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PPI rejected for 30 day cancellation?
Hey I have a PPI claim with has been rejected under their reasons of '30 Day Cancellation - No Premiums Paid or Premiums Refunded' Is this allowed under PPI claim law? I mean can the bank do this? Should I just accept? What to do? I have a signed Loan certificate which includes PPI from 2001, does this not mean I have had…
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Blackhorse challenge ppi
Hi I'm hoping someone can help me I took out a loan in 2006 -2008 was most definitely mis sold ppi I have paperwork showing that I turned it down but yet still put on. In june 2019 I sent off paperwork to claim it back, blackhorse have come back saying they contacted me in 2013 to advise me to claim then & as it's now over…
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PPI and IVA
My wife and I finished our Iva with full and final settlement in 2014, Took out Iva with a well known company recommended by citizens advice. Got our Iva closure certificate mid 2014, Between 2014 and 2016 ppi claims company searched all my accounts, and announced in mid 2016 their search was completed, successfully…
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Ppi/asu
Hi I requested information from HFC Bank to see if i had PPI - just received back a statement from HSBC (only a statement no cover letter) regarding my second mortgage/secured loan taken out in March 2002 (paid off in full November 2004). It states at the top Payment Protection Insurance: No But at the begining of the…
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Bank denials until Claim Company involved
For over 3 years and 24 written communication between Lloyds and the Ombudsman our PPI claim was repeatedly denied. Just 6 weeks after involving a claim company Lloyds 'found' we had a valid claim and paid up! We had to pay 20% to the claim company and Lloyds is refusing to refund us this amount., which we feel they…
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Contacted by Tesco directly
Hi I recently made my first PPI claim through a PPI company, and today the company contacted me by phone to inform me that my Tesco Loan PPI claim has been successful. The PPI company went on to tell me that they will now send a letter out to me, which I believe I need to sign and return to them if I accept the deal. I…
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Ombudsman confusion
Hi I sent off a complaint to my bank, complete with loan statement showing amount borrowed and ppi paid. Bank statements showing payments made. Loan was drawn down in 1996. The bank responded and said they didn’t have any of the paperwork and didn’t know my loan amount or ppi ! I sent all the paperwork back again but got…
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Does this claim include my husband ?
Myself and husband didn’t think we could put in a claim for ppi because it had been many many years since taking out any loans we are taking about our first loan as a couple being taken out in 1989 including our first mortgage in 1990 , over the years we had different loans in joint names and credit cards in individual…
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Plevin payment shortfall?
Hello Contrary to most advice, instead of doing it myself, I opted to go through Reclaim PPI to sort out my PPI and as a result, received a Plevin payout from Barclaycard for £4.5K back in March. I thought that was the end of it but this month, received an email from Reclaim PPI to say that although I'd already received a…
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PPI question
Hi, I just have a simple question .... The Halifax have sent me a letter saying they have upheld my PPI complaint and that they will be sending me a cheque for the amount owed within 28 days... Is this now a done deal with that letter and that cheque will actually be sent or does it then go through some other process to…
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PPI enquire to Skipton Mortgages now managed by Amber Homeloans
Hi, I had contacted Skipton Mortgages (via Skipton PPI address) about a mortgage that I had with them in 1987. I hadn't heard anything after nearly 8 weeks, so eventually got put through to the right number and was able to confirm who I was and exactly how much I was paying and they were even able to provide me with my…
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Mercantile Bank
Hi, Just wondering if anyone can help, my parents had a couple of loans with a bank called Mercantile their main office she recalls was in Chester but they had a local building in her home town of Northwich Cheshire, she was wanting me to look in to PPI with them but I cant seem to trace anything of them or what became of…
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Small Success but how do I reclaim the tax?
Hi all I've been lucky enough to get a small redress payment from "Canada Square Operations" regarding an Egg card. I've had about £35 in basic rate tax taken off, which I believe I am entitled to claim as I will not earn anywhere near my personal savings amount in interest this tax year. How would I go about claiming?…
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ABC (Agents Balance Care) with Littlewoods
Hi guys, I’ve got my mother’s Littlewoods statements (archive statements) via a SAR and I can see there is a line called “BNPL ABC BAL” which is Buy Now Pay Later Agents Balance Care Balance I.e BNPL=Buy Now Pay Later. ABC=Agents Balance Care BAL=Balance. I’ve looked on some posts on MSE and other sites, and it seems that…
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IVA Advice re: Payday loan reclaim
I've just started an IVA and I have a general question about saving for emergencies etc. So my finances have been scrutinised and it has been decided I have a spare £100 per month to pay my creditors. If I were to manage to save any money per month and put it in a savings account for emergencies (ie., car breakdown or a…
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Mortgage Missold?
Started out thinking that I might be able to look into a particular mortgage we had which we were sure wasn’t calculated correctly. We have a credit showing on the account after the mortgage was paid off. We have queried it a couple of times and was told it wasn’t really there. Then started reading about missold interest…
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PPI claim, how long?
So Lloyd’s contacted us months after we originally asked if we’d unknowingly had ppi added to our mortgage and then saying no, they’d got it wrong and we actually did have it added. Today, in the week we were due to hear after waiting 16 weeks we’ve had another holding letter saying another 8 weeks. I’m beyond angry that…
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Third party wanting money
Good afternoon guys Thank you for accepting me to this group I’m really angry/upset and hope you can help me. In August before ppi deadline I came on to the Martin Lewis helpsite and as there was”free templates” to help, I clicked onto the resolver site and completed the relevant form to escalate my claim... I had one with…
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30 minutes well spent.
One night on holiday while waiting for family to get ready to go out, I put a claim in on every bank on the MSE list, not knowing if I'd even had an account with them. Just got 1st reply, from BOS. they owe me over £10k, which will be paid within 28 days. Only did it ti kill time!
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1,000s of Nationwide customers owed refunds after PPI breaches - MSE News
Nationwide will pay an estimated £2 million in refunds to around 7,000 PPI customers, after it failed to send them important information...Read the full story: '1,000s of Nationwide customers owed refunds after PPI breaches' Click reply below to discuss. If you haven’t already, join the forum to reply.
