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PPI 0ffer
Hi All i recently applied for a PPI under the guidance of this website, i received an offer from the bank but am unsure if I should accept the offer as I do not know how much I paid for the PPI. The loan was over 10 years ago and my credit check no longer holds this information. I threw away paperwork regarding this loan…
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Is it worth trying the Ombudsman?
Made a PPI claim to Bank of Ireland re: mortgage. They have come back to say that on that particular mortgage PPI was never offered by themselves. However they have admitted that they did offer a referral to Legal and General PPI at the time. Is my claim dead in the water or could I go back to them and pull them up on the…
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Santander said I never had PPI, I have now found the evidence but deadline passed
Back in 2015 I did a PPI claim/check with Santander and they told me that I never had PPI. Today I found the original loan agreement signed by both me and the branch and PPI details and correspondence and all the figures etc. (It was Abbey National Personal Loan with PPI back in 1992) Obviously missed the deadline however…
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Ingram Toft
Not sure if this is the correct place to put this really. I used Ingram Toft to put a claim against Sunny. They were successful and I received an email in late August to say they had made an offer and would I like to accept. I responded to say I was away currently and would look at it properly when I was back home. Ingram…
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Paid two separate PPI's on one mortgage
Hi,for the last 20 years we have held a PPI policy with legal and general for our mortgage. This was set up by a L&G broker at the time we took out our endowment mortgage with L&G. One year later in 2000 we switched mortgages to Direct Line and the Legal and General PPI on our mortgage continued. This morning I received a…
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Over and out – now the PPI deadline's passed, we're celebrating your reclaim successes
It's almost two weeks now since the PPI deadline passed. And here at MSE Towers, we're feeling a little out of sorts. Like that period between Christmas and New Year when you don't know what day it is, and feel like you've actually morphed into a turkey and cranberry sauce sandwich... We've fought your corner for such a…
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HSBC - Awaiting Decision
I had a call (an expected call confirmed by text) last Friday from HSBC regarding a credit card that I had with them in 2001, wanted to confirm some details and asked where I took out the policy - guessed as in branch but as I didn't even know I had a policy, I said that I obviously couldn't say for sure! Anyhow, they said…
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Packaged bank account guidance
Hello, I recently made a claim for a mis sold packaged bank account. I was sold the account in 2009 over the telephone. The bank have come back to me to say they will not look into euclaim as it happened more than 6 years ago and also, they sent me an annual reminder of the benefits since 2014. I went into branch to cancel…
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PPI Questionaire
Hi Looking for some help if possible. I sent a letter to Cooperative Bank (formerly Britannia) to check if I had had PPI on my mortgage, I didnt believe I had but thought best to check. Turned out I had so I used online form to log a complaint. That was 07/08/19, they sent an acknowledgment but no PPI questionaire, I…
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PPI on Statute Barred debt?
Hi, I remember having ppi on a debt that is now statute barred status. If I claim ppi will the statute barred status go away? For the borrower to be eligible for ppi does the borrower has to fully pay the debt 1st?
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Ppi
Hi, I'm new here so please excuse my ignorance if this question has been answered hundreds of times before......... I used company called Fast track to investigate if I had paid PPI with several banks and CC companies. I've been advised by them that I have paid PPI (unknown to me) to Santander. Once they had established…
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Bank charges reclaim 2019
Please move if this is in the wrong place. Bank Charge reclaim 2019. I firstly did try and use the search function but I wasn’t allowed strangely. Basically I am looking to file a charges claim against my bank with charges going back to 2004. The period was about 6 years with charges totalling over £3k. I know it’s a lot…
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Next - Phoenix Group - PPI - SAR
Hi, My sister has started a PPI claim against Next (using Resolver). She has had a letter from Phoenix Group asking her to complete a Letter of Authority for a subject access request from "third parties". The problem is that the letter does not specifically name the third parties and therefore seems to be fairly broad…
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Barclaycard PPI Rejected
Hi, Sorry if this has been answered a millions times before. I'm a regular reader of the site but rarely check the forums. I complained with Barclays/Barcalycard about PPI being mis-sold to me using their online form. I used to bank for many years with Barclays, so I had 4 claims with them. I was fairly generic with the…
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Barclays Mortgage/BarclayCard & Loan PPI
Hi all, So just before the PPI deadline arrived, I received a letter from Barclays stating that I had PPI on previously held accounts- Mortgage, Loan, Overdraft and Barclaycard that I had were between 2000 - 20005 it invited me to complete some further information online which I did and the reasons I gave was that I was…
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2nd chance for ppi
Hi Long story short is I previously,to my error, used the claims guys to win a PPI claim & paid the huge fee but now I have checked with my bank just before the deadline to see if something was missed & it seems they have come back with something they missed in error, however i did this all myself (lesson learned) but I…
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Stuck between issuers - what to do?
Hi all, I was wondering if you could shine some light on my current situation. A few days before the deadline I submitted a claim request to Citi using their online PPI form for a credit card I had with them about ten years ago. I have all the paperwork showing I did indeed have PPI on my card and I paid for this monthly.…
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Ppi cmc hassle - but no contract - advice please
Hello, sorry for long post, but trying to include as much information as possible. A couple of months ago my wife filled in an initial speculative PPI form with a CMC called Allay. It was just one of those initial things, fill in the form to see if you are owed any PPI. After that she received unending nuisance texts,…
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Reclaiming Tax paid on PPI payout
Hi all! Thanks for any input and help! I was successful a PPI claim on behalf of my partner back in 2017 against Bank of Scotland. It was a pretty interesting case I think. My partner had been paying PPI for a long time following a postal application credit card which was deficient in information and involved no assessment…
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PPI : R40 Form : Now underpaid tax
I had a number of successful PPI claims made last year and heard that you could claim back tax using the R40 form. I filled in the figures and sent to good ole HMRC. A week later I got a letter stating that I now owe them £2600. One thing to be aware of is, if the Interest paid to you plus your salary, puts you into a…
