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Conflict with Nursery over fees
Good Morning all, I am looking for some advice. My daughter has been registered at a private Ofsted registered day nursery since she was 7 months old (she is now nearly 3). When I signed her up, I paid a month in advance as a deposit. During her time, her contract has been changed that many time I have lost count, and I no…
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Experience of Spousal Maintenance?
I've also posted this question on Quora... Is anyone in England or Wales willing to share their own divorce experience of "Spouse Maintenance"? How much you got and for what commitments and needs. How much would the court awarded for taking over a 300k home on a single 25k salary with a 6+9 yr old? please say if you'rw…
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Lasting power of attorney or something else?
Hi all, I currently help my mum (a pensioner) with pretty much all of her financial affairs. She DOES have mental capacity, but she's always been very nervous about dealing with this stuff, and her English isn't very good either. She recently had an issue on her bank account, because there were some fraudulent…
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Divorce questions
Hello everyone, I would like to ask for an opinion regarding my wish to divorce my wife. I will try to make the story short and to the point. Basically, we have been married for 8 years and my wife this year decided that she wasn't happy anymore because we were arguing a lot, also she says that she needs to become…
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Living with partner - how much money to ask for
Hi i bought a house maybe three months ago now and I’ve been living here with my partner. The deposit and mortgage was and is paid by myself and my partner has paid no contributions towards the mortgage or council tax. The mortgage is solely in my name. I was wondering if anyone is in the same boat and would like to know…
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Overpaying a mortgage in a tenuous marriage
I'll try (and fail) to be brief. Wife and I have been married about 10 years. Deposit on the house was paid entirely by me, wife contributes about £300 per month for bills, otherwise I pay for everything. House is in my name (makes no difference, I know), we have no kids. Wife has complex mental health problems that I…
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Unexpected death & subsequent funeral costs
My 46 year old son died today. It was extremely unexpected. The timing would never be right of course but I have just commenced a self managed debt management plan. My CCA credit accounts are just beginning to default. My son was in poor health and received disability benefits. He had no life insurance as he was high risk…
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Partner moving in with me - how to work it financially
I would be interested to hear your views on how to split bills when a person moves into their partner's home. I will be asking my partner to move in with me in the next few months. I live with my 2 children now. He will hopefully join us early next year. What would you think would be usual in terms of what he should…
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Should I Marry my Beneficiary to Avoid Inheritance Tax?
Hi all, My question is far from romantic, it is more practical. I have worked hard all of my life and I now own a property and assets. I am an only child, I am single, i have no family (except my estranged mother, which I will come to later). My best friend of 30 years will be the sole beneficiary. Everyone we know says we…
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Clean break order question
Hi all Me and my ex divorced 6 years ago. We did it ourselves through the courts and we agreed all the debt, the assets and the house payment. I've been listening to the latest "Not the martin lewis podcast" and I was not aware of a clean break order. My ex has since remarried. Does that mean I no longer need a clean bread…
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What do I do if I don't believe financial disclosure?
I'm currently going through a divorce and we're going through mediation. We're at the stage where we're making financial disclosures, and I'm really not sure I believe what my ex is disclosing. The house is worth around 360k and it's paid off so we've agreed 50/50. That's fine. But everything else he's saying seems…
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Power of Attorney for Health Witness Question
Hello everyone, I am hoping someone with experience of filling in the Power of Attorney for Health form can help. My question relates to the donors about witnesses. Section 5 (Life Sustaining Treatment) and Section 9 (Signature Donor) are both signed by the Donor at the same time, does anyone know if the witness to both…
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Apostille service for 9+ documents. Cheapest option?
Evening All I need to get a bunch of documents apostilled (birth certificates, DBS certificate etc.). It looks like there will be at least nine items, all of which need a separate apostille (a group apostille is not permitted). Looking at the .GOV site for this, it seems to be £30 per document plus a minimal courier charge…
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Spouse visa application
Hello, Could someone please advise me on my situation? I recently submitted a spouse visa application for my husband. We were married in the UK after he arrived on a fiancé visa, and now we’re applying to extend his stay with a spouse visa. I completed the application myself here in the UK, and I meet all the financial…
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Divorce - Financial Remedy Process
Does anyone here have experience of the Financial
Remedy court process? I thought everything was settled, but I have received another
notice to attend court next month. I have been going through divorce for
the last 2 years. Divorce was finalised and Decree Absolute issued in February
this year. During the divorce my ex…
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Acrimonious Divorce and mortgage advice needed
Hi I dont know if anyone can help - my partner is in the middle of a god awful divorce and I need some advice regarding a recent request regarding the mortgage on the property. The house has been up for sale since April, but the ex has caused many issues with demanding it is put on the market above the valuation price and…
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Principal Private Residence
Getting married next year and looking at the options for houses and minimising CGT as we will only be able to have one Principal Residence. House A has been lived in by one party for 23 years. This is the house we plan to live in. No current plans to sell at any point in the future. House B has been lived in by other party…
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Free wills
I’ve recently applied and notice a company actually preparing the will for a solicitor has terrible feedback. Some are complaining about premium numbers and delays in getting their wills after they were prepared. Wondered if anyone can recommmend a good route as I thought it would be quite straightforward. I’m looking for…
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repossession, divorce economical domestic abuse
Hi I am looking for some help regarding my financial remedy. I left my marriage due to prolonged domestic abuse. I was with my husband 26 years, married for 14 years, and we have two dependant children, who he does not support financially or otherwise, and they do not have contact with him. We all lived together with his…
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Contacting DWP
My father-in-law has called the DWP to ask about my mother-in-law state pension payment following the change in her bank details (he has LPA for her). He says that no one answers the phone and it advises that he go on the website. He has therefore written to them and they have not responded. He said it has been more than 2…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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