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18 year old debt protection
My son is 18. He has ADHD and struggles to manage money. I'm thinking ahead that if he ever (god forbid ) he got into debt. How can I protect myself so I'm not liable ? Do I need to get something drawn up at a solicitor? I don't want my house (owned) getting blacklisted in any way etc
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Is there any hope?
My ex partner and I separated 6 years ago, we weren’t married but have two children together. Straight after I was being supported by Refuge due to domestic abuse. We have a shared-ownership property together which we are joint tenants (on rent and mortgage). Unbeknownst to me, my ex stopped paying his half of the rent a…
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Raising 2 children in a relatively small 2 bedroom house
Hi all I'm curious if anyone here is raising two or more children in 2 bedroom house. Just looking to get others perspective. My husband and I have a 4 year old girl and 7 years old boy who currently share a room. By the same they may need separate rooms (thinking in 3 years time), we should have enough money to do a loft…
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Dilemma: Money lent to relatives for a house deposit but…
2019 my wife and I were beneficiaries in a friend’s will, not a massive amount but significant. At the same time a cousin and her family were looking to buy the house they were renting, next door to her mum & dad, but were struggling for the deposit. We decided that we should informally lend them the £15,000 they needed.…
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I save, my husband spends!
My husband openly admits that he’s bad with money and if taking care of the financial side of things we would be bankrupt! Ive always been a saver and worked in finance before I stopped work to bring up our children. He has always been the main breadwinner, we have traditional family roles. I have always taken care of…
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Advice if possible (forced sale)
Couple splitting, not married No kids House, joint ownership One wants to leave, the other doesn't want to sell but has agreed to a buy out House valued by three agents All gave same valuations Leaver paid deposit, buyer expected half of deposit They have now accepted, likely after advice and working out what the leaver…
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Deed Poll
I’ve been married many years and want to change my surname to my maiden name + my married surname, as my maiden name is dying out, I’m going to do it officially, do I have to change it on my marriage certificate as well as joint bank accounts, Drs, council tax , rent, named driver insurance, driving licence, premium bonds…
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Give notice of marriage problems - Different Boroughs
Can anyone please help, in a bit of a pickle. A family member has booked their wedding for the end of next month, live in London. Their partner lives in Peterborough. On our end, we are able to book an appointment in the Borough, 29 days before the wedding date to Give notice, with the wedding being held in that Borough of…
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GP issue, can anyone advise please?
Bit of an odd subject but hoping someone may have some insight into this kind of situation. Daughter has had issues with her body image and confidence. She has a heart condition which is monitored annually. She wants to do some personal training but because she has health issues the trainer rightly needs a letter from her…
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school fine ( parent or guardian )
This may help someone, a few years back we took our child on holiday, on return we got 2 fines, one each the wife paid but not me. First mistake was to ask the school as it was later used as evidence against me. i was told to submit the request which they knew they would decline. The child was not mine but my partners, as…
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helping elderly relatives with health issues - lessons learned
excuse if in wrong place, but I've learned a few things recently which might help someone else, especially if you are doing things from a distance: Health and Welfare LPA - if you have one, tell your relative's GP that you do and ask them what their procedure is to record its existence. It doesn't have to be activated,…
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Questions on school fines for the upcoming year
Hi We took our 8 year old out of school in April to go to Centre Parcs (damn their holiday time prices!!) and we each got the £60 fine which we paid. I've seen in the new school year that fines are going up to £80 per parent per child, and our youngest will be starting primary in September. He was kept back a year due to…
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Finances
I am currently living with my partner of 6 years, we have a mortgage together and a bill account. I put in a large amount of money to buy our house but we are now parting ways. How do I stand financially??
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Marriage allowance claim
I had someone from a company called 'Tax Solutions Ltd' based in Blackburn call me today saying that I am entitled to £1250 a year rebate on my marriage allowance for the last 4 years. Is this legit or just another scam?
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Is it worth paying one of those family tree companies? We’ve turned up a blank?
Hi all BEFORE I BEGIN PLEASE ALLOW ME TO STATE THAT THIS REVOLVES AROUND IRISH CITIZENSHIP/HERITAGE. For years my mother told me that her mother was Irish but didn’t know where in Ireland. It could have even been Northern Ireland. So, last year, I finally set out to try and find out once and for all if my mother’s mother…
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Divorce Online Scam
Waited over a year for my Divorce which started after lockdown; used an online company and I'm now separated and we've split up the assets and children (4). I've just found out the comapny has gone into liquidation after I couldn't contact them for months. Now I don't know what will happen as my Acknowledgement of Service…
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Cheques made out to a deceased parent
Hi there. Following the death of my partner's mother, we found some cheques relating to share dividends from Barclays Bank (and a couple of others) made out to my partner's father. He passed away 8 years ago and the cheques were found either in a large file of "paperwork" or in unopened letters. They date from 2002-2015.…
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what gets paid from joint account
Hi I'm looking to open a joint account with my husband. I earn the same every single month, theirs varies (sometimes earns the same as me but can earn up to £400 more. Do you think the joint account should cover their gym membership? or their car which is on HP (he uses daily but we if we go out together its always his car…
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Power of Attorney online application - how does Donor and witnesses sign?
I'm trying to find a simple way for my Mum to take out Pof A (its a straightforward one and doesn't need a solicitor) and I'm thinking online may be easier than on paper. Wondering how she as the Donor and the Attorneys and the Witnesses sign online though? I don't want to her battle through many pages online then discover…
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Uncomfortable with house guest
I'm on week 3 of having an old friend stay with me whilst he transitions to a move abroad. He originally said he'd be out before the end of next month but already he has hinted that he may need to extend. I asked only for expenses so I'm not out of pocket, although to date he hasn't mentioned money or offered me anything.…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
A place for dads with kids of all ages to discuss parent MoneySaving matters.
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Most recent: First Time Parent - Savings Account advice by Rob5342
3 December at 2:05PM
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