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How to talk to partner about finances and saving and tightening the belt?
Hello, newbie here. I'm a bit concerned about my partner's saving habits and want to talk to him about finances and want to keep it respectful between the two of us. My partner is the main earner in the househould, and earns good money. I am on disability benefits but looking for work after being laid off a few months ago.…
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Divorce without lawyers
In Scotland. Sister has split with husband they were together nearly 20 years no children. There Is a house/pensions and money in banks He is being an !!!!!! now that she is now wanting the financial to get sorted rather than let it go on He has decided not to play ball and now says everything through a lawyer. All she wants…
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Money Moral Dilemma: Should I bail out my son who wants nothing to do with me?
This week's MoneySaver who wants advice asks… My adult son lives in the USA and took out student loans in 2016, which my American friend agreed to co-sign for. She recently contacted me to say she is being chased for a payment of $27,000 [£20,000], or they'll deduct $1,100 [£800] every month from her pension. My son's…
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Complaint about care home
Not sure if anyone has had experience of having to deal with missing items in a care home? My brother lives in a care home for people with mental health issues and within the last couple of months a lot of stuff have gone missing. Some of the stuff my brother says he threw out but he is very confused with so much…
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Power of Attorney - when can your attorneys make decisions
hi. I'm 52 currently physically and mentally fine and filling out a Financial LPA. My initial thought was to only allow my attorney (wife) to make financial decisions when I don't have mental capacity I want to retail full control of my financial affairs. However, i'm thinking of scenarios where I still have mental…
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Both agreeing on dissolution
Good evening everyone Long time lurked on this website (years), and the forum, but first time poster. My partner and I have been together for almost 19 years, and in a civil partnership for the last 14 months. Sadly, we’ve realised we’ve fallen out of love. We are still great friends, its just the spark has gone. We have…
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Lasting power of attorney: seems to have blocked bank accounts
Hello, I am a property and financial affairs attorney for both of my parents and recently registered the LPAs with their bank (Santander). Neither LPA has a clause to say that its use is restricted to only when the donor has lost mental capacity. All seemed to go smoothly, but within a week my Dad was unable to withdraw…
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Gifting money to children before we die
My wife and I have mirror wills where if one of us dies the other inherits everything and when the surviving spouse dies everything goes to our son. Our estate is worth about £750K which includes a family home. I would like to gift our son £50K. My question is: would he have to pay tax on the gift when we have both gone,…
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Can she share this?
A friend attended hospital appointments and saw a doctor. The hospital doctor wrote a very rude letter about my friend, and the GP sent her a copy as per their normal procedure, i.e., info sharing. My frined was upset and made a formal complaint, which has been upheld, and my friend got the letter/hard copy 3 weeks ago. My…
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D81 FORM
My soon to be ex has lied on his consent order and is refusing to add the assets of the marriage that total 45k , he has a share of a 2nd property which he has disclosed. He threating me that he will draw the 2nd home and call it " inheritance " ( family member still on this planet ) hes also treating that i will get far…
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Consent orders after divorce
Hello there, I’m due to buy my ex wife out of our home as we are now divorced and have a financial consent order. Within a consent order you are given 99 days to settle up. I’ve remortgaged and have the money aside to buy her out but my ex has delayed returning paperwork by weeks on end and the conveyancing solicitor are…
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What would you do?
Discussion removed
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Charging my son Annual Board instead of monthly? and any tax implactions
Hi everyone, Firstly sorry if this is in the wrong thread (Not sure as its family AND tax related). Cutting to the chase, My son has been paying a monthly board to us for the last few years at a very low rate, he's saving plenty and as he knows all about the costs of living etc ,and is aware that he'll have to pay more in…
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Power of Attorney or will?
Hi, I am after some advice regarding a will etc if we are not married. We are currently unsure what is best to do as we are together with a mortgage and i have a 22 year old son with another partner and two children with my current partner 18 and 7. if one of us in an unfortunate event dies, we want the mortgage/house to…
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Cashpot at care home
My brother is in a care home for the mentality ill. He keeps throwing his debit card away so we need to set up a cashpot at the care home for him to access his money. The care home has sent me an agreement on how the cashpot should operate. I have access to my brother's bank account as I manage his finances. So I will send…
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Power of Attorney Gifts
I hold a Lasting Power of Attorney to manage my dad’s finance and property affairs. Dad has recently gone into full time residential care, currently using his savings to pay fees, his property has been put up for sale which will fund care Home costs when his savings run out in around 18months. A sibling has approached my…
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I am getting a divorce, as main earner (85%) of household I am being told I need to leave, advice pl
Hi getting a divorce and have been told I need to move out the house, got hit with a non-mol and occ order which got over turned as nothing was wrong with it and now being told I am not allowed to go back in by ex partner I have to go stay elsewhere to "save money" whilst they have a 4 bed house and are PT whilst the wage…
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Splitting moving costs
I moved in with my boyfriend three years ago. I have my own room(menopause } but none of the furniture or household bits are mine. I still have a house elsewhere. My boyfriend has sold up and we are going into rental. He wants me to pay 50% of the moving costs £1000 my share. He refuses to get a lower quote or move…
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Loan to sibling for house purchase deposit....
My sibling has asked for a loan, to go towards a deposit on a house for family - long time renters. Their proposal is to pay back in 12 months, which I think they may struggle with, with a new mortgage (but maybe not?). However I am keen to help, but I have my own family to keep in mind too. I am thinking (I still need to…
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Nursing home and finance
I need some advice. My parents have joint accounts and house is in joint names. We have been told that my father needs palliative care in a nursing home. Is my mother ok to move some money from her joint account to a sole account? Obviously not all, we want my father to have his care.
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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Most recent: Money Moral Dilemma: Should w… by silvercar
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