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Definitive answer required: can ppi be hidden amongst Credit card interest charges?
Hi, read this somewhere! Is it true that ppi was hidden away in credit card interest per month in some case unbeknown to the credit card holder. I have looked at 2 different credit card statement and not been able to qualify the charge and this is when no cash expenditure has happen. I take the standard annual interest…
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PPI Cancellation Questioin
Hi. Possibly a silly question, but with the deadline looming I want to leave no PPI left unturned! I received a letter back from one of my claims and they informed me that they have upheld my PPI mis-selling complaint and apologised. But then explained that there is no redress payment due as I cancelled the policy within…
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claims companies and deceased paperwork
simple question, are a ppi claims company able to access financial accounts of a deceased person?
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Ppi reclaim with Halifax via resolve
I put in a claim via resolva on 22 July 2019, system said successfully submitted. Sent reminders on 1st and 19th August with no acknowledgement. Getting worried we phoned the Halifax and were told they had not received the claim/complaint. Just to say if you have claimed via resolva and not received a reply... Phone the…
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Natwest PPI - No Credit Agreement
Good afternoon all, I took out a loan in 2008 which was paid off 5 years after, i put in a claim for PPI last year with them responding to say there's no PPI and the case is closed. I've brought this file back on the table because i remember it saying i had 2 loan accounts with them which made no sense at all because there…
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Monument PPI Up-date.
Hi All, If you are as frustrated as I was after hours of trying to 1, Add a New PPI claim on their website then do not bother as you will be faced with angry red writing in bold stating WE ARE NOT ACCEPTING ANY NEW PPI CLAIMS (Mis-Sold) and over the telephone. Most lines engaged. Website link not working and the only…
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PPI - National & Provincial BS
Looking at a mortgage from N&P dating back 30 years(!). 1. I think I read on a thread on here that Santander are now responsible for any claims against N&P. Is that correct? 2. One of the payments is described on the mortgage offer from N&P as "Insurance Guarantee" (provided by Phoenix Assurance). Can anybody please…
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National and Provincial PPI Claim from 1988
I have found paper work for my first mortgage dated September 1988 with National and Provincial ( Then changed to Abbey and now Santander ) The statement dated 1988 - 1994 show PPI taken out of the mortgage for this period which I believe i was mis sold. I have recently been awarded a PPI reclaim from Santander from 1994…
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Best PPI claim company please?
I know ive left it late. My mental health means i cant deal with doing my own PPI claims, ive really tried. Complex PTSD is a pain.:( Who is the best PPI claim company you've used please?:A I know they all charge circa 20% but not sure what else i need to watch out for as i know so many of them are dogy. I have had a lot…
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PPI Newbie
I am a little ashamed to admit to being a PPI newbie and just realised there are timescales involved. I am expecting the usual derogatory comments from those in the know thinking its all a little last minute but hopefully something constructive pops up too. I am not really interested in getting any money back for myself it…
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Allay claims
Can anybody help I’m being hounded by allay claims for payment they are threatening legal action against me. I started to fill in a form on a website but then changed my mind about completing it and came off it then a couple of days later I received around 6 letters from this company asking me to sign some paperwork and…
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What mistakes have you made when reclaiming your PPI? Let’s make sure others don’t fall foul!
Hello Forumites! The deadline for PPI complaints is drawing closer, and time is of the essence. :money: Click here for our MSE Urgent Reclaim Guide. And whilst we know that there are scores of success stories (wahoo!) - here at MSE Towers, we also appreciate that some of you might be feeling anxious about the ticking clock…
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PPI refund redirected to a DCA
Hi there Looking for some help. Received a letter last week to say our PPI claim has been successful... fantastic we thought!!! We won!!! Not so fast... received a text today to say they are checking their records for outstanding debts within their group - RBS. So here is the rub, many years ago after a period of serious…
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Do I have PPI
We used a broker when we purchased our house in 1999 and the mortgage company insisted that we took out mortgage assurance. However, we had to take this out as a separate policy with the Scottish Provident, as it wasn't offered by the mortgage provider. My husband was/is self employed and the insurance doesn't cover him if…
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Ppi repaid into the bank without an offer
Hi, several years back, my husband was persuaded by me to ring up about the ppi overdraft charges that were put on his bank account which had been going on for years. He didn’t know why but thought the payments were a necessary part of getting his overdraft. He spoke to someone in Ireland about his Barclays account. They…
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I don't think I ever had any PPI...
Hi all. I am fairly sure I've never knowingly had PPI on any product; my wife is slightly less certain but says she may well have forgotten. I reckon there's a few percent chance that one of us actually did have some PPI at some point... We're both very time poor! Is there a half-decent claims management company to whom I…
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Life Insurance mis-sold but still want product
I have a slightly strange situation. I believe that my life insurance was mis-sold to me when I took out my mortgage (Nationwide) in 2000. The mortgage was arranged by a RightMove broker who worked for the insurer. It is now Aviva, although I have a feeling that it was Legal & General back then, or at least some different…
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PPI status
I have been claiming PPI myself with MSE tools since 2012 (Thanks MSE!!) I have succesfully claimed back £13,714 to date. I have a few companies that said no and just wanted some advice on if they were correct to dismiss or not please? 1. Kensington mortgages - said it was a regulated mortgage contract therefore it was…
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Can I Claim PPI on Joint Mortgage?
I had a joint mortgage with my sister between 2001 and 2005, on which we had PPI. We were told at the time that it was compulsory in order to go ahead with the mortgage. I made a claim using the Resolver tool and was told that although I did have the PPI, I had previously made a claim which had been rejected. Actually, I…
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The Best PPI Claim Companies Have Special Arrangements In Place
Hi All, On the PPI Claims and Advice website I saw this, “When you’re doing your research to find the best PPI claim company, check that they have negotiated with the main banks to give their clients privileges that individuals unfortunately don’t get when claiming on their own.” Is that true?
