Tenants in common/Joint Tenants and care home fees (mum and daughter)

Amyyy_123

Hello

My mother and I are currently joint tenants of a house (done to help me out initially). I am beginning to think about the future and if (touch wood it doesn't need to happen) my mother needs to go into a care home, would it be better for us to stick to joint tenants, be tenants in common - 10% and 90%? OR transfer to myself as sole ownership, and what does this mean for care fees and assessment of assets for my mother, and for me to be living in the property? 

Also, to cover all situations and god forbid this also doesnt happen. But if I was to die young and before my mother, I need to ensure that the same is for her and she also isn't forced to sell the house (we live together at the moment). I would write in my will if full ownership or tenants in common for all to go to my mother. 

Any help would be appreciated.

p00hsticks

Duplicate thread
Tenants in common/Joint Tenants and care home fees (mum and daughter) — MoneySavingExpert Forum