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CPP Claim ?
I have just received my annual renewal notice from CPP for my Credit Card Protection Insurance. I have had this cover since 2004. Elsewhere on this site I came across information regarding CPP mis selling and a detailed explanation how to go about instigating making a claim . I now realise that this cover is basically…
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HFC refund debt collection charges
Ive received a letter from HSBC stating I may be entitled to a refund of Debt Collection Charges if I held a store card, credit card or loan provided by HFC Bank. (I did). However it wants me to provide evidence of these charges which will be before 2009 and I don't have anything or Reston's who the debt was passed to will…
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Reclaiming - irresponsible lending
Hello all, I am actually asking this question for a friend as I am unsure of the answer myself. Hopefully I have listed the question in the right section. In relation to reclaiming for irresponsible lending I understand there is a lot of activity around payday loans mainly. My question is though - is this process also open…
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Travel Insurance for India volunteering
HI our daughter is travelling to India to be a volunteer in mental health support for one month. The company she is travelling with have advised her to have certain specifics included in any travel insurance that she purchases. Any suggestions as I'm not sure generic policies cover this.
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Elderly relative
Hi I am wanting to see if my mother has been miss sold PPI but she has no idea who she had loans with even though she has had them. When all this PPI scandal started someone came to her house and gave her a cheque but she can’t remember who it was from. How do I go about helping her?
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PPI - Available Data From Bank
Please can someone advise me on what to do now ? I wrote to my bank this year re. PPI paid between 1994 and 1991, no refund given previously. Bank wrote back and told me that no record of PPI had been found for card. I wrote back to bank to make an SAR. Some weeks followed and information arrived clearly showing some…
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Financial Direct Ltd
Hi. I have been offered a reclaim amount on some PPI from my previous mortgage. The company dealing with it are called Financial Direct Ltd. My claim was not originally started with them. They are not a PPI company. My original claims management company must have passed it on to them. I need to know if Financial Direct Ltd…
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Turned down for ppi with bank and ombudsman
Anybody have any advice on the following please? We put in a claim for missold mortgage ppi with the Halifax stating that we were led to believe by advisor at the time that the ppi policy was a compulsory part of taking out the mortgage. The claim was rejected on the assumption that it was "more likely than not" that the…
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Santander reply
Hiya everyone, been using your advice for some time, this is my first post so please be gentle. Got ppi back from RBS without issue, did the similar paperwork with Santander who came back and confirmed we had ppi on 1 joint account number (6000056011287***) but they state they need; * Other/previous addresses * The account…
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is PPI payouts classed as earnings?
Just come off the phone from the tax office and Im really confused. I contacted them back in April because I believe I had overpaid on tax. The annual bonus we receive at my company (same amount for all), I walked away with less than half. It was the same amount as the previous year so I know what I should have roughly…
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PPI on a Business Loan, How to Claim?
I had a letter from one of these companies saying I could have had PPI on a business loan - I certainly had payment insurance as it was part of a government scheme (Enterprize Finance Garauntee? EFT) My question is, I'm already struggling to get my head around claiming for myself, how would I go about claiming or…
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Mortgage Life Insurance
Please help, my mother and father in law having paid off their mortgage were paying and endowment policy but did not use or have not been paid any monies, are they entitled to any money?:money:
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Do I have anything to claim?
Apologies as I am very naive to PPI and doing I even have anything to claim however wanted advice on weather to pursue this or stop wasting my tine. The only loans I’ve had is a car on finance from a local dealer - to the valve of 6000.00 paid over 3 years from 2015 at around 210.00 pcm which has now been cleared for about…
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Help needed on ppi claim
My partner stupidly contacted an online company to claim ppi. Anyway we have received letters from our bank and building society to say they are refunding us. My partner has never signed anything from the ppi company. The bank sent details to ME not my partnerp of refund and are putting it into our chosen account. I had to…
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Guarantors given PPI
Hi all I’m very new to this so apologises if I’ve missed a thread on this already. Basically I finally took the plunge to see if I had any PPI owing and surprised to learn I did. However, I will only receive half of the money and will still have to pay extra. The companies 24% as the other half is going to my ex mother in…
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Sainsbury’s loan query
Hi I’m looking for help with reclaiming miss sold ppi on a Sainsbury’s loan I had about 10 - 12 years ago, I no longer have any paper work at all and I’ve been on the Sainsbury’s financial page and I can’t see any links for reclaiming. Does anyone on here know if I need to claim through another bank? I noticed recently…
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Help Please
In 2016 I made a various claims via an appointed recovery company. According to the online portal American Express could not trace my account, and MBNA apparently wrote back to the recovery company stating I was fully aware of the PPI. Hampton Rae promptly went bust and now I have contacted them directly and MBNA are…
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Disolved Company & PPI
Has anyone made a successful PPI claim after dissolving a limited company? I was sold PPI on a business loan, and later I sold the business and then dissolved the company. Lloyds previously refused my complaint on the basis that the company had been dissolved. I submitted my complaint to LLoyds 7 weeks ago but I have still…
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Claiming tax back on PPI
Hi there It’s time to claim tax back on PPI. my husband has just been made redundant so would really help. We were pretty fortunate last year and the tax on the interest payments were about £3000. I didn’t pay any tax last year so I should get £1000 back. My husband however was a higher rate tax payer. Should he be…
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Was mystery refund PPI related?
A little back-story. A few years ago we got into financial difficulty and ended up on a DMP with Step Change. We've been committed to the process, and our £28,000 has turned into less than £4k over 24 months. We're on track to be debt-free in a few more months. We've been helped a little by two unexpected payouts from…
