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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

971 discussions 13.8K comments Most recent: Money Moral Dilemma: When should I tell my son I can't afford for him to go to a private school? by pomcycle 26 September at 2:34PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

371 discussions 4.1K comments Most recent: Child maintenance increase by Northern_Wanderer 12 September at 9:50PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.8K discussions 134.5K comments Most recent: Calculating IHT when two life interest trusts are involved by alkynance Today at 12:03AM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 250K comments Most recent: Doodle Dog Buying Advice / Health Issues by sheramber 11 October at 4:55PM

School Fine
Hi all, We unfortunately had to take our kids out of school during term time. We were advised this would incur a fine and have received a notice from the local authority on paying the fine. Just wanted to check, are there any timescales/deadline for local authorities in issuing the fine itself or required duration where…
Power of Attorney
I have been registered as Lasting Power of Attorney for my mum. It says on the letters that I should notify DWP and tax office. Is this with regards to my mum or for me. I get tax credits, but am I right in thinking being an LPA won't affect my benefits? TIA
Buying Ex out of mortgage
I have managed to secure a mortgage in my own name to be able to buy my ex out of her share of the equity about 9K is coming from the mortgage and the rest from my parents. We have been split for nearly 9 months now but not yet divorced or any financial agreements, I'm just wondering before I start the process, say I buy…
MSE guide: School uniform MoneySaving tips
Get prepared for the next school term with the MSE Guide: 👔 School uniform MoneySaving tips 👔 It includes cheap supermarket sets, Government grants, when to hit the sales, secondhand options and more. Got any tips of your own to add? Please drop 'em below. Thank you.
Deputyship - can I do the application myself?
My partner has suddenly and unexpectedly lost capacity. Unfortunately we do not have a POA for him and I do not have access to his finances to pay for his care bills. I am looking into obtaining deputyship for him and have received quotes of £568 for the Cop3 assessment to be carried out and between £1500 pounds and £2000…
Money Moral Dilemma: Should I help pay my boyfriend's travel costs if we move further from his work?
This week's MoneySaver who wants advice asks... I'm looking to buy or rent a house 15 miles nearer to where I work so I spend less time and money on commuting. But my boyfriend, who wants to move in with me as the contract on the flat he rents is ending, says he'll end up spending more time and money commuting as he'll be…
What happens to someone at retirement age and renting
As Universal credit cant be claimed after retirement and a persons income including pension credits a around 220 per week how does someone afford to rent when a small place is 800 a month? Is there anything apart from pension credits that can be claimed?
Deed of Trust
So me and my now ex Partner (cheater) bought a house together 2020. We paid pretty much equal investments into the initial purchase. During the 4 years we have renovated and are now selling. My xpartner is self employed as is insisting that I pay for his tax apportion which has afforded him a higher salary. We have an xls.…
School Safety Issue
Just canvassing for opinions really... We are in Scotland so the schools have already broken up for the summer, but the week before there was a child safety issue within the school and I am unsure if I am overreacting or not. Basically, the school runs a breakfast club for children (at the instruction of the council, all…
My Neighbour is a raging Alcoholic...she admits it!!
But underneath all that she has a good heart. She has had her door kicked in by the Police searching for her Ex Boyfriend.She is facing eviction because of the door.She has no boiler.She is only Mid 30s.Her place is in disarray.Should I and how can I help her.....because she is never in a fit state to do anything.She has…
School insurance
Sorry for the random question here, but any knowledgeable people on here know if primary schools need to let there insurers know that they allow parents dogs on in school playgrounds for school drop offs/pick ups? If they did let insurers a know would this increase premiums? Thanks Steven
Register LPA with Banks
Hi, my very elderly parents each have Property/Fiance LPA's set up. My brother and our father are joint and several attorneys for our mother. Myself and mother are joint and several attorneys for our father. These were set up and registered with the OPG several years ago, while both our parents had full capacity. Whilst…
Rights when deeds are in the name of one married party & they are going into a care home
The husband is going into a dementia care home. The wife is not on the house deeds. They have a joint account for the bills and savings accounts in their individual names shared equally between them. Will the local authority asset means test assesment be on the husbands just the accounts in his name only along with 50% of…
Clean Break Order - Understanding the response from the Court
Hi, I've recently applied for a Clean Break Order. The Court has responded with the following: "There is no date set in the order for the payment of the lump sum and the transfer. If the transfer has taken place this should be recorded." This is in relation to me being brought out of the main property, and the transfer…
Clean Break Consent Order question
Hi all, more of a scenario. A clean break consent order covers both parties for future claims ie. inheritance, etc. but what if after clean break is completed and an old debt that both parties were unaware of from the marriage comes up? are both parties liable even though there is a consent order, or, if the debt is in one…
Joint motorhome PCP with ex...help!
Hi looking for some advice. 2 years ago I bought an expensive motorhome with my ex. I am the owner I think (I stupidly gave him all the paperwork when we split). He took it when we split and pays the monthly bill & all costs. Whatever I paid previously I've written off. Both our names are on the PCP loan but again I think…
Should I ask that my brother in law pays a share towards holiday accommodation?
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Occupation order
I have a court granted occupation order against my ex partner. It has powers of arrest attached to it and is in place until our jointly owned home is sold. Does anyone know if this means sold subject to contract (or under offer) or whether it is until it’s sold properly, ie all legal contracts have been signed?
Tax free childcare - Nursery closed down
Hello everybody We pay our nursery fees in advance through the “tax free childcare” account. The nursery has ceased trading but owes us money (about £1k) which the director is refusing to refund. Are there any options to reclaim this? I was wondering about contacting the tax free childcare team or my bank? Thank you!
Care home fees - council funding after self funding runs out
Hi, hopefully this is the right place to post this. My father received a dementia diagnosis at the end of 2023. For a couple of years prior to this he gifted me the maximum amount of tax free gift (£3k). Once his ability to self fund has run out and he gets down to the £24k minimum, is this tax free gift able to be claimed…