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Claiming Back PPI Fees
Hi! I have finally received a settlement figure from Lloyds. I ended up using a claims firm as when I first tried claiming back the PPI etc. about five years ago (and went to the Ombudsman), they repeatedly claimed that I had never had an account with them. I'm happy with the settlement figure and the costs involved with…
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Barclays PPI Claim
Hi Could any help with the following please. Why did Barclays originally only look back on PPI claims to 2001 then re-opened cases (mine included) going back to 1996. Did they decided to do it themselves or were they forced to do it by the Financial Ombudsman Service (or some other financial body)? Many thanks Lana
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Is it too late to start claiming PPI?
Hi I'm hoping someone might be able to help clear a couple of things up for me. Due to medical reasons I've been out of action for some time and not really been able to focus on getting my affairs in order (inc PPI calims). I'm now on the mend and I'm starting to look at getting on top of everything financially. I was…
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Build Store mortgage ..compulsory life insurance policy
Hello everyone, a quick question to all knowledgeable contributors, I have a mortgage from Build Store. It was a self build mortgage and they conditioned the mortgage forcing us to take a life insurance policy. Is this possibly actionable in the form of a claim
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GE Money/FinanceProvider.co.uk
Hi I’d be very grateful for any advise anyone is able to offer. I submitted a PPI claim back in November to GE money about mid-selling of PPI and also the unfair settlement fee of a secured loan, (£5000 more than the original loan despite having made seven years of payments). I’ve received a letter from GE Money saying…
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Woolwich Building Society
Many years ago (1990's) I had a mortgage with the Woolwich and I suspect paid PPI. I paid off the mortgage in 2000. I know they were taken over by Barclays and my question is whether I can claim PPI (don't have the paperwork) and how to do it. Thanks
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PPI - Is this spam
Hi. I have been having an email conversation with a company, Financial Direct, who contacted me about PPI against a lender. This particular loan that I had ended up in court amounting in a CCJ. The representative from Financial Direct seems to have a lot of information about me and the case and quotes that the case is…
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MPPI & LIFE INS Can i reclaim?
Hello We have recently paid off our mortgage but had Mppi as well as a life insurance policy attached to the mortgage. We had claimed on the Mppi when my husband was made redundant years ago but are we able to claim? Thanks
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CPP Claim ?
I have just received my annual renewal notice from CPP for my Credit Card Protection Insurance. I have had this cover since 2004. Elsewhere on this site I came across information regarding CPP mis selling and a detailed explanation how to go about instigating making a claim . I now realise that this cover is basically…
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HFC refund debt collection charges
Ive received a letter from HSBC stating I may be entitled to a refund of Debt Collection Charges if I held a store card, credit card or loan provided by HFC Bank. (I did). However it wants me to provide evidence of these charges which will be before 2009 and I don't have anything or Reston's who the debt was passed to will…
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Reclaiming - irresponsible lending
Hello all, I am actually asking this question for a friend as I am unsure of the answer myself. Hopefully I have listed the question in the right section. In relation to reclaiming for irresponsible lending I understand there is a lot of activity around payday loans mainly. My question is though - is this process also open…
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Travel Insurance for India volunteering
HI our daughter is travelling to India to be a volunteer in mental health support for one month. The company she is travelling with have advised her to have certain specifics included in any travel insurance that she purchases. Any suggestions as I'm not sure generic policies cover this.
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Elderly relative
Hi I am wanting to see if my mother has been miss sold PPI but she has no idea who she had loans with even though she has had them. When all this PPI scandal started someone came to her house and gave her a cheque but she can’t remember who it was from. How do I go about helping her?
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PPI - Available Data From Bank
Please can someone advise me on what to do now ? I wrote to my bank this year re. PPI paid between 1994 and 1991, no refund given previously. Bank wrote back and told me that no record of PPI had been found for card. I wrote back to bank to make an SAR. Some weeks followed and information arrived clearly showing some…
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Financial Direct Ltd
Hi. I have been offered a reclaim amount on some PPI from my previous mortgage. The company dealing with it are called Financial Direct Ltd. My claim was not originally started with them. They are not a PPI company. My original claims management company must have passed it on to them. I need to know if Financial Direct Ltd…
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Turned down for ppi with bank and ombudsman
Anybody have any advice on the following please? We put in a claim for missold mortgage ppi with the Halifax stating that we were led to believe by advisor at the time that the ppi policy was a compulsory part of taking out the mortgage. The claim was rejected on the assumption that it was "more likely than not" that the…
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Santander reply
Hiya everyone, been using your advice for some time, this is my first post so please be gentle. Got ppi back from RBS without issue, did the similar paperwork with Santander who came back and confirmed we had ppi on 1 joint account number (6000056011287***) but they state they need; * Other/previous addresses * The account…
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is PPI payouts classed as earnings?
Just come off the phone from the tax office and Im really confused. I contacted them back in April because I believe I had overpaid on tax. The annual bonus we receive at my company (same amount for all), I walked away with less than half. It was the same amount as the previous year so I know what I should have roughly…
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PPI on a Business Loan, How to Claim?
I had a letter from one of these companies saying I could have had PPI on a business loan - I certainly had payment insurance as it was part of a government scheme (Enterprize Finance Garauntee? EFT) My question is, I'm already struggling to get my head around claiming for myself, how would I go about claiming or…
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Mortgage Life Insurance
Please help, my mother and father in law having paid off their mortgage were paying and endowment policy but did not use or have not been paid any monies, are they entitled to any money?:money:
