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Switch broadband supplier to save, then get charged to reconnect CCTV
The last twice that I have switched broadband suppliers, my CCTV has no longer worked. Every CCTV technician that I have asked, tell me that I need them to re-connect, so the charge eats up the money saved on switching. Anyone any ideas to a solution. Thanks John
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Bought A rating freezer and they send us an F rating
I just bought a smaller chest freezer from Amazon with an A rating efficiency this was the main reason I bought it the one I received has an F rating i only noticed after I plugged it in and filled it with food i don’t want this as everything in my house is very efficient and I really care about going green what is the…
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Sexy Emails lead to breakup HELP!
Hi. Weve been married 22 years. Im 52 shes 42. Got 4 boys. 18 16 11 8. 2 houses 1 rented off. Wife has been emailing and preparing to sleep with The local Co Op Manager. Hes married too with 2 kids. She says she doesn't love me anymore and she says all of a sudden she's looked up and thought I don't want this life! I, love…
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Want a divorce, afraid it might bankrupt me.
I don’t quite know where to begin on a long and complicated tale of marital woe, suffice to say that I would like to air my story in the hope that the collective might scrutinise it and offer advice on what I should do and what I have missed. I am currently separated after a ten year marriage and two children and want to…
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Separation from girlfriend
My gf and I have been together for 10 years. We have a 7 and 5 year old together. We bought our house last year. We spend most of our time arguing. She is very secretive with her own finances, but I share everything. I earn a lot more than her. I’ve had enough of this and feel we should separate. She won’t face this and…
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Child support and covering bills.
Hi all, Hopefully someone can shed some light as solicitors / citizens advice haven’t been massively helpful without paying out fee’s that I just can’t afford atm. Recently separated from my wife. She is living in our house (joint named mortgage that I pay alone) She is asking that I continue to pay the mortgage in full,…
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Gift Allowance and Care Cost
Hi and apologies if this is the wrong forum. My father's health is slowly deteriorating and he has a reasonable amount of money. We have split all of the assets between him and mum, this means the house is tenants in common and all of the cash has been halved into separate accounts. Neither of them have made use of the…
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Advice on getting money back
Long story short, my son had a school trip booked for April this year but it didn’t go ahead because of Covid. The trip was £400, my ex paid £150, i paid £250. We paid it in instalments throughout the previous year via Sims Pay. Sims pay account was in her name, we both had the login details to make payments. The school…
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CMS with pension via salary sacrifice
Hi all, really hoping that someone has encountered this and can advise - CMS calculations are based on gross income minus pension contributions BUT the problem I’m encountering is that my personal contribution is deducted as a salary sacrifice and so when CMS go to HMRC , they get told the inclusive of pension amount and…
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Amicable divorce - D81 form, figures for limited company director
Myself and my wife are currently going through a very amicable divorce. We split everything after separating, have agreed we don't want to go after each other's assets, and have come to an arrangement with the kids. However, we have both been asked to complete a D81 'statement of financial information' form for the courts.…
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Child Maintenance Family Arrengement
My ex is threatening to take me to the small claims court for what they allege are arrears of Child Maintenance for historic payments. I made monthly payments without fail based on the calculator on shared care on the Child Maintenance Service website. I understand Family Arrangements are not legally enforceable and there…
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Bounce Back Loan Application and Divorce
Hi everyone, This could be a weird/fringe question, but I've just been offered the opportunity to apply for a small business bounce back loan (homeschooling two kids during lockdown instead of creating digital products to sell), but I'm currently going through a divorce (less than amicable) and the time window to reply to…
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Gifting share of house to son
Hi there, first time poster here and hope this is the right place to put this, apologies if not and please let me know the correct forum if so. I fully own a 20% stake of my old property that I had with my ex wife, she has another 20% and the other 60% is owned by the local council housing association whom we bought it…
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Spousal support or child maintenance?
My son has 3 kids aged 9,6,4. About to be ex wife works 3 days a week and has a lower hourly income than he does. After agreeing to give her 70% of the equity of the house sale, they are about to discuss ongoing payments. Custody will be 50/50. Originally, he intended to split all child expenses 50/50 too, and give her…
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Early stages of proving paternity, any help or advice?
My partner has recently received contact from a lady who claims he is the father to her child. They met once on a very casual basis (prior to him meeting me) over 2 years ago and the child is roughly 16 months. She originally said there was a 50/50 change that my partner was the farther however, the other male in question…
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Child Maintenance
Good evening peepz. I am a 37 year old male. My cohabitant of 15 months left me and took our child (9 months old at the time) with her back to Central London (her parents house) around May 2018. Me and my partner were privately mediating (for around 2.5 months until three weeks ago when she decided to cut off access to the…
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Some advice on child maintenance please?
My son & wife are separating ( amicably, up to now) They have 3 children He works full time , she works 24 hrs. They have agreed to have the children 50/50. He is giving her 55% of the house sale equity plus he is loaning her enough for a house deposit which she has agreed to repay. He has had conflicting advice about…
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Bathroom pull cord switch
Bathroom pull cord switch I hope there is someone out there that can help me I’ve been trying to fit a bathroom pull cord switch there was previouslyA motion sensor switch which are taken down The new pull switch has L1 L2, and earth. I have six wires coming from my ceiling Two red two black and one other black wire with a…
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Dads been sectioned 117
My dad was sectioned because of dementia. He is fully funded and we have no power of attorney. My mother is able to withdraw his money to buy him clothes bedding etc. He’s been sectioned for about 4 years and his savings are rising. What would happen to this savings account if he died. Would it be taken by the authorities…
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Child Maintenance Question
Hi, I have a child arrangement order and have done since 2017. Now the agreement is that my son lives with me on a full time basis and has 6 hours supervised contact every other week with his mother. in the arrangement there’s specifics about gifts etc however not about Maintanence. his mother has since married and doesn’t…
