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Nationwide Plevin complaint
Hi, I have had a mortgage with Nationwide since year 2000. We have had mortgage payment protection this whole time. I have made a complaint about non-disclosure of commission. Nationwide gave today sent a letter stating that the mortgage policy is "outside the scope of the FCA's rules and guidance for non-disclosure of…
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Claims Guys “no working relationship”
I pursued a PPI claim through The Claims Guys (I know I could/should have done it myself!) In April they told me they’d found PPI on a car loan (hire purchase) with Vauxhall from June 2002. I managed to find the original paperwork and sent this in. I had paid about £120 at the time. I heard nothing more so chased in May…
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Rules/time limit on double pay out, incorrect payment from bank etc
Hi guys, I’m not sure if this is correct but I’ve read somewhere that if a bank pays you twice in error (e.g double PPI payout ) or makes an incorrect payment (e.g an overpayment of PPI In error ), the bank has up to 6 years to get the money back. If it’s more than 6 years, then the bank can not get their money back. Is…
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PPI refused but I have 3 documents with proof.
Hi all, submitted my claim for misold PPI. I have a loan document showing this sum monthly payments etc another 2 outlining monthly PPI but the bank concerned I dont have enough evidence. Documents show account numbers and payments even the customer assistants signature. I used resolver to submit the complaint. I was an am…
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Ppi claim rejected
Evening all, I need some advise. Basically first of all Blackhorse rejected my claim about a year ago and then wrote me couple of months back stating that they made a mistake and I may have Ppi and need further four weeks to investigate, so they wrote to me again advising they need a further 8 weeks so today I received a…
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PPI tax
Please can anyone help I am trying to fill in tax claim for PPI refund Tax office not much help!!! :exclamati:exclamati:exclamati:shocked::shocked::shocked:
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Ppi refused despite 3 documents showing proof
Hi all, submitted my claim for misold PPI. I have a loan document showing this sum monthly payments etc another 2 outlining monthly PPI but the bank concerned I dont have enough evidence. Documents show account numbers and payments even the customer assistants signature. I used resolver to submit the complaint. I was an am…
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ReclaimPPI.co.uk based question
Hi there. I've been helping my parents with their PPI claims. Unfortunately they waited until the very last minute to tell me about them. I went with ReclaimPPI.co.uk because of the lack of time and their flat fee, etc. My parents have paperwork for two loans. They are with Abbey National, and Alliance and Leicester. Both…
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Can anyone take out buildings insurance
Need advice. It is my understanding that only the owner of a property can take out buildings insurance? I own my house, no mortgage and i hold it as freehold. I pay a service charge to a property building company who own the shared courtyard which i use in common with 3 other properties. They do not own my house. They have…
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Capital One offered me £25 but dont think this is right - what do I do?
I claimed PPI from Capital One for a credit card- the claim was upheld but last week I got a letter from them saying all I am due is £25. I have had the card for the last 16 years and PPI has been in place the entire time (without me knowing it). The amount seems really low considering how long I have had the card. What…
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Claim Yours Limited - They have £5500 for me?
I received a cold call (first warning sign) from a company called, 'Claim Yours Limited' (Google shows it's a legit registered company). Nice woman explained they have successfully claimed some money for me from Barcley card for a PPI Claim. Alot of maths later and apparently theres just under £5500 for me. She explained…
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PPI "Goodwill" Payment
Hi. I'd really appreciate some advice please. I've had a look but I can't see any threads that might help me with my question. In 2008 I bought a car from a certain well known company. I was sold PPI at the time, told that should I ever become ill or unable to pay this policy would cover my payments. I had been ill the…
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Person dies whilst waiting for PPI
My husband passed away 6 weeks ago and I received a letter the day after death advising he was entitled to a refund. They have requested his signature to make payment. I have informed them of his death submitting death certificate and copy of his will. I am the sole beneficiary and the claim was made well before he died. I…
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PAYM text message
I have received a text from PAYM and, having never received this before or know what this is, I'd like to ask if it's a legit text message? The text message stated that someone was trying to send me some money and there was a link to the website. Unfortunately at first glance I thought it was spam and have deleted it. I…
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Myppirefund
I received an email from Myppirefund today stating I owed them £551 as they stated they helped my claim £2221. I contacted them early this year regarding investigating outstanding PPI. I received forms from them to send off to companies I may have had PPI matters with. As a side note the forms were actually filled out by…
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Claiming back tax paid on payouts ...
Hi, I’ve seen people mention on here previously about claiming the money back they were taxed on a payout. I was taxed on a recent payout for a missold package account , do I claim the tax back ?
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Statute barred debt and ppi
Hello, I wonder if anybody could help, I have 2 statute barred debts. If I made an enquiry for ppi refund through a 3rd party, would this mean that the debt would be "live" again? I appreciate of course that anything claimed would likely be used to reduce the debt. Any advise would be appreciated
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Is my case worth an FOS Complaint?
I have had a claim against MBNA open since May 2019 and they have now written to me suggesting the case may take a further 28 days to conclude. Any point in complaining to the FOS as this is likely to take a fair while when they investigate. Thanks
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Red Star Invoice...
Good afternoon, I have a number of questions if someone would be kind enough to help me out. Firstly, I got a letter from Barclays a week ago saying that although my previous claim back in Sept 2017 had been declined that they had in fact made an error and I was due compensation (good news) they also said that as I'd used…
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PPI claim partially upheld - what next?
Good afternoon, Using the excellent guides on MSE, I managed to submit a number of complaints regarding mis-sold PPI. Most were dead ends, but with HSBC I had two Cardholder Repayment Protector products that were investigated and I received notification last week that one claim has been rejected and one has been upheld.…
