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Free PPI
Hi All, I have found two policies I submitted through Resolver to Nationwide/Portman and Lloyds Red Star for Buildings & Contents Insurance and Car Insurance. Both providers said that PPI was given 'free' within the Policy. I have not known any Insurance Companies giving anything 'free', obviously the PPI costs are…
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PPI and right to set-off
Good afternoon. I would like advice from others who have claimed PPI where the bank are suggesting the right to set-off. I have read various other forums, and have read case studies and complaints adjudciated by the financial ombudsman. My situation doesnt seem to have a clear answer. I have made a PPI complaint on a loan…
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PPI Magnum Claims
Hi, I have today been contacted by a company called “Magnum Claims” They have advised the company I claimed my “PPI” through had gone bust. I had made and claim with a company and had never heard back from them. This was some time ago. The lady was calling from Manchester. The telephone number is - !0161 505 1754 I gave…
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Strange Text From PPI Company
To cut a long story short.... I saw a PPI Company on Facebook in July so I signed up and was told I would get a update every week , 4 weeks later after trying to call them and email them I got no response so I thought it was a fake company so I signed up with another company along with my wife. In September I got a update…
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Continual harassment from CMC
Hi, A company who claimed money back for a family member yet have never had any signed T&Cs are continually harassing an elderly relative. For 5 months I have asked on a regular basis for a copy of the signed terms and conditions they should have. Each time I am told it will be sent out but never arrives. Last week I spoke…
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Hsbc ppi
So I made a claim for PPI with the HSBC, I know I had a credit card and loan with them so thought it was worth giving it a go. I then received a letter to say that there was nothing, a few weeks later I received another letter from them to say I had 4 policies with them. I messaged them to say that I didn't think that…
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Allay
Has anybody had any dealings with Allay claims limited? I was contacted by them to say I had submitted an online request for them to check my PPI claims. I had no recollection of this and did not recognise the email address they gave. I have been in contact and stopped any further investigations and in order to stop them…
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PPI Tax and ESA
Hi, sorry for this question, but i cant find an answer and it might not appply to me, but thought I should ask, as I dont like using the food banks. In July 2017, I got a PPI refund, just under £3000, (used to pay off an overdraft if that matters), and paid just over £300 UK Witholding Tax. Am I able to claim this back? If…
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Littlewoods really low payment
Hi I wonder if anyone can give me some advice. I have just received a final settlement from Littlewoods. I had PPI on my account for 12 years between 2002 and 2014 and I would say my average balance was around £600. I never paid the balance off in full so there would always have been an amount on my account between £300…
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PPI help needed
I hope I'm in the correct place. I need help working out PPI on a small loan, front loaded with PPI with super high interest. Loan=750 Ppi=385 Interest=52.9% Term=24 months Monthly payments=71.20 (6 payments made ) This loan was refinanced without additional PPI but obviously my transfer balance is questionable. Refinanced…
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PPI payment yet didn't put in a claim
Hello My partner just received two letters from Allay, stating they had settled her PPI claim against Lloyds and also an invoice for payment. Then a couple of days later she recieved some letters from Lloyds, laying out the PPI compensation payment. On one of the letters from Lloyds it has the Allay reference number. The…
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Experian
Hi all, I'm sure I recall fairly recently that people had success claiming back from Experian. I've realised that they are deducting £14.99 per month from a bank account of mine that had a relatively modest balance and overdraft on it and they have been doing this for about 3 years. I am trying to find the email that I…
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Rbs ppi
My husband put a claim for PPI at RBS in July. He had a letter last week saying they were busy with the backlog. Today I have had a phone call (number withheld) foreign lady saying she was from RBS PPI team and she wanted to know my details for security. I wouldn’t give them to her because she asked for me by name and not…
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67 pence....
Santander have offered me 67 pence in settlement of a claim which I made on the off-chance. It relates to a claim from 1996, and I've long since dumped my records from then so I don't know how much the payments cost me. Santander's latest letter says that they consider the claiim time-barred, hence the 67 pence offer. They…
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Gladstone Brookes
Before the PPI deadline I decided to file a potential PPI claim even though I was convinced that I'd never had PPI but I did it anyway...just in case. I went with Gladstone Brookes. A couple of months passed then I started getting daily calls from the Gladstone Brookes call centre (based in some foreign land) saying that I…
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Mortgage roll number
I had a mortgage with the Halifax from 1988 to 2005 when I moved to my current address. I believe I had PPI on this mortgage. The problem is that I don't have the roll number for it. I have looked everywhere but all my paperwork relating to this has either been thrown away or is at the bottom of a very full loft. I wrote…
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Barclays PPI claim rejected
My wife made 3 PPI claims, before the deadline, against Barclays for loans she took out. One was from Nov 2002 - May 2003, another from May 2003 to May 2008. She has received refunds for these two. The other claim though has been rejected as she didn't complain within the time period advised. This loan was taken out in…
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Claim sales bonus not PPI
This might be quite confusing, but please bear with me! My mum says she remembers hearing something on Martin Lewis' roadshow about being able to claim back the some of the bonus paid to the person selling you the loan in the case that you did not sign up for PPI. I did a lot of searching online before posting here, but…
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Deceased Person SAR and GDPR
Afternoon all, Just wondered if anyone could advise if there is any other legislation under which I could have access to my deceased Mothers bank account records. As apparently Barclays are unable to complete my Data Request as under GDPR process "We are unable to action requests for a deceased person". Signed The Manager…
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PPI Is the offer right & proper...
Hi everyone, New to MSE forum today. I work for a UK bank (16 years now) and so have always avoided PPI claims despite being mis-sold on both loans and credit cards. I have submitted a large number of claims and to date have had very good success considering I did this in late August. My issue today is two fold and any…