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Advice on identifying lenders
Might sound a bit odd but I'm hoping someone can suggest how I can find out the names of 2 companies we (ex & I) had loans from so I can check for PPI. Few years ago we took out 2 separate secured loans on our then home. They were a couple of years apart and were with different firms. Both were paid off well ahead of…
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Bank of Scotland Credit Card PPI Not Missold
BOS have offered me a Plevin payment but have indicated that they think I was not missold the PPI policy. The policy has been running since 2000. Is it financially worth my while to keep after the bank? I assume that I have been paying PPI constantly since I got this card? regards Richard
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Barclaycard PPI Claim
Hi, This is my first post on here. My dad passed away in 1993, he was in ALOT of debt when he died and it was left to my mum to sort, it was all on a Barclays credit card. I've just seen that you can reclaim PPI for deceased, can you tell me how we go about doing this please? Unfortunately we don't have any statements at…
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PPI help direct line
Hi I was wondering if anyone could help me. I had a personal loan with Direct line back in 2001 where I was advised I had to have PPI to take the loan out. I've had a look and I've got an old statement from direct line listing all the payments I made to them with the loan account number at the top. Just wondering if this…
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PPI and Colonial Mutual
I want to check ppi for Colonial Mutual as I had an endowment mortgage with them. i know no longer in business any one any idea were i could contact them thanks
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Claiming Back PPI Fees
Hi! I have finally received a settlement figure from Lloyds. I ended up using a claims firm as when I first tried claiming back the PPI etc. about five years ago (and went to the Ombudsman), they repeatedly claimed that I had never had an account with them. I'm happy with the settlement figure and the costs involved with…
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Barclays PPI Claim
Hi Could any help with the following please. Why did Barclays originally only look back on PPI claims to 2001 then re-opened cases (mine included) going back to 1996. Did they decided to do it themselves or were they forced to do it by the Financial Ombudsman Service (or some other financial body)? Many thanks Lana
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Is it too late to start claiming PPI?
Hi I'm hoping someone might be able to help clear a couple of things up for me. Due to medical reasons I've been out of action for some time and not really been able to focus on getting my affairs in order (inc PPI calims). I'm now on the mend and I'm starting to look at getting on top of everything financially. I was…
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Build Store mortgage ..compulsory life insurance policy
Hello everyone, a quick question to all knowledgeable contributors, I have a mortgage from Build Store. It was a self build mortgage and they conditioned the mortgage forcing us to take a life insurance policy. Is this possibly actionable in the form of a claim
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GE Money/FinanceProvider.co.uk
Hi I’d be very grateful for any advise anyone is able to offer. I submitted a PPI claim back in November to GE money about mid-selling of PPI and also the unfair settlement fee of a secured loan, (£5000 more than the original loan despite having made seven years of payments). I’ve received a letter from GE Money saying…
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Woolwich Building Society
Many years ago (1990's) I had a mortgage with the Woolwich and I suspect paid PPI. I paid off the mortgage in 2000. I know they were taken over by Barclays and my question is whether I can claim PPI (don't have the paperwork) and how to do it. Thanks
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PPI - Is this spam
Hi. I have been having an email conversation with a company, Financial Direct, who contacted me about PPI against a lender. This particular loan that I had ended up in court amounting in a CCJ. The representative from Financial Direct seems to have a lot of information about me and the case and quotes that the case is…
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MPPI & LIFE INS Can i reclaim?
Hello We have recently paid off our mortgage but had Mppi as well as a life insurance policy attached to the mortgage. We had claimed on the Mppi when my husband was made redundant years ago but are we able to claim? Thanks
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CPP Claim ?
I have just received my annual renewal notice from CPP for my Credit Card Protection Insurance. I have had this cover since 2004. Elsewhere on this site I came across information regarding CPP mis selling and a detailed explanation how to go about instigating making a claim . I now realise that this cover is basically…
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HFC refund debt collection charges
Ive received a letter from HSBC stating I may be entitled to a refund of Debt Collection Charges if I held a store card, credit card or loan provided by HFC Bank. (I did). However it wants me to provide evidence of these charges which will be before 2009 and I don't have anything or Reston's who the debt was passed to will…
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Reclaiming - irresponsible lending
Hello all, I am actually asking this question for a friend as I am unsure of the answer myself. Hopefully I have listed the question in the right section. In relation to reclaiming for irresponsible lending I understand there is a lot of activity around payday loans mainly. My question is though - is this process also open…
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Travel Insurance for India volunteering
HI our daughter is travelling to India to be a volunteer in mental health support for one month. The company she is travelling with have advised her to have certain specifics included in any travel insurance that she purchases. Any suggestions as I'm not sure generic policies cover this.
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Elderly relative
Hi I am wanting to see if my mother has been miss sold PPI but she has no idea who she had loans with even though she has had them. When all this PPI scandal started someone came to her house and gave her a cheque but she can’t remember who it was from. How do I go about helping her?
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PPI - Available Data From Bank
Please can someone advise me on what to do now ? I wrote to my bank this year re. PPI paid between 1994 and 1991, no refund given previously. Bank wrote back and told me that no record of PPI had been found for card. I wrote back to bank to make an SAR. Some weeks followed and information arrived clearly showing some…
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Financial Direct Ltd
Hi. I have been offered a reclaim amount on some PPI from my previous mortgage. The company dealing with it are called Financial Direct Ltd. My claim was not originally started with them. They are not a PPI company. My original claims management company must have passed it on to them. I need to know if Financial Direct Ltd…