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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

968 discussions 13.7K comments Most recent: Property Income Excluded from Free Childcare Hours by ileven1225 2 June at 7:39PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

367 discussions 4K comments Most recent: Increase in child custody from 40/60 to 50/50 by marcia_ 9 June at 1:46PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.5K discussions 131.6K comments Most recent: Partition of trust and tax implications by Keep_pedalling Today at 6:47PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 249.9K comments Most recent: Anallergenic/hypoallergenic/hydrolysed wet cat food? by Lavendyr 28 June at 12:21AM

Stressing about hospital parking
I have posted on here previously that my partner is pregnant with our first child, everything has gone to plan so far and we are now about 6 weeks away from due date. I am naturally a worrier, and one of the biggest things I’m worrying about is parking at the hospital. The hospital my partner is giving birth at is…
Divorce
Can anyone give me some help got two children age 4 and 6 . I bought the house outright before we was married equity in the house £265k what my chances of 50/50
Ex Wife Causing Problems with Marital Home
Hi Folks, Hoping you can help. In October 2022 my ex wife forced me out of our jointly owned house, she took my house keys and car keys away from me and wouldn't let me back in. The house was pruchased in 2019 and has a joint mortgage. The only option I had at the time was to live with my parents. After 3 months of trying…
Financial settlement advice. Possible strange situation
Hi all. I haven’t started proceedings yet for a few reasons but I’m finally getting to a point that I will be able to. I have to start with history as I think it’s important so it’s gonna be a long post sorry. Me and my wife have been married nearly 15 years and together about 20. We had a child young (17) and two more…
Would you move closer to family?
I'm sure it might be a no-brainer but just wanted some confirmation people would do the same as it keeps going round in my head whats for the best Background; I'm married with a 10 year old child Living in the South of England My family used to live about a 25 minute drive from us, then about 6 years ago my brother moved…
High income child benefit tax
Hello MSE friends, My partner has just had his payslip through and he still has the tax code that applies the HIBC tax on it. Under the new cap of £60k he shouldn’t have to pay this. I had, maybe naively, assumed that it would have been automatically updated as it impacts thousands of people. Does anyone know if you have…
Help with cheap but GOOD wedding photographer for our summer wedding.
Bride & groom on a budget please help. We are looking for a good photographer but at a reasonable cost due to our wedding budget. I have come across this website Guides for Brides has anyone heard of them? We would really appreciate your feedback as want to get a good deal but not skimp on quality. Does anyone know what…
Could I use the address of the property I own on my Will rather than where I currently live?
Hi, I am currently living with my boyfriend who owns his house. I have my own property solely under my name but I don't l live there (I intend to keep it for a long time and may even move back there). On my Will could I use the address of my own property? I don't know if/ how long this relationship will last and I just…
Widows Pension
My 81 year old mother has just gone into a care home. She only receives widows pension, and an employers pension from her husband. Are you able to advise what benefits she might be able to claim to help cover the cost of her self-funded care home. She can afford to cover the cost for a couple of years but that's all
Lasting Power of Attorney - 'Jointly & Severally' question
Hi, Not sure if this is the right board to post in, it seemed the most relevant category... My Mum would like both healthcare and finance POA set up (as a precautionary measure), and for my brother and I to be her attorneys. I understand that the decisions will either need to be made jointly, jointly & severally, or…
LPA
can the Witness to the LPA, also be the Certificate Provider, or do they need to be separate people. Cant seem to find this confirmation of the Gov site. Thanks in advance.
Executors account
Our father died last year my sister and I are the beneficiaries and both named as executors in the will. I have sorted out all the IHT and probate. The probate is in my name only as my sister did not want to do it. I’ve been to the bank our father banked with and they have said that both of us have to be on executors…
Medical Negligence help
Hello can anyone please point me in the direction of a trustworthy medical negligence solicitor? The big ones on tv adverts scare me a little as I don’t want to be ripped off eventually it’s all been traumatic enough. Any advice gratefully recieved.
Delayed Will disbursement
Hello, would anyone know if it is possible to sue an estate administrator after will completion and disbursement? A will administrator has taken year's to finalize a very uncomplicated will and I could have invested the money due to me as a beneficiary at least 3 years ago. Just wondered if it would be worth the time and…
Cost of care for the elderly
My husband, aged 74 years has dementia and had to go into permanent residential care. He is self funding, except for the attendance allowance of just over £100 per week. Any assets over £23,250 mean that he pays for everything. That figure has not risen since goodness knows when. It was the same when my mother went into…
Over valued estate for probate
My wife and I were tenants in common of our house. We had trust wills , and on first death half share of our home would go into a trust for the benefit of our children. I understand that the value of her property that goes into a trust should not be included in the value of her estate for inheritance tax and probate. I…
I Am Being Harrassed
Last year I posted about my abusive relationship with my former husband and that I was getting remarried and a upcoming trial of my ex for the abuse i suffered. My former husband was found guilty last year and received a custodial sentence of four years. I did marry my new partner last year and we are expecting i am three…
Divorce Advice
Hi everyone, Newbie here. So it looks like my wife and I are going to seperate (and eventually divorce). Nothing final has happened yet but despite my best efforts it looks lik things are petering out. Anyways to cut a long story short, i am giving myself a deadline of just after xmas, new year. If things havent improved…
Girlfriend moving from Ireland to UK - Banks, Finances, Benefits + more
Background info.. I am separated from my ex and have 50% custody of my daughter. I have a house with a mortgage with approx. 17 years remaining. I work full time. My girlfriend is from and lives in Ireland and has a son who has autism. She currently rents but gets benifits which help her cover the cost of rent etc and…
Enforcing Financial Consent Order D11
Hi, I’m wondering if anyone has experience in filling in form D11 to enforce part of a Financial Consent Order from June 2023. We undertook to use the New Finance Bill to mitigate any Capital Gains Tax but ex is refusing to utilise the extended private residence relief available to him on the sale of former marital home.…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Marriage, relationships & families

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