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Barclays Mortgage/BarclayCard & Loan PPI
Hi all, So just before the PPI deadline arrived, I received a letter from Barclays stating that I had PPI on previously held accounts- Mortgage, Loan, Overdraft and Barclaycard that I had were between 2000 - 20005 it invited me to complete some further information online which I did and the reasons I gave was that I was…
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2nd chance for ppi
Hi Long story short is I previously,to my error, used the claims guys to win a PPI claim & paid the huge fee but now I have checked with my bank just before the deadline to see if something was missed & it seems they have come back with something they missed in error, however i did this all myself (lesson learned) but I…
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Stuck between issuers - what to do?
Hi all, I was wondering if you could shine some light on my current situation. A few days before the deadline I submitted a claim request to Citi using their online PPI form for a credit card I had with them about ten years ago. I have all the paperwork showing I did indeed have PPI on my card and I paid for this monthly.…
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Ppi cmc hassle - but no contract - advice please
Hello, sorry for long post, but trying to include as much information as possible. A couple of months ago my wife filled in an initial speculative PPI form with a CMC called Allay. It was just one of those initial things, fill in the form to see if you are owed any PPI. After that she received unending nuisance texts,…
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Reclaiming Tax paid on PPI payout
Hi all! Thanks for any input and help! I was successful a PPI claim on behalf of my partner back in 2017 against Bank of Scotland. It was a pretty interesting case I think. My partner had been paying PPI for a long time following a postal application credit card which was deficient in information and involved no assessment…
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PPI : R40 Form : Now underpaid tax
I had a number of successful PPI claims made last year and heard that you could claim back tax using the R40 form. I filled in the figures and sent to good ole HMRC. A week later I got a letter stating that I now owe them £2600. One thing to be aware of is, if the Interest paid to you plus your salary, puts you into a…
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PPI claim
A claims company handling a claim for me has now informed me that the company who issued the protection ( British Credit Trust) has gone into liquidation. Can I persue this any further on my own ,and if so what suggestions are there for me to do this? Thanks in advance
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Can i go direct now claim has been submitted
Hi. I have submitted my PPI claim before the deadline and I mistakenly went through Which. Now that I have been advised I am entitled to claim monies back can I go direct to the banks to continue my claim or do I have to continue my claim through Which who I originally went through to apply?
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Anyone know if travel insurance will pay out if you have to stay to look after a sick pet?
I should be in Hong Kong today. My wife and I were due to fly out yesterday. But one of our cat's was ill. I took him to the vet and was told that he needed to be watched for 24/48 hours and taken back if he got any worse. So my wife took the flight and I stayed at home. I have RAC Black multi trip insurance. I've read all…
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Claims management company claimed on my behalf without asking and now want a cut?
I’ve had success in the past claiming PPI from both Lloyds (£7.5k) and Barclaycard (£2.5k). I never bothered with claims companies, just filled in the forms on the bank websites. Last week I received a letter from Lloyds saying they’d upheld my PPI mis-selling complaint. This was a bit out of the blue as my original claim…
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WFAC claiming fee after over 3 years
I submitted PPI complaints over 3 years ago and had most pay out. One of my complaints came back from Barclaycard stating no PPI so no further action was taken. Forward 3 1/2 years and Barclaycard wrote to tell me they had given me incorrect information and that there was in fact PPI on the account and to claim I would…
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Claim re: Interest only mortgage
I received an email from Mortgage.claims about claiming if you had an interest only mortgage from 2004. Is this possible? Would i just contact the lender?
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PPI Refund Santander/Debenhams
I contacted Santander PPI Helpline some weeks ago, explained to helpful operator my reasons for claiming PPI from a Debenhams Card Account used only occasionally. I received a questionnaire asking for further information which was straightforward and posted back. A letter arrived beginning of April upholding my claim and…
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Injured before holiday
Hello, so I triped and fell whilst out running 2 weeks ago and have been working from home for the last two weeks. I can't bend my left knee so i can't drive and walking is hard. I did phone my holiday insurance about this but they said they need to know the diagnostics before they can do anything. I can see why they are…
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Complaint management companies - what authority do they need to represent you?
I have successfully complained about my own PPI some time ago, but am currently managing the affairs of an elderly relative, under the terms of an LPA. He/I (his mail is forwarded to me) received in the post today a cheque in respect of a PPI settlement amount from an organisation I had filed away as not active and not of…
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Littlewoods ppi delay
It’s over the 56 week period so to I rang shop direct and they said there’s a delay and they haven’t investigated yet... Anyone experienced this ?
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Nationwide Plevin complaint
Hi, I have had a mortgage with Nationwide since year 2000. We have had mortgage payment protection this whole time. I have made a complaint about non-disclosure of commission. Nationwide gave today sent a letter stating that the mortgage policy is "outside the scope of the FCA's rules and guidance for non-disclosure of…
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Claims Guys “no working relationship”
I pursued a PPI claim through The Claims Guys (I know I could/should have done it myself!) In April they told me they’d found PPI on a car loan (hire purchase) with Vauxhall from June 2002. I managed to find the original paperwork and sent this in. I had paid about £120 at the time. I heard nothing more so chased in May…
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Rules/time limit on double pay out, incorrect payment from bank etc
Hi guys, I’m not sure if this is correct but I’ve read somewhere that if a bank pays you twice in error (e.g double PPI payout ) or makes an incorrect payment (e.g an overpayment of PPI In error ), the bank has up to 6 years to get the money back. If it’s more than 6 years, then the bank can not get their money back. Is…
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PPI refused but I have 3 documents with proof.
Hi all, submitted my claim for misold PPI. I have a loan document showing this sum monthly payments etc another 2 outlining monthly PPI but the bank concerned I dont have enough evidence. Documents show account numbers and payments even the customer assistants signature. I used resolver to submit the complaint. I was an am…
