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GE Capital or Kitchens Direct - who to pursue PPI claim?
I took out a loan in 2003 when buying a kitchen from Kitchens Direct. Their sales rep sold me the loan, forcing me into including PPI. I want to pursue a claim for mis-selling PPI but am encountering problems. I wrote a letter to Kitchens Direct using the template on this site. They replied stating as the loan is with GE…
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Royal Scottish Assurance
Hi. I was sold PPI by Royal Scottish Assurance. I've tried twice to contact RBS (who I think used to own them) to make a PPI claim but can't get any kind of response. Does anyone know which company I should direct my claim to? Thanks.
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EGG ppi reclaim runaround
Hi I wonder if anyone can advise me, I am trying to reclaim my ppi sold to me on my Egg credit card. I have put in a claim to citibank( Canada Square) and they have written back stating that they have forwarded the account to Barclaycard as Barclaycard bought the Account in 2011. Barclaycard however have returned the claim…
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PPI layout and statutory compensation interest
Hi I have been fortunate enough to receive a PPI payment and my calculation provided by Barclays states that 20% had been deducted for statutory compensation interest fir income tax. Thanks to Martin Lewis site I see that if my savings and PPI statutory interest is less than my personal savings allowance then I can reclaim…
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Credit Cover Premium
Hi, I found some old credit card statements from N&P and Abbey National with what I thought was PPI they date from 1993 to 2000 so are covered by Santander. I submitted a claim but I am being told that as the statements have Credit Cover Premium or Credit Care Insurance (at 68p per £100) it is not PPI so I cannot claim.…
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Online PPI enquiry form or complaint form???
Hi, I know that I'm cutting it fine, but foolishly, reclaiming PPI has never made it to the top of my "To-do" list until now. I have just started to fill in the online enquiry forms with various lenders to check if I had PPI but a few of them say that it could take 14 to 28 days to reply. Bearing in mind the imminent…
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Who was my mortgage provider
Between 1989 and 1999, I owned a house. Although I have the address of the property, I can find no record of who I had the mortgage through. I have no old bank statements or letters from the mortgage provider. Can anyone advise how I can find this information as I want to use this information in a PPI enquiry? Thanks
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Claiming PPI for deceased Parent of over 10 years
Hi All, Quick question. I have just read that you can claim PPI for a deceased relative. My mother passed away in 2006, when I was 16. Am I able to start the motions of putting in a claim, as a beneficiary can it be me or does it have to be the original administrator of the estate that handled it back in 2006? Thank you.
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PPI Career Development Loan
I have ignored the the PPI ads etc as I have never had a mortgage or a major loan. I was a student until 2013 and only had a student overdraft which I assumed didn't have ppi as it was interest free. Since then I have had a credit card but that was after PPI was all over the news so again I assumed it wasn't relevant to…
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General Motors Credit Card PPI
Just in case anyone else is trying to reclaim PPI on an old General Motors Credit, the following may be useful. We wrote to HSBC Bank initially as on the back of the GM Statements it says: "The GM Card is a trading name and style of both HFC Bank Limited and General Motors UK Ltd....... member HSBC Group". HSBC wrote to…
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Repeat PPI complaint
Hello and some advice please With some help elderly parent complained to Halifax as they had a mortgage (with another lender taken over by Halifax) and as far as can remember MPPI . Halifax wrote back in Sep 17 asking for more info - unfortunately things going on with dad's health at the time so didn't want to be stressed…
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associates finance / citi financal
Hello all . Help needed . As anyone been successful with a ppi claim against associates finance or citi financial ? . I have attempted to re claim what i know is a very genuine claim , however without relevent paperwork i do understand the difficultly involved . I have in the past contacted citi financial with the relevant…
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PPI Help
Hi, hoping someone can assist please. I always used to say no to PPI so never bothered claiming (my company at the time would have paid out 6 months sick pay so it didn't seem worth it to me), but keep seeing people who have received a payment despite them not realising they had it. Now I'm starting to think it might be…
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What exactly do I need to do for not to miss a PPI deadline?
A year ago I sent template letters to my bank, credit card provider and mortgage provider asking do I have any PPI?. Some responded that I never had PPI (should I trust them?), other sent me a longest ever form to fill before they can respond in hope that I would never get round to fill it (yep, it worked, I never filled…
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Chase Manhattan, Atlantic - Credit Card help
Hi all, I am looking for some advice regarding a PPI claim that my Mother is trying to make. She has statements dating back many years, and originally the credit card was provided by Chase Manhattan and then subsequently Atlantic Card Services. Taking a look on resolver, we are unclear on who to raise the complaint…
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Nationwide Loan PPI Complaint Rejected
I complained about PPI sold on a Nationwide joint loan I took out with my partner from November 1999 to July 2002. I have never knowingly taken out PPI in my life, nevertheless, the complaint has been rejected by Nationwide. I have included the letter pretty much in full below. I guess my cause for concern is that I did…
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First National Consumer Finance
When sorting through and old chest of drawers I found an old statement with the above company that would indicate I had PPI added to the loan. A search on here and Google suggests that this company was sold, First by Santander and then by GE money. One member started a thread about the issues he had and seemly a lack of…
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Halifax PPI form - is it necessary
Hi All, I have received a form from Halifax Bank, regarding PPI being mis-sold to me in 2002. They admit I was sold PPI, but in the form they ask about my employment status, employment benefits, my savings, health and other insurances during that period. How I'm supposed to recall all this information is problematic, but…
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Tax on PPI Refund following death of husband
I recently filled in one of those PPI forms on Facebook and to my surprise I was able to get a PPI refund . My bank rang me to say they could also see if my late husband was owed anything ... it turns out he was and quite a lot. This was all in respect of a loans we’d taken out around 15 years ago! I understand how the tax…
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Legal and General & Goldfish PPI advice
We received a payment from Legal and General years ago for a missold endowment mortgage. On checking the paperwork, we also paid them critical illness cover. Can we make a claim for this as well? Also, several years ago we received a small sum from whoever took over the Goldfish credit card for the protection cover we…
