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Bankruptcy in 2008 & Reclaiming PPI
I went Bankrupt in 2008. A couple of months ago I decided to reclaim PPI company for various Credit/Bank accounts which I opened in 2001 onwards. I was told by Barclays that they have upheld my claims and that I will be awarded 4000+ pounds (My pound key isn't working!) Tesco finance also awarded me 905 pounds. Now I have…
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PPI Letters Sent
Hi, I apologise in advance if this has been asked and answered numerous times before. I have sent a series of letters off for various store and credit cards, the majority of which end up being Santander issued, I used the letter template on MSE which asks for a copy of the original credit agreement. I have received…
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Halifax Bank Charges
Hi, apologies in advance if this is in the wrong place. My debts spiralled out of control in 2016/2017 and bank charges from Halifax for going over my overdraft limit were a massive contributor to me getting further and further into trouble. I'm in a DMP now with Stepchange and have been for a couple of years. Halifax are…
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Burtons Store Card PPi
Hi Everyone, just a quick query, I am 99.9%sure i had PPi on my Burtons card many moons ago, I remember the salesman telling me I had to have ppi on my application for it to go through, (which it did) looking at claiming a refund, I discovered santander now deal with the Burtons Card, (this happens to be my bank) I got in…
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PPI from Cedar Holdings
My husband took out a long term loan with Cedar holdings in 1973. At the time he was told he had to also have a Life Insurance Premium and that was all paid back as a lump sum over the 7 years. Does that count as misselling PPI and can he still claim? thank you
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Mortgage Broker no longer trading
In July 2003 I arranged a mortgage with Alliance & Leicester through a mortgage broker who went out of business in 2011. I paid a lump sum of £1550 for accident, sickness & unemployment premium that was added to my mortgage. The broker told me this would form part of the overall loan and he didn't say it was optional. I…
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PPI Reclaim
I filled out the form to ask for the check to be done for any PPI repayment due. I haven't received any acknowledgement of my form or any communication about it at all - it's over two weeks since I completed it. Is that normal ??
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Evans store card, and catalogues
1. I read recently that the Evans store card used to add PPI without asking. I had one about 20 years ago, I took it out when I was unemployed, but knew I had a job starting in a few weeks. I wouldn't have agreed to the PPI if I'd known about it. I did notice the interest rate was ridiculously high, and made sure to pay it…
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Fair Trade Practice - con?
Hi, I’m after advice if possible. I signed up with Fair Trade Practice to investigate PPI on old loans & store cards. Two in particular returned with no results, Barclays & Blackhorse, this was back in Oct/Nov 2018. With the deadline looming I decided to contact them (barclays & Blackhorse) direct to investigate further…
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Is Barclays ever wrong when they say can find no PPI?
I claimed back in March via MSE from Barclaycard. I received a letter saying that they have investigated my card numbers and were unable to find a PPI policy on my account. I haven't saved any statements apart from the very first one fro 2003 with the first balance transfer on it. But nothing else. I gave them my account…
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Signed Up 2 Companies To Search For PPI
On 7th July I followed a link on Facebook and got a company to look for Ppi , I was sent documents and signed my signature online ( my wife did the same to look for a old mortgage she had before meeting me ). I got a text back saying they will keep me updated weekly by text. By August 1st I didn't get a text ( neither did…
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HSBC Mortgage PPI in 2000
Family member has had a reply from HSBC that they had Mortgage ppi in 2000 (underwritten by Royal & Sun Alliance). He recalls going through the application, doing all the paperwork in a meeting at branch but the complaint form asks for specifics on why it was misold etc. He has no recollection of it being mentioned at the…
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Aviva -PPI Successes
Hi I have recently complained to Welcome with regards to four loans I had with them prior to 2003. I received a letter back from Welcome advising that because it was prior to February 2003 it would not be them responsible. I found out that Norwich Union (now Aviva) were responsible as the insurer and have since complained…
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Old ppl with paperwork
Hi there. I have gathered lots of paperwork for various financial products with possible ppl attached,they go back 10 years or more BUT I have paperwork still to prove it. What is quickest way to proceed bearing in mind some companies have either folded or been taken over. Want make sure my claim is made to the right…
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What name to put when claiming PPI for deceased husband?
Helping my mum reclaim PPI for my deceased father with the Resolver tool. Probably a silly question but do I put her name down first or his name down first? Most of his loans and credit cards were in his name only, with only a few being joint. Cheers.
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Retail Protection
I helped a friend with some PPI complaints a few months back and now a friend of hers has asked me something about it (a bit last minute I know!). She has found the invoice for her car that states she bought the car with a 2yr warranty, Pure Guard and Retail Protection. There is a series of letters and numbers after the…
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PPI for business process?
I had both personal and business accounts with Natwest & Barclays. Ive searched online and unable to figure out if there is a separate process for business customers as a sole trader? Can anyone advise if it is a separte process or all done together? Thanks V
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PPI (sorry) Question - No details, is it too late?
I imagine there will be n avalanche of PPI questions over the coming days so apologies. Scanned the first few pages of the forum, didn't find my question. I had credit cards with Capital One and Barclaycard around 2001-2010 (now closed) I can't remember if I had PPI - the only reason I want to check is because I have a…
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Looking for advice on a number of fronts..
Hi Forum, Been reading some posts but I still some advice.... I took out a mortgage as a first time buyer in 1999 - (does this fall in unregulated years?). Mortgage advisor was attached to Barnard Marcus, with insurance attached at the last stage via tick-box on a form I can no longer find. No separate paperwork on the PPI…
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Question re Claim with Ombudsman
Hi All I used resolver to put in a claim to my bank back in early April, the bank sent their initial standard response and I heard nothing else for 8 weeks so I then referred it to the ombudsman in July but have heard nothing since from them either so my question is as its the last few days would it be advantageous to put…
