-
Halogen Heater Hack.
I recently bought a Halogen heater to replace my old heater that gave up the ghost and have found that it has (for me at least) a hidden advantage to help reduce electricity costs. I usually have a lamp on while watching TV or relaxing and have found that I no longer need to have the lamp on when I am using my heater as it…
-
Joint Mortgage Holiday
Hi All, this is my first thread so be gentle. Just over 12 months ago I was ordered by the court to pay my Joint Mortgage in full and child maintenance (a total of £2200 pct). Last summer I lost my Job, I've asked my ex to agree to a Mortgage holiday until I get back on my feet, she will not agree. I've now got to a stage…
-
Divorce financial order
I'm in the early stages of divorce and would like peoples opinion of what may be a sticky situation. We want to keep things amicable between us moving forward as we both feel it's important to keep a good relationship between us - for both each other and our 2 kids. Our mortgage has been paid off but my wife has been…
-
Having a baby - best prams and other items...
My partner and I are due to have a child together soon. My first and her second. We have a lot of things to buy obviously but I was just wondering if anyone out there has any pram reccomendations. We want something decent and good enough for the baby, but without spending a fortune. We have seen a pram/stroller combination…
-
Dining out - bill paying
Hi just curious how others deal with the saga of bill paying at the end of a meal with friends especially if other have unequal amounts of food and drink. Out last night with 2 friends known for about a year, it was one's birthday. Bill came to £95. My mains was just £16 and i had that ready as cash (I paid for drinks…
-
Virgin Broadband
Hi, so there is going to be a price hike from most providers. Just wondering whether it would be best to cancel in my wifes name, and then join as a new customer under my name in months time maybe? I suppose Virgin will be well aware of this trick? Cheers
-
How much board to charge kids?
Kids are both 19 now, they both have decent jobs pulling in around £22K PA, what is a fair amount of rent to charge them each week (yes, I do think children should pay!). They get in that, food, heating, electricity, washing, lifts etc (one to and from work most days as anti-social hours which means often picking him up at…
-
Gift from parent
After some advice. My mother in law wishes to gift my wife around £15,000 does anyone need to pay income tax or any other tax at all? I understand that inheritance tax may apply within 7 yrs if she passes away but her total estate value including this gift would be below the £325,000 inheritance tax limit. thanks in advance
-
Kids football fees
Son plays as goalkeeper for local team. Fees are £35 a month to cover two training sessions per week (no specific goalkeeper training) plus Saturday games. Team want to add in a 3rd weekly training session for all the keepers at different age groups through the club but are expecting goalies to pay an additional £20 per…
-
Friend of my son 'may' be having games addiction/financial issues.
Hi all.Son meeting up with his ex-schoolfriends again. One of them who had remained in the area and living at home (we are talking only 20 years old) is causing his friends some concern. He works, but has no money...For example, a group of them had just planned a visit to a theme park, but he seemingly couldn't rustle up…
-
CSA - Does this stop when child starts Uni?
My partner's estranged son starts uni in September. I found this out from someone. Does this mean his ex wife can claim for him to pay beyond the final payment date he was given months ago by the CSA? TIA
-
My Brothers partner is off the rails, they have young kids, advice please
My older brother (in his 40s) has been with the same woman for over 20 years. They have two young children (5 & 7). His partner is suspected to be bipolar, she's always had issues with our family for as long as I can remember going back 15 years or so, falling out with people over the most ridiculous of things, and hasn't…
-
Am I liable for Ex'es Debt
Hi All, Not sure if this is the right place for this post, apologies if it isn't. I split from my wife several years ago she moved out and I still live in the property we shared, but recently I've been getting increasing amounts of post from a bank addressed to her. Whenever I get them I pass them on to her as we have kids…
-
Separated and moved out of family home. What to do with the bills?
Hi All, First post here. I have separated from my wife and moved out of the house 10 days ago. I am living in a temporary accommodation and looking for properties to rent. My question: the energy and broadband at the family home is in my name. I am also on the council tax and mortgage. I am planning to change council tax…
-
Divorce - financial stuff
My wife and I separated over 10 years ago, but for various reasons, we never got around to actually getting divorced. I've moved in with a new girlfriend a couple of years back and am looking to get my financial affairs in order. I have 2 children with my wife, and we share custody. There's no animosity between us and…
-
Presents for birthdays and Christmas advice
So me and my ex try to share what we get our kids for birthdays and Christmas but I am worried that they may get two of the same thing…my ex can be very hard work with her telling me the truth etc etc, what do I do if they get from her what I have got them?
-
Really need some advice on what to do with this situation - Ex partner separation
Okay so this is my first post so bear with me please and any advice or help is much appreciated as this has affected my mental health to another level. Background - met ex partner 3 years ago - not legally married (only religious wedding which i know doesn't count in the UK law so thats fine) and she moved into my home…
-
Money Moral Dilemma: Is it wrong to invest my children's savings in a property for them?
This week's MoneySaver who wants advice asks... I have two kids who each have a child savings account, and I've saved a total of £10,000 for them. I have three buy-to-let properties, and am thinking about investing their money in a fourth, as it will work it harder for them. I'm aware it's their money, not mine, and they…
-
Edited thread
Edited post.
-
Children removed to Slovakia
Hi, some advice please for worried grandad. My sons (British) relationship with partner (Slovakian) has broken down. She has taken the 2 children (one born here), back to Slovakia. Does he have (surely?) and legal rights too 'reverse' this? Court? Don't think she would deny him access, but its hardly a small trip every…
