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No ppi claim due to time since policy concluded?
On the 23rd August I sent a letter to reclaim mis-sold PPI to a national retailer in connection with a loan related to a purchase made in 2009. This is the reply I received: Are the comments in bold regarding any claim having to be made within 6 years of the policy was concluded/terminated correct? If not, what is my next…
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Santander’s check and complaint policy
Hi all, I’ve read on this website the following regarding Santander: “ Major firms which still separate a check and a complaint: Santander (though if you do a check with it, provided it is before the 11.59pm 29 August deadline, you will then have 12 weeks after it responds to put in a complaint)”. Does anyone know if…
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Nationwide PPI Rejected
Hi I recently made a claim for Ppi on my mortgage in the 1990’s. Although they agreed we had ppi on our mortgage and had been miss sold, we did not know about, they said we did not pay extra for it so no claim for refund can be made. Has anyone else had this response as I find it strange that they would have added it…
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ppi reclaim
i have recently reclaimed from my PPIs successfully through a claiming company. One of my lenders were a company called OCEAN FINANCE I was informed by the claimant company that this company had gone into liquidation and they could not retrieve any PPI. Since this conversation I have found out that the companies brand was…
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Payment protection cover/Life policy
Hello, I have a policy been running about 10 years, now with Aviva. It was taken out initially via an a independent Advisor. I wanted to make some changes recently and contacted them. I noted there was an amount included for Payment protection cover. I asked Aviva about this and wishing to claim under the PPI terms but…
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PPI claim
Hi, I signed up to a ppi company which recently told me all my claims were closed. I have now received a payout directly from Santander. Do I still have to pay my claim company their commission as they’ve emailed me today saying my claim was successful after telling me my claims were closed.
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Ulster bank refusal due to cooling off period
Hi all, we are based in ireland and opened a case last week with Ulster bank as we believe we were missold PPI. It only came to our attention when they cancelled said policy at the beginning of this year saying they were pulling out and we didn't need it. When we took out our mortgage we were told we could not get it…
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Ex partner claimed
I recently put a poi claim in but was told I couldn’t claim as my ex partner had claimed. Is this legal that they can claim without my knowledge or permission
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Ex partner claimed PPI
I tried to claim ppi but was told I couldn’t as my ex partner had claimed. As these were joint accounts I would have thought she would have to have my consent
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Phone call from Lloyds
Hello, I have recently put in a claim worth my bank (Lloyds) for PPI on a previous loan and credit card, and also for my packaged bank account. I just received a text saying they wanted further information and they would call me. They did attempt to call but I was working. He has left details for me to get back to him and…
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Tesco PPI Help
Good Morning, Im hoping you wonderful people will be able to help with an issue i am currenty having trying to re-claim PPI for my deceased father from Tesco Bank for a loan he had, i have sent the releveant letter to re-claim & was told i needed to send a copy of his death certificate & proof of executers which i have…
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How are we supposed to know the rules?
(Genuine question - not just a rant :) ) There seem to be (understandably) a lot of rules around how to engage banks in regard to complaints. But how are we supposed to know about them, other than spending hours on forums or sites like this? For example, I think I was vaguely aware about 5 years ago that there was…
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PPI Claim rejected due to the time it was received.
I submitted an enquiry via Resolver to Vauxhall Finance and it has been rejected as the claim I sent shows the date and time as 21.15pm on 30th August but I know I submitted it on the afternoon of 29th after seeing Martins advice on This Morning the day before saying to query any loans etc as you may not know you had PPI.…
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PPI rejected - need advice
Hi, I'm trying to sort out my parent's PPI for them. I made a claim against Nationwide before the deadline in April, so I believe I've submitted everything in time. They responded with a firm no. I don't know what to do next. I was looking for a letter from Nationwide to confirm that the deeds were being held at Land…
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PPI Mortgage 6&3 rule
Hi, I have complained to Nationwide ref ppi on mortgage started 20 years ago but they don’t agree to looking at complaint about how PPI was sold as say it was made too late (rule '6&3'). Having had similar response via Ombudsman Adjudicator and that ppi existed on annual statement. Does anyone have any advice if can…
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PPI Success But Have a ??
Hello! Back in July I thought there would be no harm in filing out the online PPI forms for a couple of companies I knew my husband and I had accounts with in the past. Over the past weeks I have received update letters and then today received a complaint upheld in my name. My questions is this...... the letter states that…
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Claim Company Fees from Ex-Wife
Hi all, I've successfully claimed significant sums of money in PPI refunds, 50% of which quite rightly went to my ex-wife. She had no knowledge of my making the claims (via Consumer Refund Service) and has just been pocketing the money. My question is, can I legally pursue her for 50% of the commission charged by the…
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Advice on PPI response
Hello I got a reply from my resolver complaint on PPI. I have no paperwork but took out a mortgage 14 years ago. The standard reply said we cant trace any PPI attached to your mortgage so we cant confirm that you were sold a paymentcare policy. What are my options here? I have no idea if it was added without my knowledge…
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My ppi claim being fobbed off
I have several truly rip -off sub-prime mortgages I was forced into between about 1998 to 2008 all of which I have just commenced claiming PPI on. So far Ascenden & Kensington have both just replied saying they cannot trace my mortgages with them. I could only give them the address of the property and my name as I have no…
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Finally no more PPI adverts
It’s been a long time coming but we made it in one piece. Never again will we have to watch adverts for reclaiming PPI!
