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Allay £50 late fee letter
Hi, My husband is a berk - he gave in to endless phone calls from Allay Claims, despite being self employed and not having knowingly ever had PPI because of this. It turns out he had some sort of money owed and two months (max) or so ago he received a letter saying he would shortly receive a settlement cheque for something…
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Harringtons Advisory???
Hi, I've been contacted by a company called Harringtons Advisory based in Bury, who tell me that I am on their list of people who are owed PPI. I have no idea what loan/credit card this may relate to so it's not something I can claim back myself as I wouldn't know where to start. So, at the moment I don't think I'm owed…
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HSBC PPI query
Hi all I have received a credit in my bank account marked HSBC redress account. I haven't received any paperwork regarding it yet, but can anyone tell me if this is a real payment and not a scam? I really need this money to sort put some debts, but am scared to spend it. TIA
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PPI claim rejected: policy “in creation”
Hi all I’ve heard back on a mortgage SPPI complaint that it is being rejected because the policy remained “in creation” and never went live. I’m confused - I have a policy number and if it never went live, that’s their mistake surely? I was still missold and the premiums would have been priced into my payments, whether or…
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ppi barclays woolwhich building society regected
Hi all if anyone can help i would be grateful , I have put in a complaint with Barclays who initially said we did not have a mortgage with them ( Woolwich), from 1997 to 2002 ,after i insisted we did and gave the account number they then wrote to me to apologise and were investigating , this too over three months and…
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PPI missed deadline.
Can we still claim PPI? We used a PPI claim company in 2018 to check if we had ever paid PPI on various accounts. At that time we were living in Spain and all our belongings were in storage, so we had no access to account numbers etc. One of the companies was Dorothy Perkins and they claimed that they could not find any…
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Awaiting payment
Hi all I’ve been successful in a ppi claims it’s just over £2000 I accepted the sum and sent back the letter on 4th of September, said will be paid out in 28 days , the 28 days have came and gone so called them up to be told there’s a delay in payment can’t give me a timescale ? Has anyone else had this problem :(
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PPI rejected for 30 day cancellation?
Hey I have a PPI claim with has been rejected under their reasons of '30 Day Cancellation - No Premiums Paid or Premiums Refunded' Is this allowed under PPI claim law? I mean can the bank do this? Should I just accept? What to do? I have a signed Loan certificate which includes PPI from 2001, does this not mean I have had…
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Blackhorse challenge ppi
Hi I'm hoping someone can help me I took out a loan in 2006 -2008 was most definitely mis sold ppi I have paperwork showing that I turned it down but yet still put on. In june 2019 I sent off paperwork to claim it back, blackhorse have come back saying they contacted me in 2013 to advise me to claim then & as it's now over…
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PPI and IVA
My wife and I finished our Iva with full and final settlement in 2014, Took out Iva with a well known company recommended by citizens advice. Got our Iva closure certificate mid 2014, Between 2014 and 2016 ppi claims company searched all my accounts, and announced in mid 2016 their search was completed, successfully…
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Ppi/asu
Hi I requested information from HFC Bank to see if i had PPI - just received back a statement from HSBC (only a statement no cover letter) regarding my second mortgage/secured loan taken out in March 2002 (paid off in full November 2004). It states at the top Payment Protection Insurance: No But at the begining of the…
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Bank denials until Claim Company involved
For over 3 years and 24 written communication between Lloyds and the Ombudsman our PPI claim was repeatedly denied. Just 6 weeks after involving a claim company Lloyds 'found' we had a valid claim and paid up! We had to pay 20% to the claim company and Lloyds is refusing to refund us this amount., which we feel they…
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Contacted by Tesco directly
Hi I recently made my first PPI claim through a PPI company, and today the company contacted me by phone to inform me that my Tesco Loan PPI claim has been successful. The PPI company went on to tell me that they will now send a letter out to me, which I believe I need to sign and return to them if I accept the deal. I…
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Ombudsman confusion
Hi I sent off a complaint to my bank, complete with loan statement showing amount borrowed and ppi paid. Bank statements showing payments made. Loan was drawn down in 1996. The bank responded and said they didn’t have any of the paperwork and didn’t know my loan amount or ppi ! I sent all the paperwork back again but got…
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Does this claim include my husband ?
Myself and husband didn’t think we could put in a claim for ppi because it had been many many years since taking out any loans we are taking about our first loan as a couple being taken out in 1989 including our first mortgage in 1990 , over the years we had different loans in joint names and credit cards in individual…
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Plevin payment shortfall?
Hello Contrary to most advice, instead of doing it myself, I opted to go through Reclaim PPI to sort out my PPI and as a result, received a Plevin payout from Barclaycard for £4.5K back in March. I thought that was the end of it but this month, received an email from Reclaim PPI to say that although I'd already received a…
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PPI question
Hi, I just have a simple question .... The Halifax have sent me a letter saying they have upheld my PPI complaint and that they will be sending me a cheque for the amount owed within 28 days... Is this now a done deal with that letter and that cheque will actually be sent or does it then go through some other process to…
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PPI enquire to Skipton Mortgages now managed by Amber Homeloans
Hi, I had contacted Skipton Mortgages (via Skipton PPI address) about a mortgage that I had with them in 1987. I hadn't heard anything after nearly 8 weeks, so eventually got put through to the right number and was able to confirm who I was and exactly how much I was paying and they were even able to provide me with my…
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Mercantile Bank
Hi, Just wondering if anyone can help, my parents had a couple of loans with a bank called Mercantile their main office she recalls was in Chester but they had a local building in her home town of Northwich Cheshire, she was wanting me to look in to PPI with them but I cant seem to trace anything of them or what became of…
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Small Success but how do I reclaim the tax?
Hi all I've been lucky enough to get a small redress payment from "Canada Square Operations" regarding an Egg card. I've had about £35 in basic rate tax taken off, which I believe I am entitled to claim as I will not earn anywhere near my personal savings amount in interest this tax year. How would I go about claiming?…