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RBS PPI Payout Delay
Hi I made a claim for PPI against NatWest via RBS just before the deadline which was successful and they made an offer which I accepted. I have now received a text from them yesterday stating they were unable to process payment as they had to undertake further checks relating to arrears and insolvency. I had a loan and…
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Hidenda
Signed up with hidenda over a year ago for ppi. Constantly receiving letters for over a year. Now I keep getting them requiring a joint signature for a loan I can't even remember having. If it was joint its 20 years ago and I have no contact with this person at all. The problem I've got is they are threatening I will be…
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Claiming tax bax
If I am making a claim for PPI tax back paid in January then should I be claiming in tax year end 2020 and can I put income details from P60 year end April 2019 or do I have to wait until I receive P60 this April? Many thanks.
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Loanguard Payment Protection with a RBS Mortgage
I have discovered a Loanguard PP with RBS. I didn't even know it existed until I started to go through all my paperwork. I have found one post from years ago where someone was repaid a lot of money on this. Anyone else have any experience that I can add to my (different) PPI claim?
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Financial ombudsman...who regulates them?
Ok cut a long story short, tried to reclaim packaged bank account unsuccessful,( after seeing it on the site) but the process of using the financial ombudsman service, they were rude , called me a liar, very stressful. Made complaint x2 about the service which they agreed that their service was well below the standard they…
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PPI and Form R40
Following Martins programme on Monday I am attempting to claim back the tax on an hsbc ppi claim. Their letter states: If I understand it correctly then: 3) Is the amount of interest they've awarded me and is the gross figure. 4) is the amount of tax I paid. A simple deduction of 4 from 3 give the net figure. Have I…
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Ppi after bankruptcy
Both my husband and I went bankrupt nearly 6 years ago. I thought after five years you were released...anyway last August I decided to chase my ppi and had a small 400 pounds payout which I received. On the back of that success we decided to file in my husband's name. we received a letter yesterday stating that they'd owed…
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Unfair relationship payments
Hi all. About a year ago I applied for a ppi claim through a company called consumer claims. The claim was against black horse who financed a motorcycle. Consumer claims tried to claim ppi back but to no avail. They wanted more info on the loan etc, account numbers etc,which I could not provide as the loan was taken out in…
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So do I have a case?????
Received this from FindyourPPI who have been dealing with my PPI claim for an Egg credit card that then became Barclays. The email (below) does state that Barclays have confirmed that they have identified PPI on my credit agreement. Does this mean I have a claim? and if so what is my next move? as I've been waiting many…
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Worldwide travel insurance through Lloyds bank account
I recently had an accident on holiday in Guadeloupe and suffered a badly broken shoulder. I was taken to the local hospital by ambulance and admitted. The next day I called Lloyds to advise them of my injury, and they said they would arrange assistance, translators etc, and check the hospital was up to standard. They then…
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PPI Tax reclaim
Hi I'm about to receive a PPI settlement with interest which has been taxed at 20%. I will be attempting to claim back some of the tax after reading your blog. I am employed and pay tax under the PAYE system, do I need to wait until I receive my P60 in April before I can attempt this or can it be attempted on receipt of…
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R40 Form
I am trying to fill the R40 form out for PPI tax refund. On the 1st page it asks for Your reference and Tax reference. Can anyone tell me where I would find these? Checked on a few letters that have come from HMRC but can’t find anything.
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PPI Tax Reclaim
I have lost the paperwork that came with my PPI refund, does anyone know how I can find out the tax I paid on these?
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Self employed ppi tax refund?
Hi I am self employed and received a ppi payout in 2018/19 tax year of £11k And again in 2019/20 tax year I received £1800. But I haven't declared them on my self assessment. I have looked on your site and it states that if a self assessment had been done a R40 shouldn't be applied for. I'm both self assessment I haven't…
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PPI qHSBC saying I only had a credit card in 2004 but I am sure I had one a few years before that...
Hi, I have (finally) received my PPI outcome from HSBC, a repayment of £705.60. My issue is that I am 99.99999% sure that I had an HSBC gold credit card around 1998- 2002 and not 20/08/2004 - 30/10/2005 as they have stated. I called them about this as I could SWEAR that I had that gold credit card when I was at college in…
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thePPIteam con
I'm usually very careful with cold callers and give them a swift 'not interested' but I have been caught out by a company called 'thePPIteam'. Has anyone else experienced them and can anyone give me legal advise? Several years ago I used a Claims Management company to reclaim some PPI. It was a minefield back then and I…
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No contract, no idea of% of fee to pay
Please can anyone help , we decided to go withe a ppi reclaim firm and we gave authorisation for them to continue, this firm collapsed and our details were passed to another company unbeknown to us ,they diid eventually get in touch and sent another letter of authorisation which we signed ,,, but then heard nothing from…
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PPI claim rejected - but premiums not stopped for 4+ years
Hi all - a friend of mine has asked me to help with a PPI claim, and I'm stuck with a way forward so thought I'd ask! He had PPI for many years (9+) with Bank of Scotland, and when money got tight called to cancel it at the call centre - adviser said it had been done. He noticed a year or so later that HBOS was still…
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The ppiteam
I hope this helps someone. The ppiteam cold called my elderly grandma last year. To cut a long story short she received £2500 ppi back from her bank with ppiteam asking for a 1200 fee. I immediately thought this strange as the max fee was 25% it was just by luck I was at her house when she received the letter from them. I…
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Do i have to pay??
My ppi claim company who i gave authourisation to passed my claim onto another company , again i gave authorisation , however,,, its been passed onto apparently another company who i kniw nothing about , have had no correspondance or given any authorisation to ,, now blackorse have agreed on a payment ,, and we only know…
