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MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

MoneySaving Dads - get the MoneySaving help you need
What's the new board for? Have you just found out you’re going to be a father and have no idea what nappies cost? Dad of several and don’t know how to afford all the school dinners? If you’re a dad and a MoneySaver this is the place to discuss your MoneySaving issues. For general questions not related to MoneySaving please…
DWP
My dad passed away a few years ago, I am paying a £2500 debt to DWP because my dad had been overpaid when he was in hospital, they say because I was executor to his will it was my responsibility for the debt is this correct do I owe DWP. Thanks
Money Moral Dilemma: Should we keep our teenage son in the dark about his Child Trust Fund?
This week's MoneySaver who wants advice asks... We saved for our son's university education in a Child Trust Fund, which is now worth over £100,000. He turns 18 later this year, but he's recently stopped studying for his A-levels, hasn't applied to any universities and says he wants to take some time off. He's currently…
I don't know if I should be paying CSA
So, I have been paying CSA to the mother of my daughter for nearly 2 years now although I wonder if I should be paying it all. My daughter stays with me at least 4 nights a week every week, this week is going to be 5 nights and my daughter often stays with my parents 1 night a week nearly every week as well. Why am I…
Increase in child custody from 40/60 to 50/50
I currently have a little boy aged 7 years old. He is 8 in June. I split with his mum who is my ex wife in 2018 and we divorced 2 years later. She is now with someone else and has another 2 children and I am with someone else and remarried last year Since splitting up clearly my little boy was a young age and over a 10…
Daughter going to Uni
Hi I’m a single Dad of 3 and my eldest has been accepted to Uni in September 2025. Currently I receive UC and also child benefit. From what I understand, these will stop for her. She will be living at home (as Uni is 30 miles away and will drive). I need her to contribute to bills etc. but what do other parents in this…
First Time Parent - Savings Account advice
Hi everyone, Hope you are well. I've recently been lucky enough to welcome my first child into the world, however he was a few weeks early and has rocked the boat on my plans of getting some things in place prior to his arrival! I was just wondering if anyone had any advice in terms of a savings account / ISA that I could…
Buying a house with girlfiend
Hi, just after some information on where people stand when buying a house with a girlfriend. After divorcing over a year ago I am now thinking about my future and how to protect myself when in a further relationship. Can legal agreements between non married couples be drawn up if you purchase a house together. Say I put in…
Point at which divorce settlement figures are calculated
Hi, I would like some advice/experience if someone can help please. Separated from my wife last July. She had an affair and left the family home to move in with the other guy. I continue to maintain the family home (pay mortgage and all bills) for me and my children (18 and 16) with my wife having the children at their…
My ex-wife asked for money for a School Trip but already received significant support. Was I right?
Hi MSEs A long post for context so please bear with me. I’m the NRP for our daughter, for context I have her 85d year and most of the school holidays. We always take her on a family holiday each year go on plenty of trips, she gets clothes, presents etc and is very well looked after. I pay CMS on top of that with £700pm.…
Parents forum
Are there any UK focused forums for parents with more then 2 posts per day ? mumsnet/netmums is all very well but for obvious reasons I wouldn't want to join. Is there nowhere gender neutral I can ask some questions about schools etc ? Even here, why is it split into mums and dads?
Very good income but wife constantly saying we can't save
Our household income is around £120k before tax. We have a mortgage payment around £1200, which leaves around £6k net take home each month, we have no car payments, no loans to pay off, cheap phones contracts and no expensive TV package. We have 2 children who go to a couple of sports club and cubs and beavers, each year…
Tax Free Childcare and related benefits with low income partner
I am full-time employed on as a higher rate earner, and my wife has been off work for over year looking after our 1 year old daughter. Before that she was self-employed earning ~2000 GBP per year in first year, and ~4000 GBP in second year, likely would be >4000 GBP if she started work again now, but hard to estimate. I…
Money Moral Dilemma: Should we cease contact with our daughter's ex-husband who owes us money?
This week's MoneySaver who wants advice asks... Over several years, we lent our daughter's now ex-husband £20,000 for various business ventures, all of which failed. They got divorced this year but we've maintained contact to recoup our money. He's making monthly repayments and has, to date, paid back £6,000. However, our…
Get the money back first
Keep it amicable with him but only needs must contact / conversation, get the money back and then cease contact with him. explain this to your daughter and if she doesn’t agree then ask her to repay you the money herself - I’m sure she will agree then.
Thank you
Thanks everyone
Financial Disassociation
Afternoon all, I have recently come out of a pretty nasty divorce. The long and short of it is the ex wife has got the property but as she can't afford it, I've had to remain on the mortgage - Court Ordered. Yeah I know, not ideal. The question I have, which may be a daft one, relates to financial disassociation. The joint…
Childrens ISA's and FSCS
Are my childrens ISA's protected in their own right (as in their name) or are their savings considered part of my £85,000 protection as I opened the accounts for them? Ie if I have £85,000 and they have £10,000 each are all of our savings protected individually?
Money Moral Dilemma: Should I challenge my daughter's school over pricier uniform with logos?
This week's MoneySaver who wants advice asks... My daughter is starting at a secondary school that requires pupils to wear blazers, skirts and trousers with its logo on. Trousers with the logo on are up to £16 a pair. In contrast, you can get two pairs of school trousers for £12 from a well-known retailer. Government…
Complicate situation with ex-partner and money she owes me
Hi I am hoping someone can give me some advice. My ex-partner and I split up a couple of years ago. We have one kid whom we split the time 50/50. The last couple of years in terms of making agreements with everything has been a nightmare. I am doing the best I can to get along with her, but I set some boundaries and try to…
Separation - buying a second house
My wife and I are going through an amicable separation and she and the kids will be staying in our family home which is jointly owned. I need to get a new home and would much rather try to buy than rent - is there any way of doing it that is more efficient from a tax / stamp duty perspective? We don't intend to divorce any…

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MSE News

Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What you need to know
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.

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MoneySaving dads

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