a mobile phone and some other electrical devices. We contacted them to advise that she had passed away 10 months ago. Because she paid from the joint account…
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Leaving 2nd property in will
I am an elderly gentleman so please bear with me whilst i try to explain the situation i have, Many years ago i bought a house for my son and his then young children to live in. The house was in my name but he lived in it and he paid the mortgage payments. He lived there for the 24 years until the mortgage was paid off.…
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UK partner visa
Hi, I met my partner, who's based abroad, online in 2021. We first met in-person in early 2023 for 3 weeks and have had two lengthy visits since (August to November 2023 and June to November 2024). Come February, we were looking at the possibility of applying for the partner visa, since the relationship needs to be at…
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Ex stopped half of Army Pension payments
Hello, Me and my ex husband divorced 20 years ago. We agreed on him paying me half of his Army Pension( No Court order) . Usually paid on the 3rd of each month. I have not had a payment today. Can he just stop paying, We were married for 20 years. Thank you in advance.
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Marriage Failure. Help.
I've been absent from MSE for a good while but this is the only place I can put my problems into words and get advice which I'll probably ignore. So the context. Married in 1990 now 57 years old, 2 grown up kids and one grandchild. There has always been trauma in our relationship. My wife could be described as prone to…
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Money Moral Dilemma: I loaned my friend £1,000 and she isn't paying it back - what should I do?
This week's MoneySaver who wants advice asks... I've often loaned my friend money when she's been short, and she's always paid me back over a few months. This time, she borrowed £1,000 - but two weeks later, she asked if she could pay me £20 a month. I have a deteriorating medical condition, and this may be my final year -…
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Eden Red Childcare Voucher Scheme
Hello good people! Anyone in the same situation with Eden Red Childcare Vouchers please? Anyone managed to get left over balance back through their ex employer after they left? I got £407 left in my account but unfortunately can not use them any more. My ex employer says they can not do anything as I no longer work for…
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Dating post divorce ~ no 'umph'
Hey all, This is a post for those have walked the road of divorce and moved on in life. I am currently on the dating scene, plenty of people interested, but I am lacking the 'umph'; the drive to meet up week after week. The repetitive dance of getting to know someone new, for it to fail early on, smashing hope and all…
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Money Moral Dilemma: Should I give my child money for a property as I gave the others wedding money?
This week's MoneySaver who wants advice asks... I have three children in their 30s. Two are married, and I contributed towards the cost of both weddings. My other child, who is single, purchased a property on their own and I lent them money towards the deposit. The amount they borrowed is similar to what I gifted towards…
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Complications with Deputyship for Property and Financial Affairs.
Hello, My mother has been in care for a few years with dementia and I've come across an issue. A Solicitors have started the application for my mother deputyship of Property and Financial Affairs. They sent a forum to myself and to my brother (whom I've recently reconnected with). I sent my form off some time ago and the…