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Inheritance tax question
Hi all, I suspect advice would be required from an inheritance tax expert but I have a question and dont know if I can get advice here before going down that road. My mother is now in a care home self funding and me and my brother have had to sell her property now to continue covering the care home fees. My question is if…
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Religious marriage to Official Marriage (legal marriage) UK
Hi all, Last year, My husband and I have done the religious marriage in Gurdwara in UK but we didn’t get any certificate. We haven’t done the official marriage (legal marriage) yet because of incomplete documentation of my partner last year. However, at the moment we have all the documents ready. We now ready to do it &…
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Money Moral Dilemma: Should my friends gift my only child more money since they each have two kids?
This week's MoneySaver who wants advice asks... My five friends and I are all parents and we get each other's children Christmas gifts. This year we've agreed not to buy toys, but to give each child £30 for their junior ISAs instead. I have one child, while my five friends each have two - if we go through with this, I'll…
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Is this an Exo Skeleton ?
8 think i may have a problem. I have found a few different bug type things round and about the home and not sure what they are. Have googled but cant tell whats what . If i post a picture, i wonder if anyone could help please? Thankyou.
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Small Claims - Difficult Ex
Good Morning, Please accept my apologies, as this matter is ridiculous and frustrating. * Ex partner has obstructed contact with my daughter consistently for four years * Contact moved to my home. Mother claimed daughter was now allergic to my dog, and had breathing difficulties etc. * Court insisted on a dog allergy test…
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Divorce - Honesty is not the best policy?
Hi Folks, I was wondering if you could help, I am going through a very bad divorce with a narcissistic abusive ex wife. We have finally exchanged voulantry Form E's and whilst I've been fully honest with mine she has lied on every page. It's clear she has funelled money to different accounts and people to hide her assets…
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ANY ADVICE WOULD BE HELPFUL
Hi there, so over 8 years ago now I split with my ex, I rented the house out for a short period of time as we couldn’t sell due to negative equity plus he didn’t want to stay in the house. I ended up moving back into the house after I paid him some money and got him to sign a letter I typed up saying he wound hand the…
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Divorce - main earner, main parent - how do we cater for other parent's housing needs?
Hi Brief version: Wife: main earner, main parent, put in all the planning and effort since 1997 to afford house etc Husband: low-skilled, no prospects to earn more, unable to maintain a household due to poor executive functioning, but good at driving kids to sport. Married 15 years, 3 kids under 16. Emotional abuse and…
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Divorce application/financial consent order - how long?
Hi, we started the application for divorce nearly a year ago now. In early June we posted a financial consent order and all its related paperwork plus a £58 fee to HMCTS in Harlow. Since then we have heard absolutely nothing, should we have? I'd like to apply for the Final Order but don't feel that we can until we get…
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House sale funds with Power of Attorney pending
Supporting an elderly relative who is selling their house and while the power of attorney is being done (which will take up to 10 months to be registered) wondering what we can do to help them manage the money from the sale - (they are not financially savvy). Is there a way we can open a savings account or similar for…
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Debt by another family member
I hope you can advise. My mother in law has dementia. She was living at her other daughters house previously. The other son in law was the appointee and all he was receiving Attendance allowance and pension credit etc. Unfortunately they treated her not in a good way. She has been loving with us know since last Sept. . All…
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Please help
Hi there, I could do with a bit of advice on work at the moment please. I currently work 7am-5pm (set off driving at 6.30am (to work) and don’t get home until 5.30pm) Monday - Friday and alternate Saturdays (8am-1pm). I do loads of hours and work feels like I basically live there spending more time with colleagues than my…
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Advise about mother in law
Hi, My wife and i are struggling with my mother in law (wifes mother - 62 years old) A couple of years ago she and her husband moved closer so we could help as he had been diagnised with dementia. Around a year ago, it got to the point where my mother in law could no longer provide the care he needed, and he is now in a…
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Romance fraud
Help. I'm at the end of my tether with this. I've been a council tenant for 21 years so earned 52% reduction on the price of my house in a RTB. I met my husband 5 years ago. We married 3 years ago. Now he wants to divorce me. !!!!!!!!!! And wants half the house. There's still £128000 left on the mortgages but house is…
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Hatton Garden Engagement Ring - Stores Recommendations
Hi, myself and my fiance are going to Hatton Garden this weekend to look for an engagement ring. What stores do you guys recommend there?
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Who has rights on our family home?
Our parents divorced in the early 1970s. Mum stayed in the family home with my sister and myself. My sister (aged 59) has never moved out of the family home. Dad paid the mortgage (now clear). I have just found out his name is still on the title deeds and he has willed his half to my sister and me. My Dad is in a lovely…
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Can anyone advise on this horrible scenario please. Update.
My niece has a lovely boyfriend. They moved in together 2 years ago. He has 2 children from his previous relationship aged 5 and 7. They separated when the youngest was 14 months old and since then he has had both children every weekend and for most of the school holidays. His ex has had 3 live in boyfriends since then and…
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Tenants in common/Joint Tenants and care home fees (mum and daughter)
Hello My mother and I are currently joint tenants of a house (done to help me out initially). I am beginning to think about the future and if (touch wood it doesn't need to happen) my mother needs to go into a care home, would it be better for us to stick to joint tenants, be tenants in common - 10% and 90%? OR transfer to…
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LPA dispute on care home choice
I am joint and severally LPA for health and finances with my sister for my father who has dementia. The time has come for him to be assessed for residential and or nursing care. His mental capacity for making this decision himself or deciding where he would like to live is very much day to day and compromised at best. My…
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Budgeting to Have A Family - Maternity Pay Calculator
Hi everyone,I'm trying to get my head in gear for the potential of having assisted fertility to start a family at age 40 (I froze my eggs when I was 36).Last year I was pregnant for a short spell and suddenly became very aware of how I had NO idea how much money I'd have to survive off for the duration of the maternity…