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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

971 discussions 13.8K comments Most recent: Money Moral Dilemma: When should I tell my son I can't afford for him to go to a private school? by Ibrahim5 Today at 3:05AM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

371 discussions 4.1K comments Most recent: Child maintenance increase by Northern_Wanderer 12 September at 9:50PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.7K discussions 133.9K comments Most recent: Living trust will, changing it to discretionary trust by Keep_pedalling Today at 1:50PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 250K comments Most recent: Would you always claim on insurance for Vet Treatment by elsien 12 September at 6:32PM

Gifting money allowances
I’m struggling to know if this is the right sub forum for this query but if not, feel free to move it My elderly father is wanting to gift me and my brother some money. For some reason, it’s been in my head that he can gift 7K per year without falling foul of the deprivation of assets rule. My brother thinks it’s only…
Family don't understand my money concerns
Hi, I have posted on here before about issues I have with my family. So my little sister is getting married in Summer and I have been invited on my future brother-in-laws stag do which is to Madrid over Easter weekend. When it was first mentioned last year I decided there and then I wouldn't be going for a number of…
Parents gifting money to partner after separation
My wife and I are separating after 24 years. Have two children of 19 and 16 years of age. Luckily house is mortgage free and paid for, and we have sold so 50/50 proceeds to each from sale when it completes. We have both agreed to purchase independent houses, but hers is £50,000 more as her parents are 'gifting' her that.…
Childcare Vouchers: cut childcare costs by £1,000/year Discussion Area
This thread is specifically to discuss the content of the Childcare Vouchers: cut childcare costs by £1,000/year Article To discuss or ask a question about the article: click reply For the old thread click here
I absolutely love my life even though I'm in a position where society says I shouldn't be happy.
I work £14 an hour job with no career progression at all. I don't have a single friend. I'm not in contact with any family members and haven't been for a decade. I go to work, play video games / watch tv shows and sleep. I live a very frugal life and invest my left over money each month so I can retire without worrying…
30 Hours Free Childcare
Hello, can anyone help with my query please. When eligible for the 30 hours free childcare can this be split across 2 providers (e.g. nursery & childminder) or can these hours only be used with 1 provider? Thank you
Help with 'expensive' friends!
Hi all. I would really love your help. My group of friends are shall we say, a little more 'well off' than I am. They are all married and live wealthy lifestyles, often complaining about their Porche car door not opening in the cold, can't decide which Gucci belt to wear... Firstly, I am not and never have had the sort of…
Cost of LPAs compared to cost of Wills
We recently concluded our 2 separate and non-identical Wills with a High Street solicitor. It was not cheap, but I didn't consider it too expensive. I used a High St solicitor for the comfort factor of SRA regulation etc etc. I have recently asked for a quote for drawing up a full set of LPAs (Health and Finance x2) and…
Inheritance stolen?
Father of an only child died. in his will he left 50% of his estate to his only daughter. The mother on leaving the matrimonial home to go into sheltered accommodation sold the house Therefore in theory the daughter was due 50% Of the house sales (Along with 50% of the remaining estate cash et cetera) The executor…
Divorce options, just agreed to 50/50 split from house sale not savings help?
Hi me and my wife have agreed to split up after been married for a two years. We’ve lived in our own home for 6 years. We have agreed to live in house together whilst we sell it. There’s is zero animosity and we’ve broken up an amicable way. We’ve just agreed to split the house sale 50/50 and this no savings involved from…
Financial compatibility with partner
Hello all, would appreciate some advice on my current situation. Me (29 f) and my partner (29 f) moved in to my rented house in September 2024. We agreed that all bills would continue to come out of my account but she would transfer me a monthly payment to cover her share. I am currently working full time and have been…
[Ancestry] Am I actually related to all these people? How diluted is the ancestry?
So I made a thread a few days about about ancestry and I decided to try the free trial. I started entering the basics of my parents and grandparents and then I saw that my mothers death record was linked in someone else's tree. So I checked out this other persons tree and they have some of the same people linked as I do,…
British nationality
Hi everyone after a bit of advise please, a family member has been recently informed that he has 3 children (all in their 20’s, eldestbis 27 that he knew nothing about from an on/off affair with a Filipino he worked with in UAE at time (I know! You couldn’t make it up!! 🤷‍♀️) anyway DNA tests have confirmed they are his,…
Irritating problem with facebook.
Happy New Year everyone. Not quite sure where to put this as it doesn't seem to fit into any category but I could do with help form someone more savvy. I use Facebook but only to keep in contact with family who are spread across the country and a few friends. I'm not one of these who have 2852 fake friends. Its just a…
20 Year old sons rent
Hi, Just interested to see if you think the following is fair? Sons wages is £1121 monthly. Charging him £250 'housekeeping' which includes contribution to all the bills, own room, wifi, laundry done and we buy and cook all the food (he buys any junk food he may fancy) Sound reasonable? TIA
In Ancestry worth it if you don't know the names of your relatives?
My family history is very fragmented. In terms of my past family members, I know the names of 1 of my grandparents on my mothers side, both my parents and my sisters and brothers. But I don't know the names of any of my aunties or uncles, and by extension I don't know the names of their children, I don't know the name of…
Inheritance tax help
Hi all. Any help would be appreciated. My parents house is worth approx 600k + some minor savings. We obviously want to avoid paying as much inheritance tax as possible (legally). I have 2 sons, what is the best thing/s to consider pls?? Gifting or sign house over to me/my son's etc?? Pls help Thanks
Care - 12 months free?
I have read that the last 12 months of life, care is free, but the information around this seems unclear. A 97-year-old relation had a few health issues this year and it was decided that he should move into a care home, as family could not cope. Last month a doctor said that he is unlikely to live another 12 months, he is…
Why do I purposely emotionally torment myself over my past?
I had a real tough upbringing as a child, I was bullied at school, bullied at my first job, bullied in my next one too and I've been homeless. All this happened many years ago in my late teens and I'm now well into my 30s but I still find myself purposely emotionally tormenting myself. But the weirdest thing is it's like I…
My partner wants to move and there’s no job for me there
I would really appreciate some thoughts / advice ( ? ) on how to navigate a tricky issue. My partner and I have a job as a live in couple working for a family. I am very happy in my role but my 64 year old partner has told me he is unhappy and has arranged an interview for another job. The position is very poorly paid and…