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I have a small endowment
Can anyone give me any advice of what i can do with it?
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School absence fine
Hi, I’m split from my ex and we arent very amicable, yesterday she sent me a picture of a letter from a magistrates for a notice of fine & collection order for a school absence presumably when she took my son on holiday, it’s for £388 with my name but her address on it. This is the first I’ve heard of it and I’ve never…
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Elderly, frail parent refusing home help - can we use LPA?
I will try to keep this brief as there are several back stories leading us to this point. MIL is pushing 90 and lives on her own. We are 400 miles away and she has no other close family. We are currently driving down every 3-4 weeks to do household chores, gardening, shopping etc. She has always refused any other help or…
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Power of attorney - when to register with the banks etc?
I have a power of attorney for my parents. They both have all their faculties still, which is great. I'm just wondering do I register the powers of attorney with their banks now, or wait until any loss of faculty comes? Grateful for your thoughts/experiences.
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education at 17
My son is 17 and wants to be an engineer specifically on the railways in some form or another. He is just finishing a city and guilds in engineering. For this course he found work experience which has led to a job in a mechanical engineering firm. our dilemma is he can't apply for railway jobs till he 18, he is 6 months…
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Topping up an unused Tax Free childcare account for a year
Hello, My partner and I have a 2 year old and have been using his tax free childcare account to pay for nursery (roughly £1200 per month). We're expecting our second child in July, and are reducing our childcare hours dramatically whilst my partner's on maternity leave (about 11 months). We were thinking that it'd be worth…
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Financial settlement
Hi A friend of mine got married about 7 years ago. But her partner left her within 2 months , so they didnt hardly stay together for more than 2 months. No idea where he is now. Their going through divorce procedures now. Can he claim her house etc in a financial settlement? She only has a house really. Nothing else. He…
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How much should we be repaying my family member??
In December 2021 my sister lent us the exact money to pay off our mortgage as she was working abroad and couldn’t buy for a couple of years. We always talked about her having a percentage share of our house which would be repaid when she came back to the UK. when we came to remortgage in March this year because she had…
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Worried about my brother
My brother is 47 and lives at home with my 77 year old mother. He's got various mental health problems (anxiety, mild depression, possible ASD, etc), but he's never been officially diagnosed and has never claimed benefits. He's never really worked either, and has paid no National Insurance. In fact, he barely shows up on…
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Elderly Dad having to go into home
Have no idea at all how this works? Whats the deal with payment - does it depend on how ill he is? Unfortunately, hes got money in savings (£30K) plus he part owns his flat. (Worth only £120K but he owns 40% of it). Tried to tell him for years to spend his money but it all fell on deaf ears..... I hope hes willing to spend…
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Power of attorney - what can I do to protect my father
Hello, my parents set up power of attorney for myself and my sister when my mother was in the late stages of cancer. Never really thought I would need it until my dad passed but… cutting a long story short my father has just been fleeced out of over £4000 for some garden work by some travellers . He has been to Barclays…
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Money Moral Dilemma: Should I share my 'free' £50 voucher with my partner?
This week's MoneySaver who wants advice asks... My partner and I are moving house. I look after our household bills to ensure we're always on the best deal, as my partner doesn't have a clue, though we split the costs equally. I've sorted the broadband for our new place - it's the same speed but cheaper, and includes a…
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House left in Trust to my daughter
I have left my house in Trust to my daughter. My partner is allowed to live there until he dies. Will my daughter have the right to inspect the house while he is living there?
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Lasting Power of Attorney—should it be this difficult?
It took me almost 6 months to successfully create a Lasting Power of Attorney for myself, the attorney being a friend and neighbour, due to the OPG’s bungling. I have recently been diagnosed with heart disease and wanted to ensure my frail elderly mum had ready access to her finances if I wasn’t able to operate her…
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Free Will
Does anyone know if you set up a free will through a service your union has available, if you leave the union does the will still stand?
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Inheritance what would you do?
Me and family member are getting some inheritance. I am sorted, but family member I think is being daft and we both think each others view on what she does with it are crazy. She is separated from her husband who was on a good age and they lived in expensive area of South East and a son who they do 50/50 with. Her Husband…
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Divorce / House / Business.. Help appreciated.
Good afternoon, First time visiting this side of the forum.. Looking for advice.. ( whole lot going on, but looking to point in the right direction once her head is cleared) My partners sister has split with her husband, (he left for another woman after admitting a long affair) Both on the mortgage, (Swanky large house)…
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Need some advice for home care needs support
I’m looking for some advice on what I can do to help my Mum who’s been struggling recently (although she’ll never admit it) looking after my Dad. My Dad has numerous and complicated medical issues with the most serious being Progressive supranuclear palsy. This has meant Dad is now partially blind and not able to see…
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Adding daughter to house ownership
Can anyone advise of any drawbacks to adding my daughter to my house ownership so we own it together. Daughter is 21 and lives at home with me. I own the house (no mortgage), I have no partner - sadly he died 20 years ago. I dont claim any benefits.
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Respite for parent with 2 LPA's
Hi all, Currently we are in a dispute with a family member about to our mum who we are full time carers for going into respite so we can have a break at home. My wife and I have been live in carer's for her mum who has dementia for nearly 3 years after dad passed away We have never had much of a break away from caring and…