-
Repeat PPI complaint
Hello and some advice please With some help elderly parent complained to Halifax as they had a mortgage (with another lender taken over by Halifax) and as far as can remember MPPI . Halifax wrote back in Sep 17 asking for more info - unfortunately things going on with dad's health at the time so didn't want to be stressed…
-
associates finance / citi financal
Hello all . Help needed . As anyone been successful with a ppi claim against associates finance or citi financial ? . I have attempted to re claim what i know is a very genuine claim , however without relevent paperwork i do understand the difficultly involved . I have in the past contacted citi financial with the relevant…
-
PPI Help
Hi, hoping someone can assist please. I always used to say no to PPI so never bothered claiming (my company at the time would have paid out 6 months sick pay so it didn't seem worth it to me), but keep seeing people who have received a payment despite them not realising they had it. Now I'm starting to think it might be…
-
What exactly do I need to do for not to miss a PPI deadline?
A year ago I sent template letters to my bank, credit card provider and mortgage provider asking do I have any PPI?. Some responded that I never had PPI (should I trust them?), other sent me a longest ever form to fill before they can respond in hope that I would never get round to fill it (yep, it worked, I never filled…
-
Chase Manhattan, Atlantic - Credit Card help
Hi all, I am looking for some advice regarding a PPI claim that my Mother is trying to make. She has statements dating back many years, and originally the credit card was provided by Chase Manhattan and then subsequently Atlantic Card Services. Taking a look on resolver, we are unclear on who to raise the complaint…
-
Nationwide Loan PPI Complaint Rejected
I complained about PPI sold on a Nationwide joint loan I took out with my partner from November 1999 to July 2002. I have never knowingly taken out PPI in my life, nevertheless, the complaint has been rejected by Nationwide. I have included the letter pretty much in full below. I guess my cause for concern is that I did…
-
First National Consumer Finance
When sorting through and old chest of drawers I found an old statement with the above company that would indicate I had PPI added to the loan. A search on here and Google suggests that this company was sold, First by Santander and then by GE money. One member started a thread about the issues he had and seemly a lack of…
-
Halifax PPI form - is it necessary
Hi All, I have received a form from Halifax Bank, regarding PPI being mis-sold to me in 2002. They admit I was sold PPI, but in the form they ask about my employment status, employment benefits, my savings, health and other insurances during that period. How I'm supposed to recall all this information is problematic, but…
-
Tax on PPI Refund following death of husband
I recently filled in one of those PPI forms on Facebook and to my surprise I was able to get a PPI refund . My bank rang me to say they could also see if my late husband was owed anything ... it turns out he was and quite a lot. This was all in respect of a loans we’d taken out around 15 years ago! I understand how the tax…
-
Legal and General & Goldfish PPI advice
We received a payment from Legal and General years ago for a missold endowment mortgage. On checking the paperwork, we also paid them critical illness cover. Can we make a claim for this as well? Also, several years ago we received a small sum from whoever took over the Goldfish credit card for the protection cover we…
-
Halifax PPI?
My first mortgage was with the Halifax in 1989. I still have most of my paperwork but not sure whether I had PPI or not. I sent them a request form through Resolver a couple of weeks ago. A few days later I got a text from them saying they will send me SMS updates. Now today I have received a letter in the post saying they…
-
PPI complaint rejected due to changed name - is this normal?
I raised a complaint with Barclaycard on the 31st July. They have written back to me (dated 7th August) saying that my name doesn't match the name on their records and unless I provide details to change the name on my account they will reject my complaint. Part of that is fair enough - the account is still in my maiden…
-
Mortgage PPI refund amount
Hi A general question. I recently did a PPI search and was surprised when I got 5 different refunds on various accounts with RBS. There were 3 loans, a credit card and my old mortgage. I was a bit surprised that the mortgage PPI refund was lower than a couple of the loans and wanted advice if people thought that was OK. In…
-
In for a penny.
Many years ago we had a ppi settlement for £2k which was then revised to £5k after we found a 1995 bank statement. With all the hype my partner who is not well signed up to one of these claim companies but they were obviously desperate and ringing 2-3 times a day so he ignored them. I only allow him an hour on his phone…
-
PPI - Store Cards
Hi In 1987, I was work part time on a years contract. I signed up for a Top Man/Burtons Store Card, which had a upper limit of £225.00, they sold me insurance, which they said I could claim on the insurance when my contract ended. I could not claim on the insurance, because I knew it was a year contract. It took me 4 years…
-
How far back can i claim?
Hi I made a ppi claim about 3 months back from RBS and was promptly paid out within about 6 weeks (£5500) so i thought id have a go at claiming back from a loans i had with Nat West about 14 years ago. I am not sure if the account was closed but i changed to RBS in 1999. I sent a claim to them stating that i thought i was…
-
PPI First Plus/Elderbridge/Barclays
Hi, I sent the letter template from MSE to First Plus last year, October time, and received a response in November from Elderbridge to say that they can confirm PPI is held on the account but as not sold by Elderbridge they have forwarded my concerns to Barclays. It is now near the end of January and I've not heard…
-
Plevin rejected - can a further claim for mis-selling be made?
I initially submitted a complaint under Plevin which went to the FOS and was rejected because the mortgage taken out in 1997 was changed before 2007, although both were covered by the same MPPI policy. So while I do not understand how the fact that I changed mortgages alters the principle that an unfair relationship had…
-
my deceased fathers ppi
good evening, i saw on tv the other morning that its possible to claim a deceased relatives ppi,any links to this please? cheers Russ
-
Claiming money paid for insurance policies sold by banks on behalf of insurance companies
Hi folks I have tried to find the answer to my query before posting, but without success. I have a number of insurance policies which were sold to me by banks. These insurance policies have been administered by insurance companies. Having read about mis-selling quite a bit I strongly believe these insurance policies were…
