Gifting money to grandchildren and care fees

My mum is going to downsize and wants to gift some money to her grandchildren. What happens if she needs to go into a home within 7 years of that?
Is the government likely to ask for that back?
She will still have a substantial amount of money which I guess would be taken for care home fees.

Comments

  • comeandgo
    comeandgo Posts: 5,926 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The 7 years is the time required for Inheritance tax not care home fees.  If she has enough still to fund her care then government not interested .
  • freesha
    freesha Posts: 418 Forumite
    Part of the Furniture 100 Posts Name Dropper
    No time limit for them to investigate a potential deprivation of assets. Is she doing this purely to avoid it being used for care home fees? If that's the case, do you not think she would like to have the choice of good care homes in her hour of need?
  • Keep_pedalling
    Keep_pedalling Posts: 20,419 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    freesha said:
    No time limit for them to investigate a potential deprivation of assets. Is she doing this purely to avoid it being used for care home fees? If that's the case, do you not think she would like to have the choice of good care homes in her hour of need?
    The OP said she will still be left with substantial assets and will still own a house, so she is obviously not doing this to avoid care costs. 
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