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The Deadline
I am looking at PPI claims for a family member, and she has given me lots of information about past mortgage lenders, credit cards, loans etc, but mainly names of companies, rather than actual dates or account numbers. I therefore need to look at contacting each of these institutions to determine whether the family member…
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Reg Vardy PPI Claim (new member, be gentle)
Trying to help my partner get her PPI refunded from Reg Vardy, have searched this forum and cant see any mention of them regarding PPI mis selling. Her reasons to claim a refund are as follows. * your salesperson was very pushy in selling me the policy so that I felt I could not say no. * your salesperson did not give me…
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PPI - Sending a HIT and Miss/ (Send and Hope) Complain
I know this is last minute..will be sent very soon, just wanted some final insight, answers appreciated... Whether you think you have been misold PPI or Not, they say you should still apply your complain letter ASAP, so even if you think you were Not sold it, but actually were you still have a chance of getting some money…
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Claiming from Financial Adviser
We tried to claim from the Halifax. They came back to us and said because it was an Independent Financial Adviser and he has retired we can’t claim anything back, but he told us he would get paid commission from them. We don’t have any paperwork. We are both self employed. What do we do?
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can I claim under a previous name after re-marriage?
Hi...........I'm a very confused and struggling 71 year old. I know I was mis-sold PPI but don't really know where to start as I don't have any paperwork anymore and can't remember the exact details of my loans. I have remarried twice since my first 'foray' with my bank and therefore have changed account numbers too. In…
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Littlewoods PPI Refund Request from 2000-02 - Is it worth it?
I have just realised I was paying for PPI when I shouldn't have been, have worked out the dates and it was Kays / Littlewoods from 2000-2002. As they weren't regulated then is there much point attempting to claim back? I know I can give it a go, but I am assuming that they will just flat out say no because they can. Has…
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Ppi help
I know I was missold ppi. It was in early 90’s. We always refused ppi then bought a car on finance. We told them we didn’t want or need ppi but they said we had to have it to get the loan. I used a company a few months back and told them of this - they stated unless I had paperwork they couldn’t help me. It’s 25+ years…
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Lincoln Financial group-Sun Life
I have read so much my head hurts-hoping for some advice. Took out a Growth 10 Plus Plan in March 1982 with Lincoln Financial. (savings plan) This had an element of Life Cover and I'm sure a huge element of commission that was never explained. The Lincoln policy passed to Sun Life of Canada and I cashed it in March 2012…
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PPI and old/current catalogue accounts
My pensioner mum has long squandered much of her money on catalogues and ran up thousands of pounds debt. This hasn't been helped by her suffering from at times severe mental health issues. Is there any way she can claim back PPI from some of these firms? Paperwork would be a problem as she absolutely does not like me…
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Tesco Bank PPI refund
Hi I’ve been awarded a PPI refund from Tesco bank and they said they would transfer the payment to my bank within 7 business days. I’m at day 6 and can’t see any evidence that the payment is anywhere close to being transferred. Has anybody else here been awarded a refund by Tesco and was your payment received on time?…
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MBNA Rejected PPI Claim
Hi all, wondered if I could ask for advice on a rejected MBNA PPI claim. I put in a claim back in summer of 2017 on the grounds of being mis-sold PPI, I had 3 reasons 1. at the time of taking out the credit card I felt as though I had to have the PPI, 2. I lived at home with my parent who would have helped if I got in to…
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Virgin Money Mortgage
Hi We had an offset mortgage with Virgin Money from 1996 to 2004. I am not sure whether we had PPI associated with this mortgage. I was going to use the Resoler tool but can't see Virgin on the drop down field. Is it likely/possible that we paid PPI?
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Lloyds PPI query - cheque or bank transfer?
Hi, I'm just looking for a bit of info from anyone that has had a successful PPI claim with Lloyds Bank. Do they always send a cheque if you no longer bank with them, or do they offer transfers to other banks too? Many thanks in advance.
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Paymentshield claims
This question has probably been asked loads of times and I apologise now if it has! I bought my house in 2007 and like lots of people at the time, I just needed a mortgage. I eventually found one that we could afford. At the time I just agreed to everything because we wanted the house and only now do I realise that one of…
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GE Capital or Kitchens Direct - who to pursue PPI claim?
I took out a loan in 2003 when buying a kitchen from Kitchens Direct. Their sales rep sold me the loan, forcing me into including PPI. I want to pursue a claim for mis-selling PPI but am encountering problems. I wrote a letter to Kitchens Direct using the template on this site. They replied stating as the loan is with GE…
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Royal Scottish Assurance
Hi. I was sold PPI by Royal Scottish Assurance. I've tried twice to contact RBS (who I think used to own them) to make a PPI claim but can't get any kind of response. Does anyone know which company I should direct my claim to? Thanks.
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EGG ppi reclaim runaround
Hi I wonder if anyone can advise me, I am trying to reclaim my ppi sold to me on my Egg credit card. I have put in a claim to citibank( Canada Square) and they have written back stating that they have forwarded the account to Barclaycard as Barclaycard bought the Account in 2011. Barclaycard however have returned the claim…
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PPI layout and statutory compensation interest
Hi I have been fortunate enough to receive a PPI payment and my calculation provided by Barclays states that 20% had been deducted for statutory compensation interest fir income tax. Thanks to Martin Lewis site I see that if my savings and PPI statutory interest is less than my personal savings allowance then I can reclaim…
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Credit Cover Premium
Hi, I found some old credit card statements from N&P and Abbey National with what I thought was PPI they date from 1993 to 2000 so are covered by Santander. I submitted a claim but I am being told that as the statements have Credit Cover Premium or Credit Care Insurance (at 68p per £100) it is not PPI so I cannot claim.…
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Online PPI enquiry form or complaint form???
Hi, I know that I'm cutting it fine, but foolishly, reclaiming PPI has never made it to the top of my "To-do" list until now. I have just started to fill in the online enquiry forms with various lenders to check if I had PPI but a few of them say that it could take 14 to 28 days to reply. Bearing in mind the imminent…