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reclaiming PPI after IVA
Was in an IVA which ended in 2016. Through the IVA company they have previously claimed back PPI and this money was distributed to my creditors. In July this year I updated my mortgage and only then realised that there was PPI still active on this account. I have since cancelled the PPI and am in the process of trying to…
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Mis sold Mortgage Protection? - 2003 Brain Injury
Hi, I’m after some advice please on whether we may have been missold our mortgage protection insurance. I think it’s a complicated case so I’ll go back to the beginning. In early 2003 my other half and I went into our bank (HSBC) to see the mortgage advisor. We were 22 years old and first time buyers. We subsequently had a…
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Provident Life refuse PPI refund
I took an endowment mortgage with Winterthur in 1994/1995. They demanded that I took out PPI [Provident Life] as a pre-requisite for that policy. I did not need PPI. I have never been insolvent nor unemployed. I approached Winterthur a few months ago to seek PPI compensation for that miss-sold policy. They declined. Do any…
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PPI paid on defaulted loan and now claim that money is outstanding
I have a strange question, I defaulted on a loan back in 2011 and received a cheque from the bank in 2014 relating to PPI on the loan. I have had a debt collection company show up on my doorstep claiming I owe money on the loan account. What do I tell these people who are claiming I owe money? I always understood if I…
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Miss sold mortgage and life insurance
Hi I wonder if anyone can offer me advice. Many years ago probably 1996 era I was miss sold a mortgage and life insurance. I was not told of the high increases each year of the mortgage or that I would have to buy myself out. This was a Halifax mortgage sold to me by a mortgage adviser. In truth I should not even have…
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PPI forum - non PPI discussion thread
In an attempt to keep the fast moving PPI Reclaiming discussion thread on topic, here is a very special non PPI discussion thread for you all to chat away.
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Barclaycard won't provide info
Hi....I am new to the forums and need some help with a PPI claim. I submitted a SAR request to Barclaycard months ago but they just keep giving me the runaround and making excuses. I reported this to the ICO but they are running 9-12 weeks for replying to complaints. Obviously time is short for claiming now and Barclaycard…
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Ppi on store card
Hi everyone, posted yesterday but can't find it anywhere. Anyway here goes, I responded to an FB advert re a FREE check with Fast Track Claims regarding PPI. I clicked on the store card I thought I had it with but it turns out it was with another store covered by Santander and FTC emailed me to tell me. They then sent out…
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Kitchens Direct / GE Money PPI Claim
Hi there, I'm trying to claim my missold PPI from Kitchens Direct. First National, now GE Money provided the agreement and statements however they say as Kitchens Diect sold the protection to me I need to pursue them. They seem to of disappeared off the face of the earth. I have contacted the Finance and Leasing…
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Santander PPI rejection
I sent a PPI complaint to Santander for any accounts I have had with them since I have never knowingly taken out PPI. I received a rejection from one complaint saying it wasn't substantially flawed and that I would have bought the policy in any event. I don't take comfort from use of the word 'substantially' (though I…
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This document shows no PPI...
Just looking through the last bit of paperwork for any PPI... Was a tad confused by this agreement but think it’s for warranty I took out on a car purchase as all the PPI columns read as 0... so the warranty of the car must be classed as the ‘insurance’. Am I right ? https://ibb.co/fHCrCrL https://ibb.co/bRd4VCQ
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Yes Car Credit/Direct Auto Finance PPi Claims.
Hello all, Having just searched the site for any potential information/help on claiming back any mis-sold PPi from the above company I am only finding old threads that are closed and none seem to show any success. I am now wondering if any one has ever managed to claim their PPI back from them? I know it was mis-sold…
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Capital Bank Group.
That's weird, I just googled CBG and ended up back here, anyway. Going back through old papers relating to a mortgage that I took out dated 1999, now payed up and finished with, I took out a small loan, with the purchase price of the house, for house improvements. I have a letter confirming a mortgage care policy for the…
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Claiming PPI on Credit Card but Card number has changed
I took out a Bank of Scotland Credit Card back in 2005 but at some point in the years that followed, the Account Number (i.e. Credit Card Number) changed. I don't have any paperwork (that I have found so far) that covers/explain this but I do have both the old and the new Credit Card Numbers (and the account is still…
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Unacceptable PPI compensation from HSBC
Back in 2004 I took out PPI on a HSBC credit card whilst I was a student. HSBC managed to locate the records so I raised a PPI claim. I didn't use a third party agency to claim and managed everything myself. Couple of weeks ago they came back with decision in my favour however the compensation awarded is few pence more…
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US vehicle insurance without car hire?
Can't explain now how I managed to get the forums so wrong. Thanks for putting me right.
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The Deadline
I am looking at PPI claims for a family member, and she has given me lots of information about past mortgage lenders, credit cards, loans etc, but mainly names of companies, rather than actual dates or account numbers. I therefore need to look at contacting each of these institutions to determine whether the family member…
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Reg Vardy PPI Claim (new member, be gentle)
Trying to help my partner get her PPI refunded from Reg Vardy, have searched this forum and cant see any mention of them regarding PPI mis selling. Her reasons to claim a refund are as follows. * your salesperson was very pushy in selling me the policy so that I felt I could not say no. * your salesperson did not give me…
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PPI - Sending a HIT and Miss/ (Send and Hope) Complain
I know this is last minute..will be sent very soon, just wanted some final insight, answers appreciated... Whether you think you have been misold PPI or Not, they say you should still apply your complain letter ASAP, so even if you think you were Not sold it, but actually were you still have a chance of getting some money…
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Claiming from Financial Adviser
We tried to claim from the Halifax. They came back to us and said because it was an Independent Financial Adviser and he has retired we can’t claim anything back, but he told us he would get paid commission from them. We don’t have any paperwork. We are both self employed. What do we do?
