-
Chances of appealing Santander time-barred decision
I've received two letters from Santander regarding a GE Money Card I had back in 1998. The first admits to PPI being mis sold and on behalf of the insurers AXA France IARD and AXA France Vie offered me £238.60 full settlement against the insurer which I have since received. The second letter says the complaint against…
-
PPI and old loan
Hello I had a loan many years ago well quite a few but the last loan was quite substantial and I had a heart attack and never went back to work so this loan never got repaid. But it looks as though Iv had PPI against it and they have given me a figure. And Iv seen where it says any PPI owing will go against what you still…
-
How to deal with PPI claim when I didn't know I had PPI
I followed the advice on MSE and submitted a PPI claim enquiry before the August 2019 deadline to a number of banks that I could possibly have had PPI with, although I didn't think I had ever taken it out. Most of them came back with a negative trace as expected, but the Royal Bank of Scotland have responded saying I did…
-
Carphone warehouse insurance reclaim.
Hey guys. Just recieved a confirmation email this morning about my carphone warehouse mis sold insurance which is great news. Things is I was contacted by solicitors who said they'd do the hard work etc, I didnt think I'd be due anything so just filled in the forms and sent them off. Now I've had a breakdown of the…
-
Phone conversation on ppi claim 😐
Just had a conversation regarding a claim for PPI with the bank. I filled out a form from money saving expert in August asking if I had PPI . They are investigating a mortgage I took out in 1997.(my first mortgage )They said that MRI was put on the mortgage and ran for 4 years which ended when I moved house and remortgaged…
-
Egg card PPI claim upheld - no enclosed acceptance form
I've just had a PPI complaint upheld from an egg credit card from years ago. Great news but they've asked me to sign and return an acceptance form before they'll send me a cheque. Problem is the form hasn't been enclosed! Has anyone else experienced this? there were no contact details on the letter (surprise!) but it's…
-
Resolver
Many thanks to MSE for making Resolver available. Received decent refund in late 2018 from Barclaycard.
-
Barclays PPI
We put a ppi claim in online with Barclays close to deadline, we heard nothing from the man until 30th December which was a text apologising for the delay and saying they would write soon with more information. We have had nothing further, is anyone else in the same position? Thanks
-
PPI "Re-Sold" Every Time Changes were Made to Cover
Can anyone point me to any discussion on the implications of my PPI provider saying that the PPI was "re-sold" every time any changes were made to the cover? Many Thanks.
-
Ppi claim not uphel by fos - after waiting for months
My claim was against First National Tricity along with Cardiff Pinnacle going back to 1998. After years of going to and from various companies finally contacted FOS last year. FoS said: "Due to the time that has passed since your finance and PPI policy were taken they're limited on the information they still hold. The…
-
Claiming back mis-sold phone insurance policy
I am in the middle of trying to claim back a policy I did not need from the Geek Squad. I was sold it in 2012 and was paying until 2018 when I cancelled it. I have written to them outlining why I should not have been sold the policy and they have replied with some quite intimidating letters (short version is they say that…
-
Lloyds refused ppi for not receiving letters!
So my partner recently submitted a PPI claim for 4 refinanced loans with Lloyds, the first dating back to around 2004. He's just received a response upholding 1 of 4 of the loans. Lloyds are unable to review his complaint regarding the other 3 as they "received it outside the time limit for the submission of a complaint".…
-
Hidenda ppi claim
Looking for advice. I went through Hidenda to reclaim ppi from GE money (something I know now I should have done myself but didn't know at the time). GE money acknowledged the claim in October (I had ppi on a mortgage for 6 years with no knowledge of this at all) and I filled out forms and letters of authority for 4…
-
PPI - Old Loan - barclays BRU
Hi, i have recently received a succesful PPI claim from Barclays. The thing that has me confused, is that the letter says i owe approx £72 and that the account is with their Branch Recovery Unit. There is no contact details for the BRU and i am confused as the account it pertains to should have been closed around 2005, but…
-
HSBC PPI Letter
Looking for some guidance before I potentially shoot myself in the foot. I wrote to HSBC requesting details of any PPI policies before the deadline. I have had a letter back confirming 2 policies from 2000 and 2001. They have also stated that they are treating it as a complaint. They have also asked me to complete a form…
-
Claims guys fees
Hi Long story short is I previously,to my error, used the claims guys to win a PPI claim & paid the huge fee but now I checked with my bank just before the deadline to see if something was missed & it seems they have come back with something they missed in error, however i did this all myself (lesson learned) but I assume…
-
Hall & hanley ppi
Hi there It's been a good year or two since I got the ball rolling with this company to investigate into my PPI reclaims and nothing much has happened with it. I've recently had a questionnaire letter to fill in from Barclays bank and I remember H&H telling me not to fill these out but to get in contact with them instead.…
-
Reclaiming PPI on Old Loans
Hi I was wondering if anyone could advise me. I followed the advice on this website a couple of years ago and wrote to HSBC to find out details of the loans we had had in the past as we could not find the paperwork on them. They wrote back and advised that they found one in 2004 and we successfully reclaimed the PPI. I…
-
Find my PPI or DIY????
Hi all Just before the deadline I applied through a claim company to lodge a claim for PPI. I knew I had PPI c2000 but I had no paperwork or account numbers etc. The claim company have written back to me this week to say they've identified 4 account numbers and I need to fill in some paperwork and sign an agreement for…
-
CRP Claim dismissed can I appeal the decision
I made my application for PPI rather hurriedly on deadline day. I had an Egg credit card when I was employed by Somerfield. I knew I had a claim as I was not told that it had PPI on the card. I filled in the form from the Canada Square website and submitted it myself. On the 26th November they wrote to me and stated that…
