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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

971 discussions 13.8K comments Most recent: Money Moral Dilemma: When should I tell my son I can't afford for him to go to a private school? by pomcycle 26 September at 2:34PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

371 discussions 4.1K comments Most recent: Child maintenance increase by Northern_Wanderer 12 September at 9:50PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.8K discussions 134.5K comments Most recent: Sale of house Dad in care home by Brie Today at 4:05PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 250K comments Most recent: Doodle Dog Buying Advice / Health Issues by Pollycat Today at 4:05PM

LPA - certificate provider
I am in the process of preparing new LPAs for my elderly parents, naturally at their request. We'll need a "certificate provider" who isn't related to them to confirm that they know what they're doing. The "someone who has known them for at least two years" requirement is tricky (albeit not impossible) due to the fact that…
Power of Attorney financial decisions.
Myself and spouse set up a joint POA which gives our son control over finances if one partner dies and then the other loses capacity. A few years after taking this out we visited a solicitor to amend our wills. At this time we also discussed the POA and asked the solicitor to explain it in a bit more detail. She advised us…
Do I need to complete a form D11?
Going through divorce process and have had the conditional order pronounced at court. Do I need to complete a form D11 to prevent final stages of divorce being applied for by husband whilst financials are being negotiated. We are both entering into mediation so therefore would a form D11 still be required as it’s yet…
Bank contacting social services
Hi there social services have been contacted by Nationwide after my mum couldn't pass security as she has aphasia and has difficulty hearing canthe bank do this ?
Seeking Advice: Ex-Partner Took My Belongings and £10,000+ Loaned Cash
Hi all, I’m in the UK and dealing with a serious issue involving an ex-partner who has taken a significant amount of my belongings, along with at least £10,000 I lent them while we were together. I have written evidence of them acknowledging the debt and saying they would return my things, but they are now refusing. We…
Financial order divorce and house sale query
Not sure if anyone can help with this one. My boyfriend has had his divorced finalised and the financial order has been agreed by the courts, it states in the financial order that the house has to be sold and that they have to pay the mortgage 50/50 until the property sells. However the house being sold is slow going due…
Tenants in common question
Background: Married, both living in our only property. Could someone list the advantages and disadvantages of changing the joint ownership of our house to "tenants in common".
School trip cancelled deposit not returned
Hey all. I need some advice please if anyone knows anyone who might be able to give me some insight about how to proceed forward before I go back to the school. My eldest daughter is in year 6 and the school have always organised a residential trip for the year 6’s. Back in November the school said they were going to do…
Ex-wife moved in 3 years ago but doesn't contribute towards bills
My dads ex-wife moved in with him three years ago and hasn't paid towards any bills during that time. She moved in without my knowledge. When asked a few weeks later, she did say it was a temporary stay, so no conversations were had about her contributing towards bills. but here we are three years later and she's still…
15 hours free child care
Hey all, I asking on behalf of my mid 20's separated son. He and his ex split quite quickly after their baby girl arrived and are now "co-parenting" (she is ~18 months old) he is hoping to have her stay with him 2,3 sometimes 4 nights a week. He works full time and so some of the week days he will need her to attend at a…
AIBU?
My adult son has stored 3 cars on my property, 2 of which don't run. He's moving out in a few months so told him to get rid of them. He said he would but instead wants to store a work van once purchased. I'm not happy at all but he thinks I'm being unreasonable.
I'm in a dilemma - do we need Deputyship?
My Mom is in a care home with dementia. She also has symptoms of Parkinsons, her mobility is poor, there's something wrong with her heart, though a doctor said on one of Mom's many A & E visits that a DNR could be put in place as my mother's ninety, but it was very unlikely it would be needed. Mom is in an Emergency…
Money Moral Dilemma: Should I ask my friend to pay customs duty on the gift they sent from abroad?
This week's MoneySaver who wants advice asks... I have recently had a baby and a friend I met while living abroad has sent me a gift. But as it's come from overseas, I have to pay £70 customs duty on it, which I can't really afford. I don't want to appear ungrateful, but should I ask my friend whether they'll pay it or…
Decree Absolute Nigerian Divorce
Can anyone please shed light on the Nigerian Divorce process please? My friend "G" is Nigerian. She married her Nigerian husband in Nigeria. They moved to UK on his work visa but the marriage failed. Her husband started divorce proceedings in a Nigerian Court. He was granted the divorce and a relative was able to get a…
Divorce and Financial Settlement
I am asking on behalf of my son In March 2023 he married a Dutch national (who did not previously live in the UK) as of course it was the only way they could live together. He bought 50% of a shared ownership house. Wife was not on the mortgage or deeds. They moved into the property in April 2023. July 2023 wife returned…
Help Financial Settlement Advice - Buying out ex partner
I am in the process of trying to buy my ex partner out whom I have a joint mortgage with. I have been battling this for almost a decade with little cooperation from him. He only paid towards the mortgage for 18 months and from separating I have paid the mortgage alone for the last 10 years, as I stayed in the house with…
Protect my partner and our assets from my debt
I have lots of unsecured debt (around £50k) and will soon be married to my partner. We currently own our home with a joint mortgage. legally I currently own 50% of the property, however my partners initial deposit was greater than mine. Basicly I want to make sure that if any creditors chase me for money in the future,…
Buying my ex husband out on a mortgage free property using savings
I am thinking of buying my ex husband out of our marital home which is mortgage free, the option of which we will include on the consent order. I can do this using savings without getting mortgage. I want to avoid conveyancing costs. Can I do this myself,? Is it just a matter of ■ us agreeing ■ completion & submission of a…
Transfer of money to children
Hi I have saved a little each month for each of my children and it has all been in one big pot. I keep a track of how much they have each month, and any premium bond wins get split between them and myself...it's all just in one pot. However, I want to transfer each child's share to their own premium bond account now. For…
Property Split after Divorce
I have been separated from my spouse since 2017 and prior to that, we were married for 2 years. We have not divorced due to the PTSD I experienced from our time together and I was afraid to poke the bear. I now feel in a better place and would like to move forward with a divorce. I own my own home, in my sole name, and he…