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Halifax PPI?
My first mortgage was with the Halifax in 1989. I still have most of my paperwork but not sure whether I had PPI or not. I sent them a request form through Resolver a couple of weeks ago. A few days later I got a text from them saying they will send me SMS updates. Now today I have received a letter in the post saying they…
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PPI complaint rejected due to changed name - is this normal?
I raised a complaint with Barclaycard on the 31st July. They have written back to me (dated 7th August) saying that my name doesn't match the name on their records and unless I provide details to change the name on my account they will reject my complaint. Part of that is fair enough - the account is still in my maiden…
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Mortgage PPI refund amount
Hi A general question. I recently did a PPI search and was surprised when I got 5 different refunds on various accounts with RBS. There were 3 loans, a credit card and my old mortgage. I was a bit surprised that the mortgage PPI refund was lower than a couple of the loans and wanted advice if people thought that was OK. In…
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In for a penny.
Many years ago we had a ppi settlement for £2k which was then revised to £5k after we found a 1995 bank statement. With all the hype my partner who is not well signed up to one of these claim companies but they were obviously desperate and ringing 2-3 times a day so he ignored them. I only allow him an hour on his phone…
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PPI - Store Cards
Hi In 1987, I was work part time on a years contract. I signed up for a Top Man/Burtons Store Card, which had a upper limit of £225.00, they sold me insurance, which they said I could claim on the insurance when my contract ended. I could not claim on the insurance, because I knew it was a year contract. It took me 4 years…
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How far back can i claim?
Hi I made a ppi claim about 3 months back from RBS and was promptly paid out within about 6 weeks (£5500) so i thought id have a go at claiming back from a loans i had with Nat West about 14 years ago. I am not sure if the account was closed but i changed to RBS in 1999. I sent a claim to them stating that i thought i was…
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PPI First Plus/Elderbridge/Barclays
Hi, I sent the letter template from MSE to First Plus last year, October time, and received a response in November from Elderbridge to say that they can confirm PPI is held on the account but as not sold by Elderbridge they have forwarded my concerns to Barclays. It is now near the end of January and I've not heard…
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Plevin rejected - can a further claim for mis-selling be made?
I initially submitted a complaint under Plevin which went to the FOS and was rejected because the mortgage taken out in 1997 was changed before 2007, although both were covered by the same MPPI policy. So while I do not understand how the fact that I changed mortgages alters the principle that an unfair relationship had…
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my deceased fathers ppi
good evening, i saw on tv the other morning that its possible to claim a deceased relatives ppi,any links to this please? cheers Russ
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Claiming money paid for insurance policies sold by banks on behalf of insurance companies
Hi folks I have tried to find the answer to my query before posting, but without success. I have a number of insurance policies which were sold to me by banks. These insurance policies have been administered by insurance companies. Having read about mis-selling quite a bit I strongly believe these insurance policies were…
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Deceased relative
My sister-in-law died intestate with no assets (there were some outstanding debts such as utilities which were all settled) in October 2010. There was nothing within the estate to pay funeral costs, my wife and I did that. Her daughter, an only child of a single mother, was at university at the time. My sister-in-law had…
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PPI and Santander
Hi Just wondering if anyone has had any luck getting PPI from Abbey National/Santander? We had a mortgage with them from 1997 until 2013 when we paid it off. We have tried to get them to look for any PPI and they keep coming back account unknown. We gave them copies of their letters to us with the account number on it but…
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Commercial Union Assurance
I took out a Nat West Mortgage Protection Policy with Commercial Union Assurance in 1982. Is it worth contacting Nat West or CUA to check for PPI? Thanks.
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Resolver online PPI form problems
Please help. I've been trying to complete the resolver form to start a PPI claim. Everything is going well, all boxes complete and with a green tick, until I press the continue button at the bottom of the page. It then takes me to the top of the same page and just my First and last names have disappeared. I re-enter them…
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Reclaiming Deceased Spouse’s PPI Nine Years After Death
Hello, I recently heard that I could claim PPI from credit agreements entered into by my deceased Husband who passed away nine years ago. I have looked online at how I can go about claiming back any PPI and I would need to access his credit report. The problem is, is that my Husband had many different credit agreements…
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Is PPI time barred
I had PPI under my GE money card which was subsequently a Santander Cards UK Ltd. I've had a letter from Santander and this is their response " We consider your complaint as against SCUKL is time barred because under general legal principles you have 15 years from point of sale of the PPI to bring a mis-selling claim. Over…
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Claim on policies that have paid out
Can I claim on policies that paid out while I was off work for 10 months or will they want their money back if I do?
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Carrington Carr - Looking Grim for Pre 2004 Policy Holders
We have just received the following letter from Legal General & General in relation to a PPI policy costing £7171 and sold to us in 2003 by Carrington CarrLimited. Does anyone know if there's anything we can do now? Do we take what Legal & General are saying on face value? Is our claim dead in the water? "Thank you for…
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Mortgage PPI
I am not sure whether I have any potential PPI claim and have read some of the previous threads on the subject but am still unsure as to whether I might have a claim and/or how I would go about it as it doesn't seem to be as straight forward as credit card claims. My partner and I jointly purchased our house almost 16…
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John Lewis store card and Resolver
Hi there I’m trying to locate who ran the John Lewis store card before the partnership card. Looked on FCA website and there’s no reference save to John Lewis finance that I have already checked with (paid no PPI). I have no records save the knowledge that I had a store card and it was during a period over 10 years ago…