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PPI, bankruptcy and being charged!
Hi there, I'm in a situation and have been stupid I think. I was approached months ago by a PPI company and thinking I had nothing to lose, signed the forms and agreed to go with it. I then read somewhere that if PPI relates to a time one has been bankrupt then you aren't eligible to receive any money. Shortly after this I…
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PPI and DWP
Apologies if this has been asked before. I have found out today that I will be receiving a PPI payout approx £2600, £1600 is gross interest which I know I have to declare to DWP as I receive tax credits. I used a claim company and will have to pay them over £600 from the total amount I receive. My question is do I declare…
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Ppi dispute
I have successfully complained ppi from at least half a dozen banks due to the fact that I received full sick pay and never consented to ppi insurance be it an application online or over telephone. One recent bank in particular has rejected my complaint under Plevin as my account was closed beforehand in 2004. They even…
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Joint PPI Claim
HI, my wife made a complaint on a PPI that has came back as upheld. What we didn't know is that it was in joint names so they have halfed the amount given to her. They did say in the letter they would contact me but rather than that happening I am going to give them a call. Before doing so I was just wanting to get my…
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Beneficial Loan PPI Claim Not Up Held
Hi All, I recently had a Beneficial Bank PLC loan from 1996 PPI claim not up held. I’m waiting for the letter confirming this. The documents I sent them was a loan agreement form, which shows the PPI cost as a separate amount and the monthly payment for that. The claim wasn’t upheld because they require statements that…
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Allay £50 late fee letter
Hi, My husband is a berk - he gave in to endless phone calls from Allay Claims, despite being self employed and not having knowingly ever had PPI because of this. It turns out he had some sort of money owed and two months (max) or so ago he received a letter saying he would shortly receive a settlement cheque for something…
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Harringtons Advisory???
Hi, I've been contacted by a company called Harringtons Advisory based in Bury, who tell me that I am on their list of people who are owed PPI. I have no idea what loan/credit card this may relate to so it's not something I can claim back myself as I wouldn't know where to start. So, at the moment I don't think I'm owed…
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HSBC PPI query
Hi all I have received a credit in my bank account marked HSBC redress account. I haven't received any paperwork regarding it yet, but can anyone tell me if this is a real payment and not a scam? I really need this money to sort put some debts, but am scared to spend it. TIA
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PPI claim rejected: policy “in creation”
Hi all I’ve heard back on a mortgage SPPI complaint that it is being rejected because the policy remained “in creation” and never went live. I’m confused - I have a policy number and if it never went live, that’s their mistake surely? I was still missold and the premiums would have been priced into my payments, whether or…
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ppi barclays woolwhich building society regected
Hi all if anyone can help i would be grateful , I have put in a complaint with Barclays who initially said we did not have a mortgage with them ( Woolwich), from 1997 to 2002 ,after i insisted we did and gave the account number they then wrote to me to apologise and were investigating , this too over three months and…
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PPI missed deadline.
Can we still claim PPI? We used a PPI claim company in 2018 to check if we had ever paid PPI on various accounts. At that time we were living in Spain and all our belongings were in storage, so we had no access to account numbers etc. One of the companies was Dorothy Perkins and they claimed that they could not find any…
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Awaiting payment
Hi all I’ve been successful in a ppi claims it’s just over £2000 I accepted the sum and sent back the letter on 4th of September, said will be paid out in 28 days , the 28 days have came and gone so called them up to be told there’s a delay in payment can’t give me a timescale ? Has anyone else had this problem :(
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PPI rejected for 30 day cancellation?
Hey I have a PPI claim with has been rejected under their reasons of '30 Day Cancellation - No Premiums Paid or Premiums Refunded' Is this allowed under PPI claim law? I mean can the bank do this? Should I just accept? What to do? I have a signed Loan certificate which includes PPI from 2001, does this not mean I have had…
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Blackhorse challenge ppi
Hi I'm hoping someone can help me I took out a loan in 2006 -2008 was most definitely mis sold ppi I have paperwork showing that I turned it down but yet still put on. In june 2019 I sent off paperwork to claim it back, blackhorse have come back saying they contacted me in 2013 to advise me to claim then & as it's now over…
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PPI and IVA
My wife and I finished our Iva with full and final settlement in 2014, Took out Iva with a well known company recommended by citizens advice. Got our Iva closure certificate mid 2014, Between 2014 and 2016 ppi claims company searched all my accounts, and announced in mid 2016 their search was completed, successfully…
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Ppi/asu
Hi I requested information from HFC Bank to see if i had PPI - just received back a statement from HSBC (only a statement no cover letter) regarding my second mortgage/secured loan taken out in March 2002 (paid off in full November 2004). It states at the top Payment Protection Insurance: No But at the begining of the…
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Bank denials until Claim Company involved
For over 3 years and 24 written communication between Lloyds and the Ombudsman our PPI claim was repeatedly denied. Just 6 weeks after involving a claim company Lloyds 'found' we had a valid claim and paid up! We had to pay 20% to the claim company and Lloyds is refusing to refund us this amount., which we feel they…
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Contacted by Tesco directly
Hi I recently made my first PPI claim through a PPI company, and today the company contacted me by phone to inform me that my Tesco Loan PPI claim has been successful. The PPI company went on to tell me that they will now send a letter out to me, which I believe I need to sign and return to them if I accept the deal. I…
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Ombudsman confusion
Hi I sent off a complaint to my bank, complete with loan statement showing amount borrowed and ppi paid. Bank statements showing payments made. Loan was drawn down in 1996. The bank responded and said they didn’t have any of the paperwork and didn’t know my loan amount or ppi ! I sent all the paperwork back again but got…
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Does this claim include my husband ?
Myself and husband didn’t think we could put in a claim for ppi because it had been many many years since taking out any loans we are taking about our first loan as a couple being taken out in 1989 including our first mortgage in 1990 , over the years we had different loans in joint names and credit cards in individual…
