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Paid two separate PPI's on one mortgage
Hi,for the last 20 years we have held a PPI policy with legal and general for our mortgage. This was set up by a L&G broker at the time we took out our endowment mortgage with L&G. One year later in 2000 we switched mortgages to Direct Line and the Legal and General PPI on our mortgage continued. This morning I received a…
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Over and out – now the PPI deadline's passed, we're celebrating your reclaim successes
It's almost two weeks now since the PPI deadline passed. And here at MSE Towers, we're feeling a little out of sorts. Like that period between Christmas and New Year when you don't know what day it is, and feel like you've actually morphed into a turkey and cranberry sauce sandwich... We've fought your corner for such a…
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HSBC - Awaiting Decision
I had a call (an expected call confirmed by text) last Friday from HSBC regarding a credit card that I had with them in 2001, wanted to confirm some details and asked where I took out the policy - guessed as in branch but as I didn't even know I had a policy, I said that I obviously couldn't say for sure! Anyhow, they said…
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Packaged bank account guidance
Hello, I recently made a claim for a mis sold packaged bank account. I was sold the account in 2009 over the telephone. The bank have come back to me to say they will not look into euclaim as it happened more than 6 years ago and also, they sent me an annual reminder of the benefits since 2014. I went into branch to cancel…
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PPI Questionaire
Hi Looking for some help if possible. I sent a letter to Cooperative Bank (formerly Britannia) to check if I had had PPI on my mortgage, I didnt believe I had but thought best to check. Turned out I had so I used online form to log a complaint. That was 07/08/19, they sent an acknowledgment but no PPI questionaire, I…
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PPI on Statute Barred debt?
Hi, I remember having ppi on a debt that is now statute barred status. If I claim ppi will the statute barred status go away? For the borrower to be eligible for ppi does the borrower has to fully pay the debt 1st?
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Ppi
Hi, I'm new here so please excuse my ignorance if this question has been answered hundreds of times before......... I used company called Fast track to investigate if I had paid PPI with several banks and CC companies. I've been advised by them that I have paid PPI (unknown to me) to Santander. Once they had established…
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Bank charges reclaim 2019
Please move if this is in the wrong place. Bank Charge reclaim 2019. I firstly did try and use the search function but I wasn’t allowed strangely. Basically I am looking to file a charges claim against my bank with charges going back to 2004. The period was about 6 years with charges totalling over £3k. I know it’s a lot…
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Next - Phoenix Group - PPI - SAR
Hi, My sister has started a PPI claim against Next (using Resolver). She has had a letter from Phoenix Group asking her to complete a Letter of Authority for a subject access request from "third parties". The problem is that the letter does not specifically name the third parties and therefore seems to be fairly broad…
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Barclaycard PPI Rejected
Hi, Sorry if this has been answered a millions times before. I'm a regular reader of the site but rarely check the forums. I complained with Barclays/Barcalycard about PPI being mis-sold to me using their online form. I used to bank for many years with Barclays, so I had 4 claims with them. I was fairly generic with the…
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Barclays Mortgage/BarclayCard & Loan PPI
Hi all, So just before the PPI deadline arrived, I received a letter from Barclays stating that I had PPI on previously held accounts- Mortgage, Loan, Overdraft and Barclaycard that I had were between 2000 - 20005 it invited me to complete some further information online which I did and the reasons I gave was that I was…
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2nd chance for ppi
Hi Long story short is I previously,to my error, used the claims guys to win a PPI claim & paid the huge fee but now I have checked with my bank just before the deadline to see if something was missed & it seems they have come back with something they missed in error, however i did this all myself (lesson learned) but I…
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Stuck between issuers - what to do?
Hi all, I was wondering if you could shine some light on my current situation. A few days before the deadline I submitted a claim request to Citi using their online PPI form for a credit card I had with them about ten years ago. I have all the paperwork showing I did indeed have PPI on my card and I paid for this monthly.…
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Ppi cmc hassle - but no contract - advice please
Hello, sorry for long post, but trying to include as much information as possible. A couple of months ago my wife filled in an initial speculative PPI form with a CMC called Allay. It was just one of those initial things, fill in the form to see if you are owed any PPI. After that she received unending nuisance texts,…
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Reclaiming Tax paid on PPI payout
Hi all! Thanks for any input and help! I was successful a PPI claim on behalf of my partner back in 2017 against Bank of Scotland. It was a pretty interesting case I think. My partner had been paying PPI for a long time following a postal application credit card which was deficient in information and involved no assessment…
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PPI : R40 Form : Now underpaid tax
I had a number of successful PPI claims made last year and heard that you could claim back tax using the R40 form. I filled in the figures and sent to good ole HMRC. A week later I got a letter stating that I now owe them £2600. One thing to be aware of is, if the Interest paid to you plus your salary, puts you into a…
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PPI claim
A claims company handling a claim for me has now informed me that the company who issued the protection ( British Credit Trust) has gone into liquidation. Can I persue this any further on my own ,and if so what suggestions are there for me to do this? Thanks in advance
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Can i go direct now claim has been submitted
Hi. I have submitted my PPI claim before the deadline and I mistakenly went through Which. Now that I have been advised I am entitled to claim monies back can I go direct to the banks to continue my claim or do I have to continue my claim through Which who I originally went through to apply?
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Anyone know if travel insurance will pay out if you have to stay to look after a sick pet?
I should be in Hong Kong today. My wife and I were due to fly out yesterday. But one of our cat's was ill. I took him to the vet and was told that he needed to be watched for 24/48 hours and taken back if he got any worse. So my wife took the flight and I stayed at home. I have RAC Black multi trip insurance. I've read all…
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Claims management company claimed on my behalf without asking and now want a cut?
I’ve had success in the past claiming PPI from both Lloyds (£7.5k) and Barclaycard (£2.5k). I never bothered with claims companies, just filled in the forms on the bank websites. Last week I received a letter from Lloyds saying they’d upheld my PPI mis-selling complaint. This was a bit out of the blue as my original claim…
