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PPI Refund after Payplan IVA Completion Help
Hello, i completed my IVA with Payplan well over 4 years ago now, I originally owed £18k but repaid around £23k to Payplan including £8k of PPI at the time. I have recently received a letter from Tescos saying Im due another refund of £3500 but they are saying it will be paid to Payplan! Is this right? I’ve paid around £5k…
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Halifax PPI
Hello, I have a claim for ppi for a credit card I had with Halifax many years ago. I don't remember ever being told about the ppi policy or have paperwork about it. It's with the Ombudsman who have said they are not going to agree with the claim as there is no proof that the Halifax didn't tell me about the policy. I would…
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PPI Interest - higher rate tax payer
PPI payment received in tax year 18-19. When is the deadline for paying the tax owing on the interest? On the tax return that is due by 31st Jan 2020 or later?
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Tax due on PPI payment
I was fortunate to receive a PPI refund today, by cheque. Some tax has been deducted from the initial figure, maybe 3.5%. Should I expect to pay more tax than that? I’m a basic tax payer.
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Is my PPI refund calculation correct?
I recently received a refund from Barclays on PPI, but I'm having trouble understanding how the interest refunded was calculated. The policy started on 1 October 2010 and ended 2 January 2020, where I was paying £8 per month PPI over that period. My refund includes: £896.00 of PPI premiums paid £161.49 of interest on the…
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Employee benefits and PPI
Hi I’d appreciate any guidance please. My dad had ppi with Cheltenham and Gloucester ( now Lloyd’s) on a mortgage from around 20 years ago. He’s been turned down for a refund on the basis that there’s no evidence of employee benefits that he did have at that time. Unfortunately Dad is not well and his memory and cognitive…
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Aviva and Halifax Household Insurace
Can anyone please advise me what the tie up is between Aviva and Halifax Household Insurance is please. Aviva have advised me that my Halifax Policy is being withdrawn. I telephoned Aviva and I asked why. I was told that they offer better terms if I take out a new policy. When I asked what the difference was they couldn't…
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Checking a RBS PPI compensation offer
Hi newbie here. I've received 2 letters from RBS today making an offer for mis-sold PPI policies on old repaid loans. How do I check the amount they are offering - I have no paperwork relating to these loans. Can I :- 1. Ask RBS to provide a breakdown of their calculation 2. Send in a Subject Access Request (or whatever…
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Santander PPI - I only got £20.09
So I made a complaint to Santander about the PPI on a Burton's store card that they've taken over from GE Money. I opened the card back in October 2003 when I was out of work. I specifically remember the sales assistant on the till in Burton's asking if I'd like to save 10% on a purchase I was making. I remember telling…
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PPI tax reclaim via self assessment
Recieved PPI refund Jan 2020 tax deducted by Cardiff Pinnacle (NRAM ) .The claim was admitted by NRAM on the 17th October 2019. My situation:- Non tax payer 18/19 tax year , but registered for PAYE with current employer - Gross Income £4000 /annum Have to submit annual Self Assessment as receive income from commercial…
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Barclays PPI
Dad received a response from Barclays following a PPI check saying they had found PPI on an account from 1991-2006. I submitted the complaints form and we received a response saying something along the lines of they only have to keep records for the past 6 years, and from what they could find only £2 of PPI had been paid.…
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Resolver and PPI Claim
Like thousands of others I was last minute in claiming PPI. In fact it was 27th August 2019, two days before the deadline and used Resolver to make the Claim! I had no acknowledgement from the bank involved (HSBC) and sent a follow up email on 3rd October and 18th October and eventually ( so I believe) Escalated the claim…
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PPI Success -My Mum passed away and I’ve received notification she has been successful in a claim
Hi, I filed a claim for my mum in August via resolver for a store card dating back to 1982 . Unfortunately my Mum passed away in October but last week a letter was sent from the company offering her a settlement (of £1300 ( seems a tad low from 38 years back but I guess I can’t contest it ) Anyway, she didn’t have an…
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awarded ppi can i ask them to reconsider the amount?
Hi everyone, I have been awarded ppi for a credit card from a major bank about for £2800.They said they had records of me having a the CC but no details of the actual ppi contract,but were still going to give me this amount as it was their average reclaim award. Is there any way I could get more by appealing or going to…
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claiming for PPI after august 2019 deadline
Hi all, I know the deadline has passed and i was wondering if i can still claim for lloyds bank credit card ppi?
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Fast Track Reclaim
Hi all would like some advice if possible, i had a phone call yesterday from a company called fast track reclaim about a couple of credit cards i have, they said that i have a good chance of claiming money back of them for ppi, Just wondering if anybody has delt with this company and would it be advisable to go with this…
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Monument pbp
My partner received a letter this morning from barclaycard saying we are writing to you about potential issues that we have identified with some payment break plans as an additional feature of your monument credit card. Our records show that you enrolled in payment break, we want to invite you to complain if you think you…
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hastings direct
right, I was in a fault accident that has lead too my car being a total loss. 2 weeks ago I was told all the information had to handed over too the underwriters, and that I'd have a settlement amount within a few days. I still havent heard anything no phone call, letter or email too tell me whats happening. Has anyone had…
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PPI Reclaim Success
Hello - and wondering if anyone had the answer! Thanks to Martin and his team, I submitted a claim for my late Dad. Anyway, success Barclays agreed to a refund of £21k - yes a heck of a lot which I will share with my brother and sisters and will help my family a lot. I haven't received the cheque yet, signed the form early…
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Can I reclaim? If so How?
When I was a student about eek 15/16 years ago I got into terrible money problems and one issue was with natwest, where I had an overdraft and was being charge fees constantly. It was a never ending circle and eventually I met my now hubby and he cleared it and we closed the account. The thing is at the time, I was…
