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Empire catalogue from 1990's
Does anyone remember a catalogue, which I think was called Empire, from the 1990's? I have found information relating to Empire stores/ Littlewoods but not specifically Empire catalogue. Is this definitely one and the same? Also, I have read information about catalogues before 2005 being pre-regulation. Does this mean that…
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Bear Stearns mortgage and ppi
I had a Bear Stearns mortgage on a previous property ( 2 moves ago) and am without paperwork for it, pretty sure I had what was termed 'obligatory'insurance against sickness and unemployment at the time, but am unsure if any claim via hp Morgan chase would be successful, anyone have any experience with that? Cheers
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Identifying who to claim from?
I guess this has been answered lots of times before but there are so many forum posts would take ages to trawl through them all. I would like to check my own and my mothers history for her but neither of us have any idea what banks or lenders we have used in say the last 15 years. I am happy to complete all the paperwork…
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SunLife insurance with Halifax mortgage via IFA
Not sure whether I am able to claim PPI. Please help, as I have been trying to find an answer on the MSE site but have failed. I was sold SunLife Insurance to protect my Halifax mortgage in 1994 via an independent adviser. It was sold as a 'must have' and now I understand I didn't need it. Is it worth making a PPI…
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PPI and bankruptcy
Hi I haven't claimed PPI yet as I was told that because I went bankrupt it would go to the insolvency people but I do have a question about it! I went bankrupt because I was having health problems and was having to have lots of operations that needed time off etc so I couldn't guarantee that I would be getting a regular…
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Natwest PPI complaint not logged
Hello Just wanted to say this in case anyone else has done the same and is still waiting. I submitted a PPI complaint to Natwest around 11 weeks ago via a form on their website (Natwest.com). Having not heard anything I've just phoned them to check and they said that no complaint had been logged, so I've just logged one…
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'I reclaimed a quarter of million pounds in PPI' - MSE News
The owner of a family business has spoken of his shock after making a PPI reclaim worth £247,000, which is thought to be one of biggest amounts ever claimed...Read the full story: ''I reclaimed a quarter of million pounds in PPI'' Click reply below to discuss. If you haven’t already, join the forum to reply.
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ppi with mortgage
HI first time post We took out a mortgage in 2000 with Bradford and Bingley which was sorted out by an independent financial adviser. He told us that we needed payment protection or we would not be allowed to take the mortgage out. He advised that the best policy was with Scottish Equitable so we took this out at around…
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Info Older than 6 Years?
I know I had a few credit cards and a loan when I was younger but I can't remember the details and the information on my Credit Report only goes back 6 years. Is there a way of finding out who I had credit with over 6 years ago?
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Life insurance on mortgage
Hi folks, I wonder if you can help. I've read through lots of threads but can't work if this insurance was mis-sold.. As a first time buyer in 1991 I got a mortgage. I was told it was compulsory to take out Life Insurance. This would pay out if I died. I thought this was odd, questioned it, but told it was indeed…
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Possible PPI with Vauxhall Finance
Hi I have contacted Vauxhall Finance re a loan that was taken out in 1997 as I didn't have any paperwork. They have located the finance agreement details and the agreement number. I am sure I was sold this loan with PPI and told I couldn't have the finance without it but Vauxhall Finance have said 'We can confirm that…
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MBNA PPI Credit Card Refund - interest calculations
Evening, I have today heard back from MBNA that they are upholding my complaint - so delighted. However, having shown my friend the letter she seemed to think the 8% interest looked a little low and showed me the calculations from a couple of PPI refunds she had received. The calculations from MBNA are: Total amount of PPI…
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Need to make a last minute search through all banks to see if my deceased dad is owed any ppi. He de
Need to make a last minute search through all banks to see if my deceased dad is owed any ppi. He definitely took loads out and my mum just asked me to search so my questions are 1/ Is there a standard template I can ping to 30 banks in as many minutes ( not a form that takes 45 years each to complete) 2/ Can I send the…
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Help please with a company that doesn't exist anymore
Evening! I'm trying to help my parents claim some PPI back. My stepdad has paperwork proving that he had PPI as it states in the letter, "You have elected to take Payment Protection Insurance. Enclosed is a Policy Document which details your cover." In January 2004, my step dad purchased carpet from a business called…
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Posting claims?
Is everyone sending off the template letters to the companies by Recorded/Registered Post or normal delivery?
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Possibly a stupid question ???
However , after what date would not be worth pursuing regarding missold / plevin ppi ? Some say after 2009 companies wouldn’t have still been operating underhand with regards to PPI, others say earlier , others say later ? I’m looking back at old credit I’ve taken where I no longer have paperwork to check if ppi was…
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Mortgage PPI through an adviser
Hi. 2007 I purchased my first house from Annington Homes (ex MOD) They had several incentives for purchasers which I took advantage of including using a company called ONN Financial to arrange my mortgage. The adviser for ONN found me a mortgage with the Halifax, but told me I could only get the mortgage if I also told a…
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ppi confusion
Hi! i know i am very late! I am trying to do this myself but i am v confused....when i've looked at what companies are asking for to check for PPI for you they want details of your bank/credit card/mortgage/store card accounts...but when i've looked at the MSE tool its only asking for one account and only for mis sold PPI…
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Can you request the agreement ?
Ive lost the finance paperwork agreement I paid ppi on with BlackHorse . I rang them today and they confirm the policy is still on their system . Can I request they email or send it to me ? In light of GDPR surely I’m entitled to it ?
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Rejected PPI Claim
Hi All, I had a PPI Claim rejected back in November 2015 by Santander for an old Abbey National Mortgage Protection Policy. Essentially they said they couldn't find the records (the mortgage was 1998 to 1995). The records I had at the time did not satisfy them that it was real (just an account number) so I dropped it and…
