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PPI Payments Carried on After Mortgage
A PPI was (mis) sold (claim has been submitted) at the same time as taking out a mortgage. That mortgage was paid of when the house was sold some years later. The PPI was administered by a third party company. We've just realised the payments are still being taken some years after the mortgage was stopped. The third party…
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Need historical info. Lender etc
Hi, I don’t know if anyone can help, its getting late to claim my PPI. I have claimed once from a few companies BUT i forgot who i had a mortgage with 20 years ago! How can i find out who it was with? Also other companies i have forgotten about? I understood that i can only go back 6 years - please help me! :eek:
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EX - Partner and PPI / Plevin
Hi, I tried to claim PPI from the West Bromwich Building Society for a joint mortgage that i had with an ex partner. WBBS informed me that PPI had in fact been added to the mortgage but i couldn't claim without her signature. Despite reluctantly making contact with her after 14 years she will not sign. This was back in…
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Who Do You Send the PPI Claim To?
If you are (mis)sold a PPI by Alliance & Leicester during the setting up of a mortgage, but the PPI is actually administered by Cardif Pinnacle, am I correct in presuming its Alliance & Leicester (now Santander) the person would send their PPI claim to?
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Checks auto turning into Complaints - safe to assume?
I have done a number of 'Checks' either via Resolver or the company own website. I read on MSE that the following banks will automatically turn any valid checks into complaints.. [MBNA, Canada Square (EGG+Citibank), Halifax, Co-op, Barclaycard]. There are 3 other companies that Resolver give the impression in the wording…
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Proof of PPI Claim Submission
At this late stage, if making a claim, what is the best way to ensure you get proof you sent it? (that would be accepted by the ombudsman) For example Santander have an online claim submission tool (which is probably more secure than sending personal information in the post) - but I'm not sure it sends a confirmation that…
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iGroup / GE Money Mortgage PPI ~ Please help!!
Hi I was sold mortgage PPI back in 2004 by a broker (Olympian Finance - now defunct!). I was expressly told at the time that not taking up the ppi offer would seriously affect the outcome of the associated mortgage application. I therefore signed up to pay £4250.00, (for 5 years cover) payable over the term of the…
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PPI. Which claim handler?
I've gone through my old loans and dealt directly with the banks to successfully submit the claims. However there is one further bank I have had no luck with. Unfortunately I don't have any paperwork from them to show loan details and these are old loans (late 90s to mid 2000's). I have couple of bank statements showing…
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PPI offer company now refuse to pay
Hello I hope someone can help me. Back in Feb 2017 applied through Gladstone brookes to MBNA mis-selling of PPI, were told by both MBNA and Gladstone Brookes no compensation applicaple. Moved house in May 2017 had post redirected up to Aug 17. Apperantly in Sep 17 MBNA made an offer of a few thousand pounds that I was…
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Sending a Second PPI reclaim form (after deadline) but first send 'within' time ?
If you have sent a first PPI reclaim complaint letter to the company, but have not put the correct complain argument point in the letter which you know they will reject (due to not having all the paperwork from the past) If you then realize another another point in your complain, (due to getting some paperwork at a later…
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Not sure which ppi I have already claimed
Hi all. As the deadline is approaching, I don't want to miss out on unclaimed Ppi. I have claimed Ppi a few years ago however, I am not sure if I missed some out. Is it possible to check if I claimed on all my cards. Or would I have to resubmit my claim on all of them? Thanks
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reclaiming PPI after IVA
Was in an IVA which ended in 2016. Through the IVA company they have previously claimed back PPI and this money was distributed to my creditors. In July this year I updated my mortgage and only then realised that there was PPI still active on this account. I have since cancelled the PPI and am in the process of trying to…
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Mis sold Mortgage Protection? - 2003 Brain Injury
Hi, I’m after some advice please on whether we may have been missold our mortgage protection insurance. I think it’s a complicated case so I’ll go back to the beginning. In early 2003 my other half and I went into our bank (HSBC) to see the mortgage advisor. We were 22 years old and first time buyers. We subsequently had a…
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Provident Life refuse PPI refund
I took an endowment mortgage with Winterthur in 1994/1995. They demanded that I took out PPI [Provident Life] as a pre-requisite for that policy. I did not need PPI. I have never been insolvent nor unemployed. I approached Winterthur a few months ago to seek PPI compensation for that miss-sold policy. They declined. Do any…
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PPI paid on defaulted loan and now claim that money is outstanding
I have a strange question, I defaulted on a loan back in 2011 and received a cheque from the bank in 2014 relating to PPI on the loan. I have had a debt collection company show up on my doorstep claiming I owe money on the loan account. What do I tell these people who are claiming I owe money? I always understood if I…
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Miss sold mortgage and life insurance
Hi I wonder if anyone can offer me advice. Many years ago probably 1996 era I was miss sold a mortgage and life insurance. I was not told of the high increases each year of the mortgage or that I would have to buy myself out. This was a Halifax mortgage sold to me by a mortgage adviser. In truth I should not even have…
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PPI forum - non PPI discussion thread
In an attempt to keep the fast moving PPI Reclaiming discussion thread on topic, here is a very special non PPI discussion thread for you all to chat away.
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Barclaycard won't provide info
Hi....I am new to the forums and need some help with a PPI claim. I submitted a SAR request to Barclaycard months ago but they just keep giving me the runaround and making excuses. I reported this to the ICO but they are running 9-12 weeks for replying to complaints. Obviously time is short for claiming now and Barclaycard…
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Ppi on store card
Hi everyone, posted yesterday but can't find it anywhere. Anyway here goes, I responded to an FB advert re a FREE check with Fast Track Claims regarding PPI. I clicked on the store card I thought I had it with but it turns out it was with another store covered by Santander and FTC emailed me to tell me. They then sent out…
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Kitchens Direct / GE Money PPI Claim
Hi there, I'm trying to claim my missold PPI from Kitchens Direct. First National, now GE Money provided the agreement and statements however they say as Kitchens Diect sold the protection to me I need to pursue them. They seem to of disappeared off the face of the earth. I have contacted the Finance and Leasing…
