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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

971 discussions 13.8K comments Most recent: Money Moral Dilemma: When should I tell my son I can't afford for him to go to a private school? by pomcycle 26 September at 2:34PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

371 discussions 4.1K comments Most recent: Child maintenance increase by Northern_Wanderer 12 September at 9:50PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.8K discussions 134.5K comments Most recent: Calculating IHT when two life interest trusts are involved by poseidon1 Today at 6:35PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 250K comments Most recent: Doodle Dog Buying Advice / Health Issues by sheramber Today at 4:55PM

Lasting Power of Attorney Advice
I'm arranging a Lasting Power of Attorney (both for finance and health/welfare) for my mother next week via a solicitor. I've carried out a fair bit of research but would greatly appreciate any feedback from someone who has already has a Lasting Power of Attorney. The most important point I came across was not to tick the…
Care costs and the loss of your home and the bulk of your savings
This question is in relation to my 85 year old widowed mother who currently is in good health and lives in her own home, albeit with some equity release on the property. If she had to go into care, I understand that “if your capital is under £23,250, you will pay what you can afford from your own income, and the local…
Is this Financial Abuse?
After my divorce I was left with a court order that was not enforceable, and a huge litigation loan debt. To pay the litigation loan debt (my solicitors organised this to pay their fees) I had to sell the house, but it was in joint names with my ex husband and he refused to consent to instructing estate agents, I had to…
Options available if you can’t buy your ex out.
Hi guys first hearing fast approaching and going in as a LIP. Property was bought under RTB and still in exception period. Received a without prejudice offer about 7-8 months ago. Taking into considering she left the property after 1 year from purchase and was not on the tenancy but that’s another issue. She offered 30% of…
Single Parent (Living Alone) - Seizures and caring for a Young Child
Good Evening All. I was wondering if anyone might have any suggestions, experiences or links to potential support which can be put in-place with regards to how a single parent, diagnosed with non-epileptic attack disorder, can safely care for a young child (3 years old) whilst living alone. I m looking for charities, alarm…
HOW TO INCREASE MY SOCIAL CIRCLE
Hi Folks As we are getting older and older, do you find that your social circle is getting smaller and smaller? If so, what things do you do to increase or at least maintain your social life? Any advice greatly appreciated. Thank You
My impending divorce...
Hello everyone, as the title states I have just started the process of dealing with my divorce.. At the moment it's quite amicable and it would be nice to keep it that way.. my wife is seeing her solicitor next week, I am currently awaiting a call back from a local solicitor... I have a couple of questions that it would be…
Rogue sibling tries to prove our mother has dementia
Hi all, back again with more tales of woe in this continuing family saga. Some background can be found in the previous thread here - https://forums.moneysavingexpert.com/discussion/6533640/pr-for-probate-goes-rogue/p1 I'm looking for some advice on the latest development i.e. demands for a dementia test. My sibling has…
Co parenting and secondary school place
Hi there hope you can help? so my youngest has just had his form through for a secondary school placement. His dad and I co parent but live in different council areas, I had to move further afield as it was affordable mortgage wise. My son has continued to go to school near his dads house (as that was where i originally…
Divorce D11 Form Help
Hello, I only know my husbands email address and not his home address. I've tried searches, asking people etc to no avail. Can anyone please advise how to fill the D11 form in? I especially do not understand how to answer question 3, Many thanks in advance
Consent Order Review: Life Insurance and Car on Finance—Advice Needed
Hi everyone, I’m in the process of finalising a Consent Order following my divorce and would really appreciate some feedback to ensure everything is covered properly. I’m trying to handle this on my own to save money, as I’ve been struggling financially and have used legal aid in a family law court case. The Consent Order…
Can’t afford to pay half the mortgage and my rent
Would really appreciate some advice, will try to stick to the facts with no emotional stuff. Have been married nearly 20 years, two kids older one lives independently, younger will be leaving in the summer (going to college in a different town and staying with relatives this was already pre arranged before relationship…
Trust or Power of attorney
Hello, Advice please on what would be the best plan to safeguard our assets for our family, so that they can benefit from what we have when the time comes. Based in Scotland. Many thanks
Where does an old lady start with writing a will (THAT CAN BE STORED ELSEWHERE?)
Hi all Apologies for the long post, but it is really necessary. I just want to say at the start that I am not asking for legal advice or specific advice on what to do etc. We just want to know who to turn to first. We fully intend to appoint a professional advisor but don't know where to begin. One may be forgiven for…
What happens if my friend sells her house while her husband is in care?
My friend is in a mess. Her husband is in a care home after a bad stroke and has been there for some years. He won’t be returning home. Him and his wife are tenants in common for the house they own. His assets have fallen below the self funding level. The house is a disaster, no working heating and falling to bits. Far too…
Coming off a mortgage
Hi can anyone help, myself and my ex partner purchased a property in 2013 and we separated in 2017. I left the property and my ex stayed on with our 2 children. She did not wish to leave the family home which is obviously fair enough. She told me She would take over the mortgage in her name ( she has a well payed job in a…
Ancestry.co.uk woeful DNA service
A few months ago Ancestry started limiting the number of matches shared with other relatives you could see to 3. At the time it said you could see the rest of the shared matches by signing up to DNAPlus at £14.99 for 6 months. As I very rarely get any significant new matches it seemed pointless signing up for that until I…
Disposing of cohabitee possessions left in a property
My dad is in his 90’s and has been diagnosed with Alzheimer's and Dementia. He is also registered blind (he has some sight in one eye), and is deaf. He currently lives in his solely-owned property with a female friend, also in her 90’s. She is due to leave the property over the next month and move in with her granddaughter…
Aunties rights with Nephew in foster care
Hello Good morning I just wanted some advice, My nephew was taken away from parents with social services , he's been placed into main foster care and they are looking at adoption as family assements have failed to care for him. Parents have also failed there Cubass assement so LA have more rights now to make decisions ,…
Boyfriend making payments on my SBA loan, will he have a financial interest in my home?
My boyfriend insists on paying my SBA loan. I am currently not working and he is helping out by paying the propane bill, groceries, and the SBA loan. Will he have an interest in my home if we break up? I want to protect myself in the future, his assistance is welcomed since he is at my house daily. He has his apartment but…