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Ocean Finance PPI
Hello forum, PPI with Ocean Finance: Has anybody out there ever had success claiming back ppi premiums from this company? Stories please ... thanks vm
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Paid off a loan early as unhappy with PPI
Hi, as the deadline approaches any advice appreciated. Late 2017 I received a phone call from Shane from the Halifax stating that I had PPI attached to a loan, I couldn’t recall asking for PPI but could recall having a blazing row with one of their managers. Had a belated letter in 2018 saying that the PPI not been miss…
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"New Evidence/"
Think I messed up in posting this request so apologises if I've offended anyone. Thanks for replies to "Paid off loan early ...." but the latest MSE newsletter struck a cord in my previous SAR search and part of the problems relates to getting appropriate information from the bank in order to meet deadlines - namely Do you…
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Old Mortgage PPI
My wife is trying to find out if she paid PPI on an old mortgage. She had a joint mortgage with the first husband, who's no longer around, and was paid off around 20 years ago. It was with The Abbey (now Santander) and she received a letter back from the bank today saying that they only hold records for up to 6 years - is…
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Injury claim (no win no fee) company charged insurance fee
My husband had an injury claim from a car accident , he went through a no win no fee company , they told him how much the fee would be if the case was won and he ‘signed’ for them to go ahead 18 months ago. He didn’t actually go forward with the claim til a few months later ,anyway ! It went to court, won, and when the…
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A different sort of PPI-related question
I've tried to search for my specific problem but can only find info on claiming back missold PPI payments. But what I want help with is, I was sold a 'payment waiver' on the life insurance payments for my mortgage (also missold) after being asked if I wanted PPI for the mortgage payment itself and declining. I had no idea…
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Mis sold buildings and contents insurance with mortgage
When my husband & I bought our first house together we had the mortgage withNationwide, part of the mortgage conditions were you had to have their buildings & contents insurance, who also did the survey on the property. Everything was going fine until we tried to claim on the insurance as the roof had leaked. We were told…
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Lending Stream Refund plus 8%
Hi - I have had a letter from an Adjudicator at the FOB stating they believe loans 2-25 should not have been issued to me. These are parts of what was sent to the company LS. Having thought about everything, I’ve not seen enough to say it was unfair for you to provide loan 1 Mr xxxx. However I don’t think loans 2 to 25…
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American Express
Over the years my wife has made several successful PPI claims. Throughout this time she has often mentioned an American Express account she had but we have never been able to find any paperwork relating to it. Very recently we have found her old American Express card. All it shows is the 15 digit account number, an 'active…
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Have I Already Claimed
Several years ago, I made a couple of successful PPI claims. I know one of these was against Egg, but I'm not quite sure who the other one was with. I've now discovered some paperwork from 2008 that shows I had PPI against a loan with Natwest but I'm not 100% certain if this was the other successful claim - I did it…
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PaydayUK/MEM
I am using a third party to reclaim my payday loans and have 2 claims with the FOS. One of them, Payday UK, had until 24th July to accept the Ombudsman's findings but I received an email last week saying that as of the 19th July, PaydayUK/MEM have decided to start administration proceedings and as such any claim not…
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First National bank underwriters
First post so go easy on me ! I'm another sucker sold PPI via St Helens glass double glazing shark. It was very early, (1990), and via First National bank, (now GE money). They don't want to know as pre regulation. I'm trying everything though. Do any of our members know who may have underwritten the PPI for this loan? The…
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Capital one ppi verification call
Hi I submitted a Ppi claim through Resolver just over a week ago. I have just had a call from Capital One to verify the details in the complaint form. Is thst their normal process? The guy i spoke to asked me employment dates and salary detailsfrom when the ppi was taken out. I told him i couldnt remember the salary and he…
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Index Catalogue PPI contact
Afternoon all, Long time lurker, have had great success claiming back thanks to everyone’s help! I have one account left. An old Index Catalogue account. Does anybody know a contact number or address that I use for this? Thanks
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Old loans & Mortgage
Hi everyone, 2 things I'm looking into - I always like to leave things until the last minute! 1) I had a mortgage in 1992 through Northern Rock with my ex, now late husband. We had to take their buildings insurance (no option to shop around) and I'm pretty sure we also got stung for PPI at the same time, although this was…
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Subject Access Request
Do banks and credit card companies keep records going back more than 6 years? Would a Subject Access Request cover from 2007? I read on here that someone had managed to get the company to research as far back as 1990s Thank you
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Northan rock
Hi all, just remembered I had a loan out with northan rock about 15 years ago. Want to put a ppi Claim in but don’t know what company to wright to. Could anyone tell me
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2nd Try?
Hi all, Was refused a claim by the Halifax over a year ago. Like a fool I accepted their refusal and did not contact the ombudsman. An I able to try again? I have filled in their online contact forum for a call back but, was hoping for clarification if my 2nd try is ok before the call me. Thanks.
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Help!
Sorry, completely new to this, so not sure I'm even doing it right! I've got a brain like a sieve, but can remember I've had 2 mortgages and a credit card years ago. Can't find any paperwork, can't remember who with. How could I find out, or can you just send a letter to every bank and hope one of them comes back with some…
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Can I cancel ppi check before it starts?
This may be a stupid question, but apparently I am stupid, so nothing to lose. Offered to fill in an online ppi checker for my mum. Was my intention to use resolver but i ended up on the wrong one - likely due to chatting and being distracted. All filled in, signed and submitted. Sod's law that it was only then that I…
