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Is LPA Laissez faire OK
I have financial LPA for a relative in his 90s. His money is a bit all over the place but he likes it where it is. A block is managed by an IFA but for some reason (trust I think) he didn't tell his IFA about everything. He has a valuable house, six figures in cash and cash ISAs, far more than I would hold in cash. He also…
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Care costs over £23k savings
I understand that if over £23k in savings the over and above amount will be used for care costs. Ok understand that. How are savings defined exactly. My mum has more saved however this is saved to enable her to have sufficient funds for living costs for the remaining years of her life . She doesn’t have a property as now…
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Divorce and property division after 20 years of marriage.
I am a 50-year-old woman who has been married for just over 20 years. Recently, I discovered that my husband has been cheating on me with other men and has had sporadic relationships with different men at least once a month. This is something I cannot accept, so I am considering asking for a divorce soon. Here is an…
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Separation with Mortgage
Please could I have some urgent advice. Myself and partner soon to be ex have been together for 17 years. We bought a house together only two years ago. He used a chunk from his pension money for the deposit and renovations on the property. He pays the mortgage directly from his bank account whilst I pay the bills and also…
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How to check Executor ??
My aunt died without a will. Remaining are her 2 sisters and a brother. The brother has dived into obtaining probabe but let’s say, he’s a bit of a chancer. So how can we check that having obtained probate, he is distributing the estate 3 ways fairly and not say, keeping some savings accounts to himself
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Pre Nup agreement
So many people saying they’re not legally binding but can be upheld…. Has anybody actually had any success stories having there pre nup used and acted on by a court in UK? Thanks
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Form E
A friend is struggling with filling in Form E. Is there anywhere with templates listing the sort of expenses that ought to be considered? For example, if you just looked back over 6 months of bank statements, you could easily forget about the TV licence - a 50/50 chance if it's paid annually.
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Registering power of attorney at banks
Hi, I am a tad confused regarding the registration of my wives and my power of attorney. So, today we went to our respective banks with whom we have joint current accounts. We were told that as they are joint current accounts we do not have to register them and that they will only need to be registered in the scenario…
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Separating with Mortgage?
Hi, I am in the early stages of thinking about ending my relationship. I am 40f he is 45m. Been together 10 years lived together 7- Not married no children no step kids. We own a house worth £230k with £115 mortgage left on it. Recently re-tied in for 3 years which may have been an error in retrospect. There's an early…
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Civil partnership queries
Is there anyone savvy out there on the legalities of civil partnerships? If so, can you tell me please: If you're living with a long term partner whose Will leaves everything to you after their death, what additional benefits would there be by entering into a civil partnership instead of staying just living together?…
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Civil partnership pros and cons
My partner has just been diagnosed with cancer. He is wanting to get his affairs in order, just in case the outcome is a poor one - and I think that's a very sensible thing to do. However - as part of that he wants us to have a civil partnership. We've both been married twice before, and I have to confess I'm not sure that…
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care home fees
I realise that if one of a married couple goes into care the home is 'disregarded' for fees. I would like to know if the fees are then 'rolled up' until the house is sold. in other words it is not disregarded but deferred
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Can I take my house out of Trust?
We put our house into Trust for my husband's 2 children (they are adults), we have decided that we would like to take it out of Trust - mainly so if anything happens to either of us we can just sell the property and move if we wish rather than having to involve anyone else in our decisions. We were advised to put it in…
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Consent order
Good evening, I have a question about my consent order. It states: The Family Home, shall be placed on the open market for sale forthwith for such a price as may be agreed between the parties, or in default of such agreement as determined bythe court and the following consequential provisions shall apply:
* The Respondent…
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Divorce Costs
Can anyone help me please. I'm in the process of getting divorced, at the outset the solicitor i chose stated that it should cost between £3k-£5K but could rise if we went to court. We've just swapped Financial details, and i've already spent over £5k. Once they saw how much was in the mix finance wise they also told me…
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Practicalities about signing LPA forms
I have read all the guidance on gov.uk and the insistence that the signatures must be done in the right order, but, whilst not wishing to do anything illegal, how is that practicable if one attorney lives at a long distance, or it simply proves impossible to get the relevant people together to do it all on one day. as is…
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Money Moral Dilemma: Should I pay Mum back after she replaced my gift to my aunt without asking me?
This week's MoneySaver who wants advice asks... I gave my mum a present to take to my aunt, as she was seeing her before Christmas and I wasn't. But instead of giving my gift, she bought a different one without consulting me and gave it to my aunt on my behalf. I'm upset as she obviously thought my gift was inadequate or…
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Deceased wife's refund
My wife passed away 10 months ago and we paid her bills out of a joint bank account. When she passed we failed to inform a finance company with whom she had purchased a mobile phone and some other electrical devices. We contacted them to advise that she had passed away 10 months ago. Because she paid from the joint account…
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Leaving 2nd property in will
I am an elderly gentleman so please bear with me whilst i try to explain the situation i have, Many years ago i bought a house for my son and his then young children to live in. The house was in my name but he lived in it and he paid the mortgage payments. He lived there for the 24 years until the mortgage was paid off.…
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UK partner visa
Hi, I met my partner, who's based abroad, online in 2021. We first met in-person in early 2023 for 3 weeks and have had two lengthy visits since (August to November 2023 and June to November 2024). Come February, we were looking at the possibility of applying for the partner visa, since the relationship needs to be at…
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Most recent: Child maintenance increase by sheramber
22 June at 1:11PM
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