-
PPI and Form R40
Following Martins programme on Monday I am attempting to claim back the tax on an hsbc ppi claim. Their letter states: If I understand it correctly then: 3) Is the amount of interest they've awarded me and is the gross figure. 4) is the amount of tax I paid. A simple deduction of 4 from 3 give the net figure. Have I…
-
Ppi after bankruptcy
Both my husband and I went bankrupt nearly 6 years ago. I thought after five years you were released...anyway last August I decided to chase my ppi and had a small 400 pounds payout which I received. On the back of that success we decided to file in my husband's name. we received a letter yesterday stating that they'd owed…
-
Unfair relationship payments
Hi all. About a year ago I applied for a ppi claim through a company called consumer claims. The claim was against black horse who financed a motorcycle. Consumer claims tried to claim ppi back but to no avail. They wanted more info on the loan etc, account numbers etc,which I could not provide as the loan was taken out in…
-
So do I have a case?????
Received this from FindyourPPI who have been dealing with my PPI claim for an Egg credit card that then became Barclays. The email (below) does state that Barclays have confirmed that they have identified PPI on my credit agreement. Does this mean I have a claim? and if so what is my next move? as I've been waiting many…
-
Worldwide travel insurance through Lloyds bank account
I recently had an accident on holiday in Guadeloupe and suffered a badly broken shoulder. I was taken to the local hospital by ambulance and admitted. The next day I called Lloyds to advise them of my injury, and they said they would arrange assistance, translators etc, and check the hospital was up to standard. They then…
-
PPI Tax reclaim
Hi I'm about to receive a PPI settlement with interest which has been taxed at 20%. I will be attempting to claim back some of the tax after reading your blog. I am employed and pay tax under the PAYE system, do I need to wait until I receive my P60 in April before I can attempt this or can it be attempted on receipt of…
-
R40 Form
I am trying to fill the R40 form out for PPI tax refund. On the 1st page it asks for Your reference and Tax reference. Can anyone tell me where I would find these? Checked on a few letters that have come from HMRC but can’t find anything.
-
PPI Tax Reclaim
I have lost the paperwork that came with my PPI refund, does anyone know how I can find out the tax I paid on these?
-
Self employed ppi tax refund?
Hi I am self employed and received a ppi payout in 2018/19 tax year of £11k And again in 2019/20 tax year I received £1800. But I haven't declared them on my self assessment. I have looked on your site and it states that if a self assessment had been done a R40 shouldn't be applied for. I'm both self assessment I haven't…
-
PPI qHSBC saying I only had a credit card in 2004 but I am sure I had one a few years before that...
Hi, I have (finally) received my PPI outcome from HSBC, a repayment of £705.60. My issue is that I am 99.99999% sure that I had an HSBC gold credit card around 1998- 2002 and not 20/08/2004 - 30/10/2005 as they have stated. I called them about this as I could SWEAR that I had that gold credit card when I was at college in…
-
thePPIteam con
I'm usually very careful with cold callers and give them a swift 'not interested' but I have been caught out by a company called 'thePPIteam'. Has anyone else experienced them and can anyone give me legal advise? Several years ago I used a Claims Management company to reclaim some PPI. It was a minefield back then and I…
-
No contract, no idea of% of fee to pay
Please can anyone help , we decided to go withe a ppi reclaim firm and we gave authorisation for them to continue, this firm collapsed and our details were passed to another company unbeknown to us ,they diid eventually get in touch and sent another letter of authorisation which we signed ,,, but then heard nothing from…
-
PPI claim rejected - but premiums not stopped for 4+ years
Hi all - a friend of mine has asked me to help with a PPI claim, and I'm stuck with a way forward so thought I'd ask! He had PPI for many years (9+) with Bank of Scotland, and when money got tight called to cancel it at the call centre - adviser said it had been done. He noticed a year or so later that HBOS was still…
-
The ppiteam
I hope this helps someone. The ppiteam cold called my elderly grandma last year. To cut a long story short she received £2500 ppi back from her bank with ppiteam asking for a 1200 fee. I immediately thought this strange as the max fee was 25% it was just by luck I was at her house when she received the letter from them. I…
-
Do i have to pay??
My ppi claim company who i gave authourisation to passed my claim onto another company , again i gave authorisation , however,,, its been passed onto apparently another company who i kniw nothing about , have had no correspondance or given any authorisation to ,, now blackorse have agreed on a payment ,, and we only know…
-
Quickquid question.
Hi all. I'm currently 3 years into a 5/6 IVA. I hear that you can make a claim against Quickquid for compo for all the missold loans and that in the past. I borrowed loads from them. So is there a way I can find out how muchy claim would be without actually claiming as I'm sure that would be against my IVA rules. I don't…
-
Taxed Again On Tax Rebate
Back in November I claimed the tax back on PPI payments I have received over the last few years. The amount was £1039.00. I’ve just received a letter from them this morning telling me I owe £377.49 in unpaid tax on this money. How can they repay me for tax paid and then ask for the tax to be paid on the amount they paid?…
-
Credit card ppi delayed decision
I’ve got an ongoing ppi on a cooperative bank credit card on 26th Sept they said they acknowledge my claim and within 8 weeks they would reach a decision, when the 8 weeks was up they said because of the high claims due 2 the ppi deadline they was allowed 2 extend 2 a further 20 weeks however they wrote 2 meet last week…
-
Capital One cannot find my account!
Dear Forum Last May (well before the cut off deadlline) I submitted a claim for a Capital One Credit Card on which I believe I paid PPI. I no longer had the paperwork but I did have the account number because I found the actual credit card in an old wallet. The account expired in 2003. After many reminders, and attempts to…
-
Paid 24 years for insurance policy that doesn't appear to exist.
Hi I am new to the page so hope that I am posting in the right place. We have been paying for a payment protection policy as part of our mortgage for 24 years. As the mortgage is almost finished, we decided to cancel the policy and add that money to our remaining mortgage payments. Much to our surprise neither the bank or…
