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Reclaim PPI & other insurance

The place to discuss payment protection insurance (PPI) claims and claims relating to other types of insurance.

Do I still bank the Plevin cheque if I want to complain to Ombudsman
Capital One just rejected my mis-selling complaint, but sent me a £103 in relation to Plevin. Their letter was very wordy and actually the details in it, have aided me to remember more clearly the situation back in 2007 when I took the PPI. I still believe I was mis-sold so I want to go to the Financial Ombudsman. Is the…
ppi offer
I have had an offer from hsbc to settle a ppi complaint. It was for an £80000 mortgage between 1999 and 2009 with monthly repayments of £680. They have offered £1200 and say my total premium payments were £560 over 10 years. This means they were covering 680 per month for £50 per year. does this sound likely?
Made PPI claim to Citi they say egg account sold to Barclays
Hello I made a PPI miselling complaint to Canada Square Operations and they've written today to say that my Egg account was sold to Barclaycard and that I need to complain to them. Given that the deadline for complaints is now passed is it to late for me to complain to Barclays or does my having made the complaint to…
Made PPI claim to Citi they say egg account sold to Barclays
Hello I made a PPI miselling complaint to Canada Square Operations and they've written today to say that my Egg account was sold to Barclaycard and that I need to complain to them. Given tbat the deadline for complaints is now passed is it to late for me to complain to Barclays or does my having made the complaint to…
PPI Settlement Advice needed
Hi forum, I has a PPI settlement in March 2018 which, it turns out, was via a 3rd Party (Paragon). I never received an invoice from Paragon for their services for that claim until last month when I received a letter from Barclays stating I had money due back (via Paragon). As it turns out, they had re-opened the same case…
Sunny loans claim
Hi, has anyone had a claim go in their favour for irresponsible lending with sunny? TIA
Littlewoods extra care adavntage/PPI
I thought I'd post my on going experience with trying to reclaim PPI from Littlewoods or extra care advantage as it's also seems to be known as. Hopefully it will be of some use to someone out there. It's on going at the minute so there has been no definitive outcome yet. I've been paying extra care advantage for a few…
Overdraft charges-agave been labelled schizophrenic
I have my bank statements here from 2007 before I was diagnosed schizophrenic in 2011. I wrote to the financial abundsman in 2017 but was told it was too late now. That was the abundsmans point. I was wondering what are the rules for someone who is diagnosed schizophrenic and been in and out of mental institutions since…
NRAM & Northern Rock giving extra money for late complaints
I found out that I had PPI with nram and as with most of us I made a complaint to reclaim it. In their response, they offered me a handsome amount of money and said this would be paid within 28 days. I called to complain again as they took longer than 28 days although it turned out that it was 28 days from the day of…
Financial Ombudsman Service vs Finance & Leasing Association
Hi guys, I understand both offer a free, independent service for resolving disputes. Moreover, Black Horse state that “if your case is not eligible for the FOS, you can write to the FLA setting out your concern”. So, does this suggest you should always complain to the FOS first? Are there any differences? E.g is one better…
Ex husband claimed my PPI refund
Before the PPI deadline I contacted a firm who handle people’s PPI claims. I then got a letter from the CoOperative bank which informed me that a refund was due on two bank loans taken out many years ago. At the time I was married, the loans were joint. However we divorced in 2003 and he filed for bankruptcy. Our house was…
PPI tax refund
Can anyone help me I'm completely fed up I got a PPI refund in May and have been trying to claim the tax back since martin lewis highlighted this I filled in a R40 form and heard nothing I finally managed to get through to HMRC yesterday and was told I'd filled it in incorrectly, they never even bothered telling me, I'm…
Lex Vehicle Leasing/ Lex Vehicle Finance/Lex Freechoice PPI
Just wanted to double check I haven't missed anything with regards to this PPI claim Lex Vehicle finance aka Lex Freechoice no longer exist as financial entities following Lloyds acquiring HBOS (2013?). Lex Autolease does which is a Black horse division of Lloyds Paperwork I can find says Lex Vehicle finance was initially…
Ref: GMAC Mortgage/ PPI Claim
I made a claim through Resolver regarding a GMAC second mortgage that I had in the past. The details came up that GMAC was now a company called Paratus. I sent a reminder email and received a response from a company called Foundation Loans. This company was fobbing me off with a final response stating that they did not…
Time barred PPI but received handsome compensation
Hello Just wanted to know if anyone out there can help me to understand my situation. Back in the 80's I had a barclays credit card and bad times fell upon me and I defaulted on the repayments on the card. Barclaycard took me to court won and I received a CCJ which was paid and settled in full. I was so horrified that I…
CMC (Claims Management Company) re PPI not authorised
I have just received a PPI payout notification that was previously, apparently inaccurate. After further investigation, it seems Barclays were incorrect. Barclays have written stating “We have noted from the FCA that your Claims Management Company (CMC) is not currently authorised to act on behalf of customers. As they…
Capital One undelivered mail via Resolver
Hi I've found out that my PPI claim to Capital one went undelivered via Resolver. Does anyone know of another email address to send it to? I applied via capital one just before the deadline and they sent for more info which I had to submit via Resolver. (It's the extra info that didn't go through). I saw the undelvered…
Bank Upholds PPI Complaint then changes mind?
Hi all I put in my PPI complaint a while back. I received a letter from LLoyds dated 9 August saying they have upheld the complaint and would pay me within 28 days. A couple of weeks later I received a letter, dated 20 August, which looked like an automated letter apologising for not having replied to me yet saying they…
PPI New offer received
Hi There, can anyone help? I claimed PPI in 2016 and was paid out (albeit a small amount) in February 2017, I used Chandler Simmons, I paid there invoice and that was the end of it. However i have since received a letter & Cheque from Barclaycard out of the blue with a substantial cheque attached. i have received no…
Can I refuse to pay a claims company their fee??
I am looking for some advice as I have had a LOT of issues with the claims management 'specialist' (using that term loosly) As I have had to do most of the work!! I have now, After nearly 3 month's, Recieved my payment but am extremely annoyed at having to settle their 30% fee when I have recorded so many issues with them…

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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Reclaim PPI & other insurance

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