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Possible PPI with Vauxhall Finance
Hi I have contacted Vauxhall Finance re a loan that was taken out in 1997 as I didn't have any paperwork. They have located the finance agreement details and the agreement number. I am sure I was sold this loan with PPI and told I couldn't have the finance without it but Vauxhall Finance have said 'We can confirm that…
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MBNA PPI Credit Card Refund - interest calculations
Evening, I have today heard back from MBNA that they are upholding my complaint - so delighted. However, having shown my friend the letter she seemed to think the 8% interest looked a little low and showed me the calculations from a couple of PPI refunds she had received. The calculations from MBNA are: Total amount of PPI…
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Need to make a last minute search through all banks to see if my deceased dad is owed any ppi. He de
Need to make a last minute search through all banks to see if my deceased dad is owed any ppi. He definitely took loads out and my mum just asked me to search so my questions are 1/ Is there a standard template I can ping to 30 banks in as many minutes ( not a form that takes 45 years each to complete) 2/ Can I send the…
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Help please with a company that doesn't exist anymore
Evening! I'm trying to help my parents claim some PPI back. My stepdad has paperwork proving that he had PPI as it states in the letter, "You have elected to take Payment Protection Insurance. Enclosed is a Policy Document which details your cover." In January 2004, my step dad purchased carpet from a business called…
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Posting claims?
Is everyone sending off the template letters to the companies by Recorded/Registered Post or normal delivery?
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Possibly a stupid question ???
However , after what date would not be worth pursuing regarding missold / plevin ppi ? Some say after 2009 companies wouldn’t have still been operating underhand with regards to PPI, others say earlier , others say later ? I’m looking back at old credit I’ve taken where I no longer have paperwork to check if ppi was…
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Mortgage PPI through an adviser
Hi. 2007 I purchased my first house from Annington Homes (ex MOD) They had several incentives for purchasers which I took advantage of including using a company called ONN Financial to arrange my mortgage. The adviser for ONN found me a mortgage with the Halifax, but told me I could only get the mortgage if I also told a…
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ppi confusion
Hi! i know i am very late! I am trying to do this myself but i am v confused....when i've looked at what companies are asking for to check for PPI for you they want details of your bank/credit card/mortgage/store card accounts...but when i've looked at the MSE tool its only asking for one account and only for mis sold PPI…
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Can you request the agreement ?
Ive lost the finance paperwork agreement I paid ppi on with BlackHorse . I rang them today and they confirm the policy is still on their system . Can I request they email or send it to me ? In light of GDPR surely I’m entitled to it ?
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Rejected PPI Claim
Hi All, I had a PPI Claim rejected back in November 2015 by Santander for an old Abbey National Mortgage Protection Policy. Essentially they said they couldn't find the records (the mortgage was 1998 to 1995). The records I had at the time did not satisfy them that it was real (just an account number) so I dropped it and…
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Can you claim back PPI on a Mortgage started more than 30 years ago?
I just read that if a person's had a mortgage over the last 30 years they may have been miss sold PPI But I didn't understand if this meant a mortgage started within the last 30 years or one that is being paid off within the last 30 years. Basically I'm thinking of my parents who bought their only house approx 40 years ago…
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Old PPI + CCJ
Hiya, Approx 18 years ago I had loans with Alliance & Leicester and if I’m honest I’m unsure whether I had PPI. Move forward to 2007 and I was given a CCJ with Santander on some car finance which has subsequently expired because of the 6 years but was never settled. Is it worth putting in a claim with Santander for any A&L…
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PPI- Littlewoods and cargiant
Hi , Rang Littlewoods today about an account I had from 2006-2014 (2006-2009 were my uni years where I purchased loads of stuff on Littlewoods credit )... the guy in their ppi complaints department confirmed that there was PPI on my account . He said I’ll hear back from them once they investigate . Also , I bought a car…
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How long does it take to get acknowledgement of complaint?
Does anyone know how long it is likely to take to get an acknowledgement of complaint. I know I have left it far too late to be starting all of this, but just started last week. I raised complaints with Resolver for Barclaycard, Tesco Bank, and Santander raised a complaint with Littlewoods via their own online form raised…
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Reclaiming Multiple PPI TAX.
Hi, I have been awarded my PPI payments from 3 providers in the same TAX year. I want to claim the tax back. Do I need to fill in 3 separate R40 forms or can I put the total on one form? Thanks.
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Level of GAP insurance cover I need?
A few days ago, I bought a car on a 37-month (3-year) PCP plan. The value of the is £23,910 and I pay £245 per month. I want the car covered whether there was an issue (e.g. written off or stolen) tomorrow or in 35 months, for example. As an example, ALA's claim amounts start at £7,500 and go up in £2,500 increments to…
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Is my PPI award fair?
I claimed missold PPI against a mortgage. I only recently realised we were still paying premiums on a policy taken out in 1997 for a mortgage redeemed in 2001 when we remortgaged with a different lender. I immediately cancelled the policy and submitted my PPI claim. I just received an award letter upholding my claim, but…
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Barclaycard & Barclayloan !?!
Hi, I have recently found out I had PPI on my barclaycard Visa and 2 barclayloans. The barclaycard visa letter said that I had the PPI, however it also said I wouldn't necessarily get a refund. I dont understand this, could someone please explain? Thanks
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PPI on Student Loan Credit Card?
Hi there, I can’t seem to find the answer to this anywhere on the forum so apologies if this has come up before! Basically, I had a student loan with the HSBC which came with a credit card. I foolishly maxed it out (around £2500) and ended up paying it off monthly over a number of years and was paying interest whilst…
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Beware of scam PPI letter which claims to be from MoneySavingExpert - MSE News
MoneySavingExpert.com is warning users to beware of a scam letter which claims to be from us and tells people they're owed money as part of a PPI reclaim. Here's what happened when we turned the tables and called one of the contact numbers on the letter...Read the full story: 'Beware of scam PPI letter which claims to be…