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Cost of care for the elderly
My husband, aged 74 years has dementia and had to go into permanent residential care. He is self funding, except for the attendance allowance of just over £100 per week. Any assets over £23,250 mean that he pays for everything. That figure has not risen since goodness knows when. It was the same when my mother went into…
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Over valued estate for probate
My wife and I were tenants in common of our house. We had trust wills , and on first death half share of our home would go into a trust for the benefit of our children. I understand that the value of her property that goes into a trust should not be included in the value of her estate for inheritance tax and probate. I…
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I Am Being Harrassed
Last year I posted about my abusive relationship with my former husband and that I was getting remarried and a upcoming trial of my ex for the abuse i suffered. My former husband was found guilty last year and received a custodial sentence of four years. I did marry my new partner last year and we are expecting i am three…
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Divorce Advice
Hi everyone, Newbie here. So it looks like my wife and I are going to seperate (and eventually divorce). Nothing final has happened yet but despite my best efforts it looks lik things are petering out. Anyways to cut a long story short, i am giving myself a deadline of just after xmas, new year. If things havent improved…
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Girlfriend moving from Ireland to UK - Banks, Finances, Benefits + more
Background info.. I am separated from my ex and have 50% custody of my daughter. I have a house with a mortgage with approx. 17 years remaining. I work full time. My girlfriend is from and lives in Ireland and has a son who has autism. She currently rents but gets benifits which help her cover the cost of rent etc and…
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Enforcing Financial Consent Order D11
Hi, I’m wondering if anyone has experience in filling in form D11 to enforce part of a Financial Consent Order from June 2023. We undertook to use the New Finance Bill to mitigate any Capital Gains Tax but ex is refusing to utilise the extended private residence relief available to him on the sale of former marital home.…
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Mental Capacity and Divorce
Two questions, if I may... Can an Attorney instigate divorce proceedings on behalf of the donor, if it would be in their best financial interests to do so? On the flip side, can someone instigate divorce proceedings against someone who lacks capacity, with or without them having a PoA in place? Thanks
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Feeling torn about family trip
I'm in my late 30s, have a brother who is five years older and have parents in their mid-70s. In the last few years, my parents have discovered family who emigrated to the Netherlands from the UK and so have been over to visit them a few times. The relationship is quite distant, it's like my mum's second cousin. My parents…
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GCSE English - Tips?
Hey guys, My nephew is due to sit his GCSEs in around 5 weeks or so. On the whole he's expected to broadly pass most subjects with 5-7 grades. However, English, both language and literature, he's on course for a 3. Less than ideal! I'm trying to find out what I can do to help him out. I'm no expert myself, but managed B in…
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Contempt of court
Hi, my divorce went to a final hearing in 2021, my ex was ordered to pay pay set amounts by a certain time and date. Paid two, but has not paid the one due. Do I contact a family solicitor moving forward? Any help would be much appreciated.
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What to do next with our relationship and houses...
Hi, looking for some advice on what myself and my OH should do with regard to our relationship and houses having been together for over 4 years now. So i'm divorced with 1 child who lives with my ex, my OH has no kids and never married, we both have very good jobs and owe very small amounts on our mortgages. We both live…
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In need of advice on writing a will
Hello all, I've been holding off writing a will for years now and I really need to get round to it. I'm not married, but have a partner of 10 years and we have a 5 year old daughter together. The thing is I have valuable possessions I would want my daughter to have when she is older so would I need to articulate that in…
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Change in Nursery Funding Hours
My little ones nursery previously allowed the 15 hours funding to go against his half day sessions. They have now changed their policy to state that the 15 hours funding will only apply to full day sessions IF your child attends nursery for at least 2 full days Can they do this? There isnt anything in the terms and…
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Separated what happens to the house / contents? Settlement etc
Hi all, I apologise in advance for this post and the numerous questions! Husband and I separated Dec 23, I left the family home and have been staying with relatives. We have two children aged 20 & 23. We had been living in the family home since 2005 and husband got a mortgage to buy the house from the council in 2022 with…
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Marriage Allowance when separated
Hi all. I have a query I was hoping to ask HMRC but it is impossible to get through to anyone. My parents got married in the 80s but have been separated for the past 20 years (they never divorced or had any kind of legal separation). As such, I am wondering if that means they are still eligible for the marriage allowance…
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Gifting and DDOA etc
I understand that if a parent gives their gown-up child a large amount of money this could cause problems if the parent then needs to go into a care home in the near future. What happens if a seemingly innocuous item is discovered in the parent's house, which arguably belonged to the child originally so the child takes it…
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Lasting Power of Attorney
My husband and me have LPAs for property and finance set-up whereby we are attorneys for each other with our two children set up as replacement attorneys. To make things easier We want to change this so that they are attorneys alongside my husband for me and me for my husband. I know we will have to make new LPAs but I'm…
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What age did you give children chocolate Easter eggs till?
Just curiosity really and partly due to a story I read elsewhere. Unsure if this has ever been discussed here I continued to get Easter eggs till quite a late age, well into my 20s, and used to get some Easter money too. I always put this down to my sister being 7 years younger than me and relatives not wishing to miss me…
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2 year childcare eligibility for people on work visa
As an immigrant on a Skilled Worker visa, one of the conditions is the restriction from accessing public funds. However, clarity on what exactly constitutes a public fund is elusive, as government websites do not provide clear definitions. Regarding childcare funding, while it's stated that individuals on this visa cannot…
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If i own less than a quarter of a house with an ex partner should i pay half the of the bills?
Long story short: Myself and my ex partner own a house that we originally purchased to rent-out, or 'do up' and sell. It wasn't the home we lived in, it was separate to that. I'd always paid 50% of the council tax and all bills even though i only own 25% of the house (ex owns 75%, obviously). I did this because generally…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
961 discussions
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Most recent: How do I continue saving for my 16 year old daughter into an account she can't access by Mojisola
22 December 2024 at 9:39PM
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