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PPI from Cedar Holdings
My husband took out a long term loan with Cedar holdings in 1973. At the time he was told he had to also have a Life Insurance Premium and that was all paid back as a lump sum over the 7 years. Does that count as misselling PPI and can he still claim? thank you
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Mortgage Broker no longer trading
In July 2003 I arranged a mortgage with Alliance & Leicester through a mortgage broker who went out of business in 2011. I paid a lump sum of £1550 for accident, sickness & unemployment premium that was added to my mortgage. The broker told me this would form part of the overall loan and he didn't say it was optional. I…
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PPI Reclaim
I filled out the form to ask for the check to be done for any PPI repayment due. I haven't received any acknowledgement of my form or any communication about it at all - it's over two weeks since I completed it. Is that normal ??
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Evans store card, and catalogues
1. I read recently that the Evans store card used to add PPI without asking. I had one about 20 years ago, I took it out when I was unemployed, but knew I had a job starting in a few weeks. I wouldn't have agreed to the PPI if I'd known about it. I did notice the interest rate was ridiculously high, and made sure to pay it…
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Fair Trade Practice - con?
Hi, I’m after advice if possible. I signed up with Fair Trade Practice to investigate PPI on old loans & store cards. Two in particular returned with no results, Barclays & Blackhorse, this was back in Oct/Nov 2018. With the deadline looming I decided to contact them (barclays & Blackhorse) direct to investigate further…
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Is Barclays ever wrong when they say can find no PPI?
I claimed back in March via MSE from Barclaycard. I received a letter saying that they have investigated my card numbers and were unable to find a PPI policy on my account. I haven't saved any statements apart from the very first one fro 2003 with the first balance transfer on it. But nothing else. I gave them my account…
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Signed Up 2 Companies To Search For PPI
On 7th July I followed a link on Facebook and got a company to look for Ppi , I was sent documents and signed my signature online ( my wife did the same to look for a old mortgage she had before meeting me ). I got a text back saying they will keep me updated weekly by text. By August 1st I didn't get a text ( neither did…
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HSBC Mortgage PPI in 2000
Family member has had a reply from HSBC that they had Mortgage ppi in 2000 (underwritten by Royal & Sun Alliance). He recalls going through the application, doing all the paperwork in a meeting at branch but the complaint form asks for specifics on why it was misold etc. He has no recollection of it being mentioned at the…
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Aviva -PPI Successes
Hi I have recently complained to Welcome with regards to four loans I had with them prior to 2003. I received a letter back from Welcome advising that because it was prior to February 2003 it would not be them responsible. I found out that Norwich Union (now Aviva) were responsible as the insurer and have since complained…
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Old ppl with paperwork
Hi there. I have gathered lots of paperwork for various financial products with possible ppl attached,they go back 10 years or more BUT I have paperwork still to prove it. What is quickest way to proceed bearing in mind some companies have either folded or been taken over. Want make sure my claim is made to the right…
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What name to put when claiming PPI for deceased husband?
Helping my mum reclaim PPI for my deceased father with the Resolver tool. Probably a silly question but do I put her name down first or his name down first? Most of his loans and credit cards were in his name only, with only a few being joint. Cheers.
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Retail Protection
I helped a friend with some PPI complaints a few months back and now a friend of hers has asked me something about it (a bit last minute I know!). She has found the invoice for her car that states she bought the car with a 2yr warranty, Pure Guard and Retail Protection. There is a series of letters and numbers after the…
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PPI for business process?
I had both personal and business accounts with Natwest & Barclays. Ive searched online and unable to figure out if there is a separate process for business customers as a sole trader? Can anyone advise if it is a separte process or all done together? Thanks V
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PPI (sorry) Question - No details, is it too late?
I imagine there will be n avalanche of PPI questions over the coming days so apologies. Scanned the first few pages of the forum, didn't find my question. I had credit cards with Capital One and Barclaycard around 2001-2010 (now closed) I can't remember if I had PPI - the only reason I want to check is because I have a…
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Looking for advice on a number of fronts..
Hi Forum, Been reading some posts but I still some advice.... I took out a mortgage as a first time buyer in 1999 - (does this fall in unregulated years?). Mortgage advisor was attached to Barnard Marcus, with insurance attached at the last stage via tick-box on a form I can no longer find. No separate paperwork on the PPI…
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Question re Claim with Ombudsman
Hi All I used resolver to put in a claim to my bank back in early April, the bank sent their initial standard response and I heard nothing else for 8 weeks so I then referred it to the ombudsman in July but have heard nothing since from them either so my question is as its the last few days would it be advantageous to put…
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Sorry! another help with PPI thread
I have been looking though the many posts but cant find a definitive answer. I took out a mortgage when purchasing my first house in about 2002. I arranged my mortgage through bradford and bingley (the estate agents) and they said I needed to take out insurance as a condition of the mortgage. The mortgage was with…
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PPI Reclaims not covered by the FOS
This thread is specifically for discussing your PPI Reclaiming case if it is not covered by the Financial Ombudsman Service. To report your case click post reply You can take your complaint to the FOS if your lender was regulated by the Financial Services Authority at the time you signed your agreement. This can be checked…
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Firstplus...how do I confirm the broker if there was one?
Good morning, We had a secured loan with Firstplus which had PPI in Oct 2005 (I have an agreement number and a PPI policy number). We received a letter from a claims company (which we don't plan to use) that said we were sold the loan through a broker....a more recent letter from them states the broker was Promise Finance.…
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Should I find out the underwriter of Vauxhall Finance/GMAC UK plc or the car dealer?
Hi guys, I've written to Vauxhall Finance plc and the car dealer in relation to a van that my father had on Higher Purchase from 1990 to 1996. Now, I've read that many dealers were not regulated pre 2005, however, I have also read of a PPI success (pre 2005) in a similar situation whereby the underwriter took…
