We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
pension
Options

tablepension55
Posts: 1 Newbie
I was awarded a % of my ex husbands police pension when i turn 60
If he loses his job or is sacked would that part of his pension still go to me even if he loses his pension right through losing his job
If he loses his job or is sacked would that part of his pension still go to me even if he loses his pension right through losing his job
0
Comments
-
Was this due to divorce? If so I would think there would be a pension sharing order put in place. In any case I think you should be contacting the administrators to confirm what they hold for you and any conditions there might be on that.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇2 -
If he is made redundant or sacked, then his pension is likely to be lower.It may hinge on the specific wording on your agreement – because any percentage of a smaller amount would be a smaller payout.All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.0 -
tablepension55 said:If he loses his job or is sacked would that part of his pension still go to me even if he loses his pension right through losing his job
It just means their payout might be less at retirement than it would have been if they worked the whole time (though of course that person may end up getting a different job and paying into a different pension).
Know what you don't0 -
Exodi said:tablepension55 said:If he loses his job or is sacked would that part of his pension still go to me even if he loses his pension right through losing his job
It just means their payout might be less at retirement than it would have been if they worked the whole time (though of course that person may end up getting a different job and paying into a different pension).1 -
My background is LGPS rather than the public sector as a whole. But some rules are very similar...
In the case of pension sharing on divorce, if a PSO (pension sharing order) has been applied, then the (in this case) wife's %age will be placed in a pension record in her own name. She would then be a 'pension credit member' and her benefits are completely seperate from her ex husband's pension.
However, in the event that this is a earmarking order, very different rules apply. In these cases (which are very rare nowadays) the pensioner husband draws his benefits, and then hands over the allotted %age as cash to his ex wife. If the husband does forfeit his pension (rare, but possible in the police scheme) then the earmarking order to the wife will fail. Ditto if they leave the police force before retirement - the earmarking amount will be a %age of the actual rather than the forecast pension.
But, based on the information given by the OP, I'm inclined to think that this is a PSO.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.7K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.4K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards