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Banks may take until next summer to respond to last-minute PPI claims - MSE News
Some people who tried to reclaim PPI in the run-up to August's deadline may not get a response until summer 2020 due to the huge volume of last-minute complaints, the financial regulator has warned...Read the full story: 'Banks may take until next summer to respond to last-minute PPI claims' Click reply below to discuss.…
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Charges for Endowment with CI
Hi, Would anyone be able to advise on what is the normal or typical charge (%’age) for fees of an endowment policy with critical illness cover? I have recently received my annual statement from my policy provider and they have changed the format in the way the statement is laid out. There are now sections in the statement…
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HSBC bank charge success but making excuses re: PPI
Hi everyone, BANK CHARGES SUCCESS STORY First some good news: after using Resolver to start the claim (but having to follow it through with HSBC repeatedly by post/web because they refuse to accept Resolver comms) I finally was refunded for mis-sold packaged bank account charges to the tune of £1,733.45. Until coming…
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Life Insurance from 80's
Hi I was sold a life insurance policy in 1982 and was advised that it would likely return around £65k. It matured at the of October and was less than 1/3 of what I was verbally advised. Was I mis-sold? Is there any recourse if I was? Regards Simon
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PPI Fee for Deceased Claimant
Hello all My father, an 83 year old man with dementia, let a PPi company do a PPI claim for him. He died shortly after and then claim was approved about a month after his death. I have been dealing with Amex to obtain the PPI refund however the PPI company have been hounding us to pay them their commission even though I've…
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Lloyds PPI claim - Phone Call and then branch interview?
I submitted a complaint, relating to a Cheltenham and Gloucester mortgage from 2004, recently. This has been taken up by Lloyds who sent a letter of acknowledgement and then arranged a telephone interview to discuss my case. This was conducted about 3 weeks ago and was a pretty intense 30 minutes on a Saturday afternoon. I…
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PPI Claim Freemans and Graaton Holdings
I made a PPI claim against my deceased mother's account with Freemans catalogue and they eventually replied asking me to get a letter of Confirmation form the court before they would deal with me. The court clerk was quite clear that they would need to supply an amount to be entered on the letter so I went back to Freemans…
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Responsibility for mis-sold PPI on Currys Credit agreements 1990-2010
Hi guys, I’m wondering if Santander are the only company responsible for any mis-sold PPI on credit agreements with Currys between these dates? Or were there any other finance companies involved in Currys credit agreements during this period? Any help would be greatly appreciated.
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We fight any claim issue
Hi all, about 2 years ago I started various claims with ‘we fight any claim’ one success but mostly a waste of time so I washed my hands of them, anyway I’ve now received a letter claiming that I’ve privately received a ppi claim settlement from a credit card and that I now need to pay the fee due to them, I’ve made NO…
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MSE NEWS: 'I avoided debt thanks to £45,000 in PPI reclaims'
A self-employed IT consultant who was left without work has avoided getting into debt after reclaiming £45,000 in PPI with the help of MoneySavingExpert.com's free PPI reclaim tool....Read the full story: ''I avoided debt thanks to £45,000 in PPI reclaims'' Click reply below to discuss. If you haven’t already, join the…
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Free PPI
Hi All, I have found two policies I submitted through Resolver to Nationwide/Portman and Lloyds Red Star for Buildings & Contents Insurance and Car Insurance. Both providers said that PPI was given 'free' within the Policy. I have not known any Insurance Companies giving anything 'free', obviously the PPI costs are…
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PPI and right to set-off
Good afternoon. I would like advice from others who have claimed PPI where the bank are suggesting the right to set-off. I have read various other forums, and have read case studies and complaints adjudciated by the financial ombudsman. My situation doesnt seem to have a clear answer. I have made a PPI complaint on a loan…
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PPI Magnum Claims
Hi, I have today been contacted by a company called “Magnum Claims” They have advised the company I claimed my “PPI” through had gone bust. I had made and claim with a company and had never heard back from them. This was some time ago. The lady was calling from Manchester. The telephone number is - !0161 505 1754 I gave…
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Strange Text From PPI Company
To cut a long story short.... I saw a PPI Company on Facebook in July so I signed up and was told I would get a update every week , 4 weeks later after trying to call them and email them I got no response so I thought it was a fake company so I signed up with another company along with my wife. In September I got a update…
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Continual harassment from CMC
Hi, A company who claimed money back for a family member yet have never had any signed T&Cs are continually harassing an elderly relative. For 5 months I have asked on a regular basis for a copy of the signed terms and conditions they should have. Each time I am told it will be sent out but never arrives. Last week I spoke…
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Hsbc ppi
So I made a claim for PPI with the HSBC, I know I had a credit card and loan with them so thought it was worth giving it a go. I then received a letter to say that there was nothing, a few weeks later I received another letter from them to say I had 4 policies with them. I messaged them to say that I didn't think that…
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Allay
Has anybody had any dealings with Allay claims limited? I was contacted by them to say I had submitted an online request for them to check my PPI claims. I had no recollection of this and did not recognise the email address they gave. I have been in contact and stopped any further investigations and in order to stop them…
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PPI Tax and ESA
Hi, sorry for this question, but i cant find an answer and it might not appply to me, but thought I should ask, as I dont like using the food banks. In July 2017, I got a PPI refund, just under £3000, (used to pay off an overdraft if that matters), and paid just over £300 UK Witholding Tax. Am I able to claim this back? If…
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Littlewoods really low payment
Hi I wonder if anyone can give me some advice. I have just received a final settlement from Littlewoods. I had PPI on my account for 12 years between 2002 and 2014 and I would say my average balance was around £600. I never paid the balance off in full so there would always have been an amount on my account between £300…
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PPI help needed
I hope I'm in the correct place. I need help working out PPI on a small loan, front loaded with PPI with super high interest. Loan=750 Ppi=385 Interest=52.9% Term=24 months Monthly payments=71.20 (6 payments made ) This loan was refinanced without additional PPI but obviously my transfer balance is questionable. Refinanced…