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[Ancestry] Am I actually related to all these people? How diluted is the ancestry?
So I made a thread a few days about about ancestry and I decided to try the free trial. I started entering the basics of my parents and grandparents and then I saw that my mothers death record was linked in someone else's tree. So I checked out this other persons tree and they have some of the same people linked as I do,…
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British nationality
Hi everyone after a bit of advise please, a family member has been recently informed that he has 3 children (all in their 20’s, eldestbis 27 that he knew nothing about from an on/off affair with a Filipino he worked with in UAE at time (I know! You couldn’t make it up!! 🤷♀️) anyway DNA tests have confirmed they are his,…
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Irritating problem with facebook.
Happy New Year everyone. Not quite sure where to put this as it doesn't seem to fit into any category but I could do with help form someone more savvy. I use Facebook but only to keep in contact with family who are spread across the country and a few friends. I'm not one of these who have 2852 fake friends. Its just a…
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20 Year old sons rent
Hi, Just interested to see if you think the following is fair? Sons wages is £1121 monthly. Charging him £250 'housekeeping' which includes contribution to all the bills, own room, wifi, laundry done and we buy and cook all the food (he buys any junk food he may fancy) Sound reasonable? TIA
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In Ancestry worth it if you don't know the names of your relatives?
My family history is very fragmented. In terms of my past family members, I know the names of 1 of my grandparents on my mothers side, both my parents and my sisters and brothers. But I don't know the names of any of my aunties or uncles, and by extension I don't know the names of their children, I don't know the name of…
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Inheritance tax help
Hi all. Any help would be appreciated. My parents house is worth approx 600k + some minor savings. We obviously want to avoid paying as much inheritance tax as possible (legally). I have 2 sons, what is the best thing/s to consider pls?? Gifting or sign house over to me/my son's etc?? Pls help Thanks
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Care - 12 months free?
I have read that the last 12 months of life, care is free, but the information around this seems unclear.A 97-year-old relation had a few health issues this year and it was decided that he should move into a care home, as family could not cope.Last month a doctor said that he is unlikely to live another 12 months, he is…
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Why do I purposely emotionally torment myself over my past?
I had a real tough upbringing as a child, I was bullied at school, bullied at my first job, bullied in my next one too and I've been homeless. All this happened many years ago in my late teens and I'm now well into my 30s but I still find myself purposely emotionally tormenting myself. But the weirdest thing is it's like I…
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My partner wants to move and there’s no job for me there
I would really appreciate some thoughts / advice ( ? ) on how to navigate a tricky issue. My partner and I have a job as a live in couple working for a family. I am very happy in my role but my 64 year old partner has told me he is unhappy and has arranged an interview for another job. The position is very poorly paid and…
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Is LPA Laissez faire OK
I have financial LPA for a relative in his 90s. His money is a bit all over the place but he likes it where it is. A block is managed by an IFA but for some reason (trust I think) he didn't tell his IFA about everything. He has a valuable house, six figures in cash and cash ISAs, far more than I would hold in cash. He also…
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Care costs over £23k savings
I understand that if over £23k in savings the over and above amount will be used for care costs. Ok understand that. How are savings defined exactly. My mum has more saved however this is saved to enable her to have sufficient funds for living costs for the remaining years of her life . She doesn’t have a property as now…
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Divorce and property division after 20 years of marriage.
I am a 50-year-old woman who has been married for just over 20 years. Recently, I discovered that my husband has been cheating on me with other men and has had sporadic relationships with different men at least once a month. This is something I cannot accept, so I am considering asking for a divorce soon. Here is an…
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Separation with Mortgage
Please could I have some urgent advice. Myself and partner soon to be ex have been together for 17 years. We bought a house together only two years ago. He used a chunk from his pension money for the deposit and renovations on the property. He pays the mortgage directly from his bank account whilst I pay the bills and also…
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How to check Executor ??
My aunt died without a will. Remaining are her 2 sisters and a brother. The brother has dived into obtaining probabe but let’s say, he’s a bit of a chancer. So how can we check that having obtained probate, he is distributing the estate 3 ways fairly and not say, keeping some savings accounts to himself
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Pre Nup agreement
So many people saying they’re not legally binding but can be upheld…. Has anybody actually had any success stories having there pre nup used and acted on by a court in UK? Thanks
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Form E
A friend is struggling with filling in Form E. Is there anywhere with templates listing the sort of expenses that ought to be considered? For example, if you just looked back over 6 months of bank statements, you could easily forget about the TV licence - a 50/50 chance if it's paid annually.
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Registering power of attorney at banks
Hi, I am a tad confused regarding the registration of my wives and my power of attorney. So, today we went to our respective banks with whom we have joint current accounts. We were told that as they are joint current accounts we do not have to register them and that they will only need to be registered in the scenario…
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Separating with Mortgage?
Hi, I am in the early stages of thinking about ending my relationship. I am 40f he is 45m. Been together 10 years lived together 7- Not married no children no step kids. We own a house worth £230k with £115 mortgage left on it. Recently re-tied in for 3 years which may have been an error in retrospect. There's an early…
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Civil partnership queries
Is there anyone savvy out there on the legalities of civil partnerships? If so, can you tell me please: If you're living with a long term partner whose Will leaves everything to you after their death, what additional benefits would there be by entering into a civil partnership instead of staying just living together?…
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Civil partnership pros and cons
My partner has just been diagnosed with cancer. He is wanting to get his affairs in order, just in case the outcome is a poor one - and I think that's a very sensible thing to do. However - as part of that he wants us to have a civil partnership. We've both been married twice before, and I have to confess I'm not sure that…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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