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Should we get married?
My partner and I have been a couple for 20 years but still live in our own respective houses. After watching Martin's programme this week about the many advantages of marriage or civil partnerships we've discussed it. However, partner thinks as we don't live together we'd still have financial disadvantages if one of us…
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Equity from house to DIL
Hi All, My son and DIL are splitting up, thankfully it is amicable and currently they are still living in the same house. Instead of selling their house and taking an equal share of the equity the DIL suggested my son stay in the house (which is very happy to do) and take sole ownership of the mortgage through a…
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Reality of University Life - Moving Away from Home
I would really appreciate some advice please. My stepchild is absolutely adamant that they want to move away to go to uni in September. They have a couple of conditional offers for universities away from home, and one close to home so they could stay living with us and commute. They are not street wise, can do very little…
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Putting house in daughter's name
I'm
70, have my own (no mortgage) terraced house in a crappy area worth
approximately 150k on a good day. What are the financial implications (I'm
aware of the personal ones) if I transfer the house to my daughter now instead
of leaving it to her on my death? She's living with her partner and their 2
teenage children, has…
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Divorce/ Mortgage payment issues
I've been asking for help now for coming up to 2 weeks. The impact this issue is having on me and my husband has defintley changed how amicable we've become.So we jointly own our home ( he lives there) and due to ill health he's not working. He's missed one mortgage payment, and won't be working for the foreseeable future,…
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Can a joint bank account be frozen if the overdraft is being used?
I am going through a divorce and have a joint overdraft with my ex husband, the account has an overdraft that has been used , can the account be frozen with a dispute so as to get ex husband to take 1/2 the responsibility of the debt? would this help stop defaults for me ? ex husband refuses to communicate.
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Division of House Equity - Advice Needed
My partner and I have decided to separate amicably. We own our property jointly (50/50) and we have both contributed equally with the upgrades. We've had 3 x local estate agents come and value the property. All three said that the marketing price is £250k. The last one said that realistically we can expect the property to…
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Do I report my sister??? power attorney forged signature?
In sept 2022 my father who was 91 at the time and i went to a solicitors to have him draw a POA registration up for myself all agreed and discussed with his social worker . 1 week later my father informed me my sister and her friend attended his home and spent two hours a attempting to get him to sign a POA form printed of…
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How do I apply for Sole Conduct of Sale
I’m in need of some direction. We have a financial order in place and my ex and I have joint conduct of sale but my ex refuses to involve me as ultimately doesn’t want the sale. Until we have the sale I cannot move forward with the rest of my life. 7 months on there hasn’t been any viewings because the price is not…
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Parents gave money for house deposit now divorced.
Hi, first post. This is a bit of a weird one. It's not about trying to get any money back or who owns what it's to try to explain to my ex wife how housing and mortgages work. My parents gave us about £20,000 to help with our first deposit. They then gave 5 or 10 grand to help us on to the next more expensive house. We…
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Travelling the unknown path of dealing with Mums passing
This thing called life continually throws spanner’s in the works. Twists and turns we don’t expect and those that we do, but still catch us by surprise. i have never had to deal with someone’s passing through the process of registering a death etc. yes I have dealt with grief, Dad passed in 2015. But my brother dealt with…
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dating sites or apps recommended??
i havent looked for a long time but would like to try and meet someone nice online, can anyone recommend any sites. i dont mind paying if it stops fake profiles etc i dont carr about distance either. thanks for any recomendations?
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So called free initial consultations - divorce financial agreement
Hi, I am looking to hire a divorce lawyer to discuss the potential outcomes of a financial settlement should I wist to go ahead and separate. I would like to know if anyone here has made use of the so called free fifteen minute consultations that some firms offer? Do you actually get to discuss the ins and outs of a…
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Proposing
I’m planning to propose to my girlfriend of 5 years. I’ve done the worst bit… asking her parents. They were delighted. I don’t see them on my own very often so had to quickly ask for their blessing whilst out shopping and my gf went to try clothes on! Anyway, I said I have the ring but I’ve not decided when I’m going to do…
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Parents’ Finances
My dad is in a Home and has Dementia and my mum has just died. They have a joint account and all bills are paid from this account. I live at the rented accommodation with my mum and do all the food shopping etc from their joint account. Now she has died and dad can’t manage the finances, what do I do about using the joint…
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Freeloading friend, was I right to say anything?
Hello, I have a friend who’s a free loader and only realised this recently. My friend was a my +1 at a wedding and my mum picked her up (I can’t drive due to a disability) and dropped us off on day of at wedding. The agreement was she’d pay £20 petrol for my mum doing this. She hasn’t paid it. After, she left I text her re…
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Ring fencing savings
Hi there, I am after some advice please. Is possible to ring fence finances from my husband in case divorce is on the cards by creating a joint account with our son (5yo). I would need access to it as it would be funds for a rainy day (freelancer).
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New neighbours (Chinese) What is the correct thing to do.
We have new neighbours, a young couple who I think are Chinese. They are a young couple and have moved here from around 30 miles away so probably dont have family round here and i want them to feel welcome. They have been working on the house and until today I wasn't sure they had actually moved in. I had seen them outside…
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Money Moral Dilemma: Our child won a Premium Bonds prize - should they share it with their sibling?
This week's MoneySaver who wants advice asks... We've bought Premium Bonds in the names of both our children as a way of saving for them. It's been going well, with both children winning small prizes most months. Recently though, one of them won a much bigger prize, so they now have much more saved than the other. Should…
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Lasting Power of Attorney Witnesses
Sorry if this has been asked before. I am setting up LPAs for myself. I have read conflicting reports about the number of witnesses allowed on an LPA. Some reports suggest that only one witness should sign for all the donor, attorney and replacements. The Gov.uk site suggests that each person can have their own witness…
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Most recent: Any hidden costs I should bud… by Exodi
27 August at 8:50AM
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