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Possibly a stupid question ???
However , after what date would not be worth pursuing regarding missold / plevin ppi ? Some say after 2009 companies wouldn’t have still been operating underhand with regards to PPI, others say earlier , others say later ? I’m looking back at old credit I’ve taken where I no longer have paperwork to check if ppi was…
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Mortgage PPI through an adviser
Hi. 2007 I purchased my first house from Annington Homes (ex MOD) They had several incentives for purchasers which I took advantage of including using a company called ONN Financial to arrange my mortgage. The adviser for ONN found me a mortgage with the Halifax, but told me I could only get the mortgage if I also told a…
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ppi confusion
Hi! i know i am very late! I am trying to do this myself but i am v confused....when i've looked at what companies are asking for to check for PPI for you they want details of your bank/credit card/mortgage/store card accounts...but when i've looked at the MSE tool its only asking for one account and only for mis sold PPI…
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Can you request the agreement ?
Ive lost the finance paperwork agreement I paid ppi on with BlackHorse . I rang them today and they confirm the policy is still on their system . Can I request they email or send it to me ? In light of GDPR surely I’m entitled to it ?
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Rejected PPI Claim
Hi All, I had a PPI Claim rejected back in November 2015 by Santander for an old Abbey National Mortgage Protection Policy. Essentially they said they couldn't find the records (the mortgage was 1998 to 1995). The records I had at the time did not satisfy them that it was real (just an account number) so I dropped it and…
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Can you claim back PPI on a Mortgage started more than 30 years ago?
I just read that if a person's had a mortgage over the last 30 years they may have been miss sold PPI But I didn't understand if this meant a mortgage started within the last 30 years or one that is being paid off within the last 30 years. Basically I'm thinking of my parents who bought their only house approx 40 years ago…
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Old PPI + CCJ
Hiya, Approx 18 years ago I had loans with Alliance & Leicester and if I’m honest I’m unsure whether I had PPI. Move forward to 2007 and I was given a CCJ with Santander on some car finance which has subsequently expired because of the 6 years but was never settled. Is it worth putting in a claim with Santander for any A&L…
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PPI- Littlewoods and cargiant
Hi , Rang Littlewoods today about an account I had from 2006-2014 (2006-2009 were my uni years where I purchased loads of stuff on Littlewoods credit )... the guy in their ppi complaints department confirmed that there was PPI on my account . He said I’ll hear back from them once they investigate . Also , I bought a car…
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How long does it take to get acknowledgement of complaint?
Does anyone know how long it is likely to take to get an acknowledgement of complaint. I know I have left it far too late to be starting all of this, but just started last week. I raised complaints with Resolver for Barclaycard, Tesco Bank, and Santander raised a complaint with Littlewoods via their own online form raised…
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Reclaiming Multiple PPI TAX.
Hi, I have been awarded my PPI payments from 3 providers in the same TAX year. I want to claim the tax back. Do I need to fill in 3 separate R40 forms or can I put the total on one form? Thanks.
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Level of GAP insurance cover I need?
A few days ago, I bought a car on a 37-month (3-year) PCP plan. The value of the is £23,910 and I pay £245 per month. I want the car covered whether there was an issue (e.g. written off or stolen) tomorrow or in 35 months, for example. As an example, ALA's claim amounts start at £7,500 and go up in £2,500 increments to…
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Is my PPI award fair?
I claimed missold PPI against a mortgage. I only recently realised we were still paying premiums on a policy taken out in 1997 for a mortgage redeemed in 2001 when we remortgaged with a different lender. I immediately cancelled the policy and submitted my PPI claim. I just received an award letter upholding my claim, but…
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Barclaycard & Barclayloan !?!
Hi, I have recently found out I had PPI on my barclaycard Visa and 2 barclayloans. The barclaycard visa letter said that I had the PPI, however it also said I wouldn't necessarily get a refund. I dont understand this, could someone please explain? Thanks
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PPI on Student Loan Credit Card?
Hi there, I can’t seem to find the answer to this anywhere on the forum so apologies if this has come up before! Basically, I had a student loan with the HSBC which came with a credit card. I foolishly maxed it out (around £2500) and ended up paying it off monthly over a number of years and was paying interest whilst…
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Beware of scam PPI letter which claims to be from MoneySavingExpert - MSE News
MoneySavingExpert.com is warning users to beware of a scam letter which claims to be from us and tells people they're owed money as part of a PPI reclaim. Here's what happened when we turned the tables and called one of the contact numbers on the letter...Read the full story: 'Beware of scam PPI letter which claims to be…
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Late to the PPI game
Hi I havent done anything about PPI as I didn't think I had ever been missold it but a friend has made me do a rethink. I took out a mortgage in 1997 with Abbey and I know I had to take out life insurance. I took it out with someone else (I can't remember who) but would not have done so if I hadn't been told I had to by my…
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Selfidges
Hi I'm. Filling in my ppi claim form and can't seem to find selfridges store card anywhere. Any ideas?
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AA membership (breakdown cover) cooling off period.
Joined AA membership on 22 July 2019. The terms say: When I joined there was a question: There were two choices, email or post. I selected 'email'. Did receive an email from AA on 22 July with an attachment 'Policy Documents.pdf'. This is actually the terms and conditions booklet. The email itself has the start date (22…
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Gap insurance
Gap insurance was sold to us on the same day we bought the car in 2017, my question is, the order date was 4 days before the delivery date so does this come under the waiting 2 days rule for selling the gap insurance ?
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PPI but Broker no longer trading
My husband had PPI on a mortgage with Mortgage Express, arranged in 2002. However, as it was done through a broker they have said that they are not liable. However, the advisor is no longer registered on the Financial Conduct Authority register. I have looked at the FSCS web page and believe that they won't be able to help…
