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Reclaiming late husband’s tax on PPI
I am claiming the tax back on PPI that I have successfully been awarded. My income has always been below the tax threshold . My question is, when I successfully reclaimed PPI for my late husband’s cards etc, tax was taken off at 20%. Can I claim back the 20% or should it have been 8%? Thank you.
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Hsbc not paying my PPI redress of £20,000
So, after receiving a letter from HSBC confirming the redress of £20,000 would be paid within 4 weeks, it hasn't! I called yesterday and they said they hadn't received the documents from the local branch in Brighton 4 weeks ago. Strange therefore that the interest on the account of almost £2000 has been paid to HMRC on my…
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PPI Claim Refused
I took out a loan in 1994, just before the sale of PPI was regulated. Central Trust who the loan was with have said because it wasn't regulated I cant make a claim for mis-sold PPI and consider the case closed. I know it was mis-sold as my partner was self-employed at the time but we were told we could only have the loan…
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Santander claiming not Data Controller
We’ve had a letter from Santander stating they are not the data controller for Byte Computers and to redirect out ppi claim to them. Has anyone come across this before? The ppi was on Lombard Tricity Finance statements, which according to frc is Santander. Of course the letter has no return email address just a generic…
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Smallest overdraft Barclay's did 1999-2000?
Hi Guys, The title is the question but let me give you some context. I like many others in the last minute rush to log a PPI complaint before the deadline went through everything i have bank / loan / CC wise for the last 20 years. PPI complaints are being looked into now and i'm waiting for decisions. Anyway while i was…
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Success after your advice!
After taking your advice on the website I’ve just been successful in getting £146 compensation for PPI on my old Lloyd’s credit card. 👍
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PPI & Employmenr
Hi, I had a loan with Halifax in 1992 and we paid PPI on it. Halifax have confirmed I paid PPI but have rejected my complaint as I made an error as to whom my employer was. It was a long time ago and yes now I’ve looked up some paperwork, I was wrong. I said I was employed by the Firebrigade when Infact it was the MOD (…
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Ppi upheld but no refund
UKAR upheld my claim for PPI on my endowment mortgage but stated that as the policy acquired a maturity value in the time it was in force that must be off-set against the losses and consequently there has been no financial loss and no redress payable. Can this be correct? The policy was expected to provide a favourable…
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Virgin / MBNA PPi HELP!
Hello. I need some help & advice please. I made a PPi complaint to Virgin Money for a card account which dates back to 2002. Virgin wrote back to say responsibility passed to MBNA. MBNA wrote to say they were investigating with the right account number. Then wrote back a month later to say there was no PPi on the account!,…
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PPI scammers still calling more than a month after the reclaiming deadline - MSE News
MoneySavers are continuing to receive scam PPI calls from fraudsters - even though the reclaiming deadline for most people was more than a month ago...Read the full story: 'PPI scammers still calling more than a month after the reclaiming deadline' Click reply below to discuss. If you haven’t already, join the forum to…
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PPI 0ffer
Hi All i recently applied for a PPI under the guidance of this website, i received an offer from the bank but am unsure if I should accept the offer as I do not know how much I paid for the PPI. The loan was over 10 years ago and my credit check no longer holds this information. I threw away paperwork regarding this loan…
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Is it worth trying the Ombudsman?
Made a PPI claim to Bank of Ireland re: mortgage. They have come back to say that on that particular mortgage PPI was never offered by themselves. However they have admitted that they did offer a referral to Legal and General PPI at the time. Is my claim dead in the water or could I go back to them and pull them up on the…
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Santander said I never had PPI, I have now found the evidence but deadline passed
Back in 2015 I did a PPI claim/check with Santander and they told me that I never had PPI. Today I found the original loan agreement signed by both me and the branch and PPI details and correspondence and all the figures etc. (It was Abbey National Personal Loan with PPI back in 1992) Obviously missed the deadline however…
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Ingram Toft
Not sure if this is the correct place to put this really. I used Ingram Toft to put a claim against Sunny. They were successful and I received an email in late August to say they had made an offer and would I like to accept. I responded to say I was away currently and would look at it properly when I was back home. Ingram…
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Paid two separate PPI's on one mortgage
Hi,for the last 20 years we have held a PPI policy with legal and general for our mortgage. This was set up by a L&G broker at the time we took out our endowment mortgage with L&G. One year later in 2000 we switched mortgages to Direct Line and the Legal and General PPI on our mortgage continued. This morning I received a…
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Over and out – now the PPI deadline's passed, we're celebrating your reclaim successes
It's almost two weeks now since the PPI deadline passed. And here at MSE Towers, we're feeling a little out of sorts. Like that period between Christmas and New Year when you don't know what day it is, and feel like you've actually morphed into a turkey and cranberry sauce sandwich... We've fought your corner for such a…
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HSBC - Awaiting Decision
I had a call (an expected call confirmed by text) last Friday from HSBC regarding a credit card that I had with them in 2001, wanted to confirm some details and asked where I took out the policy - guessed as in branch but as I didn't even know I had a policy, I said that I obviously couldn't say for sure! Anyhow, they said…
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Packaged bank account guidance
Hello, I recently made a claim for a mis sold packaged bank account. I was sold the account in 2009 over the telephone. The bank have come back to me to say they will not look into euclaim as it happened more than 6 years ago and also, they sent me an annual reminder of the benefits since 2014. I went into branch to cancel…
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PPI Questionaire
Hi Looking for some help if possible. I sent a letter to Cooperative Bank (formerly Britannia) to check if I had had PPI on my mortgage, I didnt believe I had but thought best to check. Turned out I had so I used online form to log a complaint. That was 07/08/19, they sent an acknowledgment but no PPI questionaire, I…
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PPI on Statute Barred debt?
Hi, I remember having ppi on a debt that is now statute barred status. If I claim ppi will the statute barred status go away? For the borrower to be eligible for ppi does the borrower has to fully pay the debt 1st?
