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Options we have for a distant MIL
Hello! Apologies If this isn't the right place. I've got a slightly awkward situation involving my wife and technically MiL. For various reasons my wife has been no contact with her mum for many many years. She's in the past few years gone through some specialist therapy and has semi recently been in contact over email,…
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Inheritance implications of parents living with me
Hello Forumites, I may have found the answer elsewhere, but appreciate the knowledge and experience of you lovely people! My elderly parents own a house worth around £500k which they have lived in since year dot. They are still in good health, but my family are moving away to a house that has a self-contained flat. We are…
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Buying my long term partner's share of house and mortgage
I would like to buy my partner's share of the house. How do I go about it? As an example the house is worth £360K with £60k left on the mortgage. The mortgage and ownership is split 50/50. We are not married. My new partner and I would like buy my partner's share outright less £30k my partner owes on the outstanding…
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Questions to ask to understand parents finances
Hi, my parents are competent and pretty self sufficient, but are aging and do have a few physical limitations, with my father's memory also not being great. My father has always been the one who manages their money, investments, bills, etc, as my mother has had no interest in this. Over the last couple of years they have…
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Lasting Power of Attorney - activation key
Hi - my wife and I Lasting Power of Attorneys has been registered. In letters from OPG confirming registration they have given me an activation key to add the LPA to online account, both my LPA as donor, and my wife's as attorney. When do I use the activation key? We don't want to 'activate' the LPAs - i.e. we don't need…
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Mum's care team asking me to give up power of attorney so that local authority oversees finances
My 85 year old mother is bipolar and has had dementia for a few years now, though it is advancing slowly and she still is able to take care of herself. She lives in her home on her own since my dad died 12 years ago - she was mentally and physically abusive to him for many years, and unfortunately transferred the mental…
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Financial Advice - Elderly parent care
Hi, how do we choose someone who can provide sensible financial advice for how we look after my dad please? Everyone seems to have different advice! (that always seems to benefit them funnily enough). Happy to pay for independent advice. How much should we budget for this? He's 80yo with severe dementia. His health has…
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Deprivation of assets question: Related hypothetical question
lRe the post: ""transfered mother in laws house to my wife and sister 15 years ago to avoid future care home costs" does not apply to me but has got me thinking. With no intention of cheating, and, not now or in the past being eligible for or claiming government means tested benefits, some years ago and long before my…
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transfered mother in laws house to my wife and sister 15 years ago to avoid future care home costs
My mother in law was widowed 15 years ago. We felt it was prudent to transfer house ownership to my wife and her sister to avoid any future issues with future care home costs. In November 2025 my MIL was struggling to live on her own so was put into a care home. No chance of her returning to her house I'm afraid, so we…
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Cancelled Family Court Hearing
About two months ago, the Oxford Family Court cancelled my daughter's Two DayaFinal Childrens' Matters Hearing 48 hours beforehand because of a shortage of judges. My daughter still lost between £7,900 in legal fees because her barrister had already booked two days to be in court. I understand all my daughter is able to do…
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Implications of my mum giving or lending me money to buy my husband out of our house
Hello, my husband and I are separating and have agreed he will keep all our cash and I will keep the house, however, I need an additional £45,000 to do this. My mum has said she will give or lend me this amount, which ever is preferable. Can anyone in this forum advise if there will be any tax implications and how best to…
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Inherited premium bonds - can they be given away without it being seen as a deprivation of assets?
My elderly mother is 85 and has inherited £17,300 from my late father's premium bonds. Can my mother gift some of this money to her grandchildren or would this be looked on as a deprivation of assets if she needed to go into a care home in the future? At present she lives in her own home and there is no immediate sign that…
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Online LPA, timescales
I have just completed an online LPA for myself and having got all the signatures after a family gathering at Christmas sent it off for them to register. I am aware that if you don't return it within 42 days (from December 12th in my case) they refund your payment. I sent it tracked and it was delivered by Royal Mail on…
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LPA
Hi all, I have LPA for my brother who is currently in a nursing home self funding. I can act straight away. He inherited our mothers house - it is currently empty costing him upkeep as well as paying for his care. His savings are running out. He says he wants to go home but keeps making excuses about why he can't go 'just…
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Divorce - how is house equity charge back registered with Land Registry?
If going through a divorce and the house which is jointly owned is to be transferred to one party whilst the other party is to have a percentage of the equity retained for a period of time then how is this registered with Land Registry? Situation is... Divorce applied for. Conditional Order granted. Mediator has drawn up a…
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Legal right to estranged bothers estate?
For reasons stemming from the winding up of my late mothers estate, I am estranged from my sister and brother, it has now been about 6 years and we have not spoken in that time, it happened and was related to my giving up everything to become my mothers full-time live in carer as my mother had dementia, she passed away in…
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Long Johns?
I didn't know where to post this, so here goes. Back in the day, the oldies would wear thermal long johns, it was cold before we had climate change.Back in the 80s when I delivered parcels, I would wear my running tights under my trousers, I was only in my late 20s then, so it must have been cold.But now I am in my 60s, I…
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Inheritance Advice
Hello - I have just been told that I am going to be gifted £125,000 by a family member as inheritance. I'd like to get an idea of some of the best things I can do with the money at this stage in my life (I'm 33). My wife and I are in the process of potentially planning a move from the UK to Macau in China (where her family…
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How to approach aunt about potentially appointing a power of attorney
Long story but would be great for any advice. My aunt (uncle was blood relative) is 85 and lives alone. My mum, myself and my two sisters are close to aunt and always have been and go visit as often as we can but always at least once a week. Aunt has remaining blood relatives who don't bother to visit (live abroad or very…
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Large income gap, would you expect the lower earning partner to still work for money?
At what point does expecting the lower-earning partner to work and contribute financially start to become a bit… pointless, or even controlling? Say Partner A earns around £290K a year (desk job), while Partner B can realistically max out at about £31K even with all the overtime in the world (manual job). If you were…
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