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Rights when deeds are in the name of one married party & they are going into a care home
The husband is going into a dementia care home. The wife is not on the house deeds. They have a joint account for the bills and savings accounts in their individual names shared equally between them. Will the local authority asset means test assesment be on the husbands just the accounts in his name only along with 50% of…
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Clean Break Order - Understanding the response from the Court
Hi, I've recently applied for a Clean Break Order. The Court has responded with the following: "There is no date set in the order for the payment of the lump sum and the transfer. If the transfer has taken place this should be recorded." This is in relation to me being brought out of the main property, and the transfer…
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Clean Break Consent Order question
Hi all, more of a scenario. A clean break consent order covers both parties for future claims ie. inheritance, etc. but what if after clean break is completed and an old debt that both parties were unaware of from the marriage comes up? are both parties liable even though there is a consent order, or, if the debt is in one…
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Joint motorhome PCP with ex...help!
Hi looking for some advice. 2 years ago I bought an expensive motorhome with my ex. I am the owner I think (I stupidly gave him all the paperwork when we split). He took it when we split and pays the monthly bill & all costs. Whatever I paid previously I've written off. Both our names are on the PCP loan but again I think…
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Should I ask that my brother in law pays a share towards holiday accommodation?
🙂🙂🙂🙂🙂🙂🙂🙂🙂🙂
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Occupation order
I have a court granted occupation order against my ex partner. It has powers of arrest attached to it and is in place until our jointly owned home is sold. Does anyone know if this means sold subject to contract (or under offer) or whether it is until it’s sold properly, ie all legal contracts have been signed?
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Tax free childcare - Nursery closed down
Hello everybody We pay our nursery fees in advance through the “tax free childcare” account. The nursery has ceased trading but owes us money (about £1k) which the director is refusing to refund. Are there any options to reclaim this? I was wondering about contacting the tax free childcare team or my bank? Thank you!
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Care home fees - council funding after self funding runs out
Hi, hopefully this is the right place to post this. My father received a dementia diagnosis at the end of 2023. For a couple of years prior to this he gifted me the maximum amount of tax free gift (£3k). Once his ability to self fund has run out and he gets down to the £24k minimum, is this tax free gift able to be claimed…
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Money Moral Dilemma: Should I ask my ex-fiancée if I can have the engagement ring I gave her back?
This week's MoneySaver who wants advice asks... I asked my (then) girlfriend to marry me and she said yes, but not long after she changed her mind, and we soon broke up. No one was to blame; we just grew apart. We have two children together and we're still on good terms. I have some money struggles - nothing too bad but it…
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Financial Consent Order Form D81
Ex husband and I split up amicably and obtained an online Divorce (Final Order) in May 24. We have agreed to split home and savings 50/50 and he is living elsewhere. We are both retired and have separate SP and DB pensions. We have agreed to keep our own SP and DB pensions and neither will claim on the other. No children…
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Joint accounts
We have joint accounts for work and state pensions? We have set a monthly standing order years ago for our adult son and grandson? That’s surplus pension income. Will that be considered deprivation of assets if one of us need care in the future.Might it be better if I transfer my pensions into my sole account? Not sure…
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Passport renewal and divorce
My UK passport has ran out and I am looking to renew it. I am going through a divorce at the moment but I do not intend to change my name after divorce, which I understand I am entitled to do. Can I renew my passport now and not have to change it after divorce because I am not changing my name? Do I need to inform the…
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Turning 16 - what to consider financially?
My eldest daughter is going to be 16 soon and we’re trying to help her consider everything finance-related for a 16 year old. She already has a bank account and now has her NI number. She’ll get a 16-25 railcard (using Tesco points of course). What else should we be thinking about? ISAs? Anything else she can get once…
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Separation Agreement and Pension
We are looking to apply for a consent order but there is now a delay with getting a CETV from the Teacher Pension Scheme, so we are thinking about getting a separation agreement as that could allow me to buy my husband out of our home and he can go and buy a new house. Has anyone had experience or have knowledge of a…
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Friend is annoyed I am not going to a game with him
Me any my best friend have gone to rugby games together since we were in primary school. There is a game coming up in a few weeks that he really wanted to go to, and so do I, however the game is a week after my girlfriend is due to give birth so I told him months ago I wouldn't be going and he seemed with it. But now that…
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Birthday and Christmas Gifts for friend’s grandchildren…
I’d be interested to know if anyone else here buys gifts on birthdays and Christmas for a good friend’s grandchildren? I’ve been doing this for a few years but I have to admit I’m wondering whether to stop. It’s not as if I ever see them either. It’s not about the money as such, it’s more whether it’s a sensible thing to…
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Announcing pregnancy
My girlfriend is 13 weeks pregnant and we’re going for our scan tomorrow. We have kept the pregnancy secret from absolutely everyone and agreed to tell our family once we’ve had the scan. However, now it’s nearly time to announce the pregnancy I’m starting to feel nervous about how my family will take it. Back at the…
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Parent moving to care home, wants me to live in her house with my family, what about my sister?
This is quite a likely scenario, my mother has been diagnosed with early stage alzheimers, she's expressed a preference for moving to a care home (when the time comes she needs full-time care, and I'm hoping a care annuity from her savings can cover this), and for me to move into her house with my wife and child. I would…
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Short marriage - What to do?
Asking on behalf of my son. His wife has left him after less than a year of marriage. Her decision came rapidly and unexpected. Not that the reason is relevant just establishing why DS head is currently in a spin over it all and not completely aware what he legally needs to do. I'm aware they can't divorce until they've…
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Lending money to family
I have been asked to borrow about 3k to a family member with bad credit he is wanting to consolidate his debts into one payment he can’t get a loan out because he has bad credit he says he will pay me back every month. What are peoples thoughts on this?