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Which? Last Power of Attorney Offer Via Resolver
My husband and I set up up Financial lasting POAs via a solicitor some years ago, we now want to organise health POAs also. I see that Which? offer an online service to help in the documentation preparation of POAs so I'm thinking of using them rather than a solicitor this time. So first question is - has anyone used the…
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Pension Sharing of Pension Contributions Finished Prior to Marriage
I am about to get divorced (second marriage) and am trying to understand if I have to give my second wife a share of one of my pensions that ended (I left that employer) before we got married? I already had to honour my first wife a pension sharing order (which I totally accepted) on this particular pension as we were…
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Money Moral Dilemma: Should we ask our daughter and her boyfriend to start paying us rent?
This week's MoneySaver who wants advice asks... My daughter and her boyfriend have bought a house. They're redecorating before moving in, so they've been living between our house and his parents' home. My daughter stopped paying us rent in May, shortly after they got the keys. While I'm happy to help, my husband and I are…
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Soon to be Ex changed address but we all still live in the house
Recently separated from my wife and all of the family all still live in the house we rent. My daughter will soon be 16 and has just received her National Insurance Number via letter from HMRC. The letter from HMRC did not arrive through the post but was instead handed to my daughter by my wife. The address on the letter is…
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CGT Planning When Getting Married
Getting married this year and we currently have a house each but will only be able to nominate one as our Principle Residence for CGT purposes once married. House one we currently live in and intend to be out long term home. Owned and lived in for 24 years. Purchased for £60k current value c£250k no mortgage. House two…
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Gifting money allowances
I’m struggling to know if this is the right sub forum for this query but if not, feel free to move it My elderly father is wanting to gift me and my brother some money. For some reason, it’s been in my head that he can gift 7K per year without falling foul of the deprivation of assets rule. My brother thinks it’s only…
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Family don't understand my money concerns
Hi, I have posted on here before about issues I have with my family. So my little sister is getting married in Summer and I have been invited on my future brother-in-laws stag do which is to Madrid over Easter weekend. When it was first mentioned last year I decided there and then I wouldn't be going for a number of…
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Parents gifting money to partner after separation
My wife and I are separating after 24 years. Have two children of 19 and 16 years of age. Luckily house is mortgage free and paid for, and we have sold so 50/50 proceeds to each from sale when it completes. We have both agreed to purchase independent houses, but hers is £50,000 more as her parents are 'gifting' her that.…
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Childcare Vouchers: cut childcare costs by £1,000/year Discussion Area
This thread is specifically to discuss the content of the Childcare Vouchers: cut childcare costs by £1,000/year Article To discuss or ask a question about the article: click reply For the old thread click here
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I absolutely love my life even though I'm in a position where society says I shouldn't be happy.
I work £14 an hour job with no career progression at all. I don't have a single friend. I'm not in contact with any family members and haven't been for a decade. I go to work, play video games / watch tv shows and sleep. I live a very frugal life and invest my left over money each month so I can retire without worrying…
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30 Hours Free Childcare
Hello, can anyone help with my query please. When eligible for the 30 hours free childcare can this be split across 2 providers (e.g. nursery & childminder) or can these hours only be used with 1 provider? Thank you
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Help with 'expensive' friends!
Hi all. I would really love your help. My group of friends are shall we say, a little more 'well off' than I am. They are all married and live wealthy lifestyles, often complaining about their Porche car door not opening in the cold, can't decide which Gucci belt to wear... Firstly, I am not and never have had the sort of…
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Cost of LPAs compared to cost of Wills
We recently concluded our 2 separate and non-identical Wills with a High Street solicitor. It was not cheap, but I didn't consider it too expensive. I used a High St solicitor for the comfort factor of SRA regulation etc etc. I have recently asked for a quote for drawing up a full set of LPAs (Health and Finance x2) and…
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Inheritance stolen?
Father of an only child died. in his will he left 50% of his estate to his only daughter. The mother on leaving the matrimonial home to go into sheltered accommodation sold the house Therefore in theory the daughter was due 50% Of the house sales (Along with 50% of the remaining estate cash et cetera) The executor…
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Divorce options, just agreed to 50/50 split from house sale not savings help?
Hi me and my wife have agreed to split up after been married for a two years. We’ve lived in our own home for 6 years. We have agreed to live in house together whilst we sell it. There’s is zero animosity and we’ve broken up an amicable way. We’ve just agreed to split the house sale 50/50 and this no savings involved from…
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Financial compatibility with partner
Hello all, would appreciate some advice on my current situation. Me (29 f) and my partner (29 f) moved in to my rented house in September 2024. We agreed that all bills would continue to come out of my account but she would transfer me a monthly payment to cover her share. I am currently working full time and have been…
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[Ancestry] Am I actually related to all these people? How diluted is the ancestry?
So I made a thread a few days about about ancestry and I decided to try the free trial. I started entering the basics of my parents and grandparents and then I saw that my mothers death record was linked in someone else's tree. So I checked out this other persons tree and they have some of the same people linked as I do,…
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British nationality
Hi everyone after a bit of advise please, a family member has been recently informed that he has 3 children (all in their 20’s, eldestbis 27 that he knew nothing about from an on/off affair with a Filipino he worked with in UAE at time (I know! You couldn’t make it up!! 🤷♀️) anyway DNA tests have confirmed they are his,…
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Irritating problem with facebook.
Happy New Year everyone. Not quite sure where to put this as it doesn't seem to fit into any category but I could do with help form someone more savvy. I use Facebook but only to keep in contact with family who are spread across the country and a few friends. I'm not one of these who have 2852 fake friends. Its just a…
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20 Year old sons rent
Hi, Just interested to see if you think the following is fair? Sons wages is £1121 monthly. Charging him £250 'housekeeping' which includes contribution to all the bills, own room, wifi, laundry done and we buy and cook all the food (he buys any junk food he may fancy) Sound reasonable? TIA