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MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

Where do I stand and options on moving on/forward.....
I'll try to keep this short and to the point. Rewind to March 2019 my partner left me for someone she was seeing for around 4 and a half year's. Our daughter who is autistic and non verbal, is now 12 years old stayed with me through mutual agreement with her mother, mainly because her and I are closer and I can read…
Upkeep of property. Who's Responsible?
Last summer new people moved into the house that backs on to ours, garden to garden. They had a 2mtr high fence constructed all around their garden, but left about a foot of their land outside of their fence. It needs to be weeded, which we have done until now. Today, while I was doing some DIY in our garden, the neighbour…
Full Maternity Pay
Post removed.
Marriage allowance claims company Amazon gift card
Hello. I recently went through Marriage allowance claims company {I know, should have gone through the HMRC} to claim what I could. I was interested in the £250 amazon voucher for recording a video testimonial.. So... I recorded it, sent it in and a few weeks later got a release form... Signed that and sent it back.. Now…
Do we need to move or improve?
I have been contemplating moving house for years, 4 of us live here, me and wife and 2 daughters, the house is 2 bed mid terraced, rooms roughly 2 x 12x12 reception rooms, kitchen 14x6, we also have a parking space and garage, when we look at other houses much more expensive than ours they don’t seem any bigger, just laid…
Relationship Breakdown - need advice
Something I didn't think I would be writing 6 months ago when we left the hospital with our twins, but the relationship has now reached a point where we no longer function as a family, bickering has given way to full blown arguments and there's the potential for it to get really quite toxic, both of us grew up in that kind…
Should my wife and I spend all our savings?
Hi, my wife and I are both 77. We have savings of 80K which has taken most of our married life of 57 years. Sadly we have no company pensions only the sate pension to keep us going. Our mortgage we paid off 20 years ago ( instead of quality holidays others chose). We have no debts we do not believe in HP. Sadly due to the…
Hardest decision of my life
Hi, my family and i are from Bristol, and 10 years ago i met my future wife and at the time i relocated to Leeds. We have a 2 year old son, and unfortunately out marriage has broken down. I am self employed, and i have looked after our son for the past 2 years, 2 x per week, so i have only been working 3 full days a week…
Money saving advice
Hi. We have a household income of £4200 per month after tax. Mortgage and all bills amount to £2600 that includes childminder,Food shopping ,Petrol etc. We have £1600 surplus every month yet never save a penny,It's only now we are on lockdown we are seeing how much we waste. We seem to spend so badly,Meals out,Clothes…
Gift Allowance
Hi, my wife and I have separate bank accounts. If we want to make a gift of the allowable £3000 do we have to take £1500 from each account? Also, we did not make a gift in the last tax year so are we now able to give £6000 this year? thank you very much
Advice needed with separating
Hi there, just hoping someone can give me some advice with the situation I am in with my now ex partner. Unfortunately the relationship has came to an end and the issue I have is the house is in both our names and I don’t want to sell it as I don’t want to disrupt our son even more. I could afford to buy her out but she is…
First Time Father - General Advice
Hi All, My wife and I are expecting our first kid in July, we're both in our mid 30's and it's extremely exciting. What sort of general preparation should we make in terms of their finances? I want to put any money they get into a good paying account although Mum wants to use it for premium bonds - what are the best…
At our wits end...next doors dryer
Hi All, Not sure where to post this so placed it here. Our new neighbours tumble dryer is driving us insane (2 adults and a 3 year old). We're in an old victorian terrace with very thin walls. They have installed the dryer against the party wall where our bedroom sits and its on for 9-12 hours a day. Theres a constant low…
Furlough
I Am a bus driver and most of my work colleagues have been furloughed, because of underlying health or young families to look after. around 80%. I have been chosen to remain at work to cover services. If I become ill and unable to work during this time my company has placed staff under furlough, do I then get placed on…
Living in his car
Our friend (in his 60's) has given his married daughter close to 100K to help pay her debts. She and her husband (the kids have been taken into care) are now intentionally homeless. They have parked their caravan, uninvited, in his front garden. He will not allow them access to power or water. They defecate in his garden.…
Inheritance/IHT/£/kids
Situation…..., thoughts please Age 70, 3 sons all 40 odd. All left to them divided by 3. Father recently died £600k to me. My house £150k, left to my 3, so total £750k. I am in ‘good’ health and have looked at lovely houses to buy outright, but my mobility/legs is a problem. I have all I need here/nearby in this house as I…
Passing on Property
I have a small house that I bought to supplement my pension. Unfortunately my son lives in the house and is on long term sick leave. He cannot claim benefit as it is a family home. He cannot get a council flat as he has accommodation. I would like to sell the house to help with my living costs but he would then be…
Possible Internet Dating Scams?
Firstly, I am not a dad but this seemed to be the only forum that comes near to what I want to message about. I am single and have tried a new dating site recently called GingerLove.co.uk The women aren't all ginger on it (which is a shame as I LOVE gingers, lol!) but two women I have started talking to on the site, they…
Moved: Paying for childcare during shut down?
This discussion has been moved.
Moved: Helping single son to pay his bills possibly long term
This discussion has been moved.

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MSE News

NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What you need to know
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
Warning: 'WASPI' women affected by State Pension age rise should watch out for 'steep rise' in scams
If you're a woman born in the 1950s affected by changes to your State Pension age, be on high alert for scams offering compensation for this. Campaign group Women Against State Pension Inequality (WASPI) and charity Independent Age have warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group.
Martin Lewis: 'WASPI' women affected by State Pension age rise should beware 'steep rise' in scams
If you're a woman born in the 1950s, be on high alert for scams offering compensation for those affected by changes to their State Pension age. MoneySavingExpert.com (MSE) founder Martin Lewis has warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group – with some even using Martin's name.
Small pension pots to be automatically combined in future under Government plans – here's what it could mean for you
If you have a number of small pension pots you've built up over years of changing jobs, they may be automatically combined in future under new Government plans. This could make it easier to stay on top of your pension savings and reduce costs – but it's still very early days, and we don't yet know exactly how the scheme will work in practice.
Martin Lewis: Aged 20 to 25? Trick to get a FREE four-year railcard worth £100 from Santander
If you're aged 20 to 25, there's a trick right now that can get you a free four-year railcard worth £100 via the bank Santander. MoneySavingExpert.com founder Martin Lewis takes you through it.

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MoneySaving dads

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