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Lasting power of Attorney forms
We have both just spent time typing in an LPA each for both finance and health. Having done this, we are faced with save and continue, or confirm and pay, which means no further changes can be made. I am still considering if i need any instructions. At this point there is no option to print it out. I have 2 questions:…
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Living in partner’s home - advice needed
My girlfriend and I have been together 18 months and I am around hers most of the time. I own a property with a mortgage and she owns with a mortgage, albeit much smaller than mine. Our plan is to officially live together at hers and ultimately I will rent out my flat. We’ll pay our own mortgages/service charge etc but we…
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Changing a Will - best way to do it
I want to change my will and my wifes will. Currently, Dad is in a care home unlikely to come out due to dementia and frailty of age (92).He lived in a house I own, which if I predeceased him, he would inherit. As he has no use I would like to remove this request. I also left a sum of money to a relative which I also want…
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Money Moral Dilemma: Should I approach my friend's family about the money she owes me?
This week's MoneySaver who wants advice asks... I loaned a friend a significant sum to help her out. We agreed on a date for her to pay me back, but when it arrived she said she didn't have the money and got upset when I asked why. She then paid half back, but I've heard little from her since. She has family she could…
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Splitting up, co-owning house
Hi, I'm in a position where me and my partner might be splitting up. We co-own the house and mortgage is up for renewal at the end of January. Just wondering if I leave and let her stay in the house, what's the fairest way of doing things - I still pay half of the mortgage and she pays all the bills? I want to take…
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Sale of property within a right of occupation trust
Morning All. Not unexpected but my deceased mothers husband has decided to sell the property they shared and move on. He has put the property up for sale and he has advised it is sold STC. My mothers will leaves her 50% ownership in trust with a "lifetime right of occupation" to her husband. None of the family / trustees /…
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Applying for British Citizenship for child - queries
Hi, Hoping someone who has knowledge in this area might be able to offer guidance? Will paste all info below but basically, want to apply for British Citizenship for a child (15 yrs) who has Turklsh/Cypriot/Italian citizenship currently and settled status in UK (going to school here). Form and advice isn't very clear and…
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Marriage tax allowance
i couldn’t find a topic for the above title so went with the closest one, marriage tax allowance, I applied for it for me to give my husband part of my allowance or however it works, this was “accepted” BUT when I check online on our government gateway pages, it still says his is the usual £12570 (I think it is), his tax…
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Giving partner an allowance?
Hi all, What are your thoughts on an ongoing argument please. I work full time with a salary barely above minimum wage, take home income around £1700. My salary covers the mortgage, all the bills and some of the food and running the one car we have. I have not much disposable income after all bills have been paid. My…
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MSE News: Higher earner getting Child Benefit? Check if you can pay it back through your tax code
If you get Child Benefit and earn over £60,000 a year, you may now be able to pay the high-income tax charge through your tax code thanks to a long-awaited new service. The change means 10,000s will no longer have to file self-assessment tax returns just to pay this charge. Here's what you need to know. Read the full…
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Spouse moved out. Bill-split?
Hi all - looking for advice as opposed to judgement after the painful split of a relationship that wasn't working and only one party was willing to communicate. My spouse has left our marital home. We each contributed 50/50 to household bills e.g. to the tune of £2000 per month. My spouse has also withdrawn £1000 from the…
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Money Moral Dilemma: Should my partner pay more towards bills to cover his children in our new home?
This week's MoneySaver who wants advice asks... My partner and I are looking to move in together. He has three children from a previous relationship who will live with us part of the time. We both have the same deposit to put towards our new home, but he's suggested he pays more of the mortgage and owns a larger percentage…
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Lab grown diamond engagement ring vs natural?
Hi For the first time in my life I’m looking at getting engaged and came across the lab grown diamond rings. They are obviously more cost effective and, depending on how you look at it, more ethical (a factor I’d like to consider). Would it be seen as ‘cheap’ to get one of these versus a traditional diamond ring? It’s…
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POA/Wills
I need to sort these out for my Mum, both the health one and finance, and a will as well - am I best going to one place and getting this sorted? Do they file it on the GOV website for you? Once she's sorted I then need to sort myself out!
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Being brought out of marital home
Hi, I am new to this and am looking for some advice! My husband and I have separated but are still living together. He has been accepted for a mortgage to buy me out of the property. My Solicitor who is only dealing with the transfer aspect has just mentioned for me to find out if there is anything else i need to do to…
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Sharing household bills with new partner
My daughter owns her home due to an insurance claim which left her paraplegic, so she has now mortgage. Up til 4 years ago we lived with her but then we moved out so her partner could move in. Due to this she lost her universal credits due to her partners wage and savings. (she does work part time and is self employed to…
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Advice on my predicament please - ex partner and joint mortgaged property
I am in a toxic relationship at the moment and have asked my ex wife to buy me out of the house so i can move out. I currently pay all the mortgage and bills. She has under cut me and told me to accept her offer or force sale. I don't want to force sale if i can help it based on how much the legal fees would be and not…
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Starting divorce proceedings
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EPA deed of revocation and change of address
My parents signed EPAs in 2007 naming each other and my brother as their attorneys. They now want to revoke the EPAs and replace them with LPAs but my brother has since changed address. On the Deed of revocation, should we put the old address (so that it matches the EPA) or the new address? Many thanks.
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Consent order advice?
Hi, I am in the early stages of divorce (still waiting for initial email to be sent to my husband) We have had a slightly unusual situation in that we own our home outright (we are in our 30s). We bought this house just after we got married and I paid for it in full with my own savings and a large inheritance I received.…
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Most recent: Money Moral Dilemma: If I sell the classic car my kids got me, should I give them their money back? by teresa54
24 April at 11:29AM
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