-
Quickquid question.
Hi all. I'm currently 3 years into a 5/6 IVA. I hear that you can make a claim against Quickquid for compo for all the missold loans and that in the past. I borrowed loads from them. So is there a way I can find out how muchy claim would be without actually claiming as I'm sure that would be against my IVA rules. I don't…
-
Taxed Again On Tax Rebate
Back in November I claimed the tax back on PPI payments I have received over the last few years. The amount was £1039.00. I’ve just received a letter from them this morning telling me I owe £377.49 in unpaid tax on this money. How can they repay me for tax paid and then ask for the tax to be paid on the amount they paid?…
-
Credit card ppi delayed decision
I’ve got an ongoing ppi on a cooperative bank credit card on 26th Sept they said they acknowledge my claim and within 8 weeks they would reach a decision, when the 8 weeks was up they said because of the high claims due 2 the ppi deadline they was allowed 2 extend 2 a further 20 weeks however they wrote 2 meet last week…
-
Capital One cannot find my account!
Dear Forum Last May (well before the cut off deadlline) I submitted a claim for a Capital One Credit Card on which I believe I paid PPI. I no longer had the paperwork but I did have the account number because I found the actual credit card in an old wallet. The account expired in 2003. After many reminders, and attempts to…
-
Paid 24 years for insurance policy that doesn't appear to exist.
Hi I am new to the page so hope that I am posting in the right place. We have been paying for a payment protection policy as part of our mortgage for 24 years. As the mortgage is almost finished, we decided to cancel the policy and add that money to our remaining mortgage payments. Much to our surprise neither the bank or…
-
PPI Refund after Payplan IVA Completion Help
Hello, i completed my IVA with Payplan well over 4 years ago now, I originally owed £18k but repaid around £23k to Payplan including £8k of PPI at the time. I have recently received a letter from Tescos saying Im due another refund of £3500 but they are saying it will be paid to Payplan! Is this right? I’ve paid around £5k…
-
Halifax PPI
Hello, I have a claim for ppi for a credit card I had with Halifax many years ago. I don't remember ever being told about the ppi policy or have paperwork about it. It's with the Ombudsman who have said they are not going to agree with the claim as there is no proof that the Halifax didn't tell me about the policy. I would…
-
PPI Interest - higher rate tax payer
PPI payment received in tax year 18-19. When is the deadline for paying the tax owing on the interest? On the tax return that is due by 31st Jan 2020 or later?
-
Tax due on PPI payment
I was fortunate to receive a PPI refund today, by cheque. Some tax has been deducted from the initial figure, maybe 3.5%. Should I expect to pay more tax than that? I’m a basic tax payer.
-
Is my PPI refund calculation correct?
I recently received a refund from Barclays on PPI, but I'm having trouble understanding how the interest refunded was calculated. The policy started on 1 October 2010 and ended 2 January 2020, where I was paying £8 per month PPI over that period. My refund includes: £896.00 of PPI premiums paid £161.49 of interest on the…
-
Employee benefits and PPI
Hi I’d appreciate any guidance please. My dad had ppi with Cheltenham and Gloucester ( now Lloyd’s) on a mortgage from around 20 years ago. He’s been turned down for a refund on the basis that there’s no evidence of employee benefits that he did have at that time. Unfortunately Dad is not well and his memory and cognitive…
-
Aviva and Halifax Household Insurace
Can anyone please advise me what the tie up is between Aviva and Halifax Household Insurance is please. Aviva have advised me that my Halifax Policy is being withdrawn. I telephoned Aviva and I asked why. I was told that they offer better terms if I take out a new policy. When I asked what the difference was they couldn't…
-
Checking a RBS PPI compensation offer
Hi newbie here. I've received 2 letters from RBS today making an offer for mis-sold PPI policies on old repaid loans. How do I check the amount they are offering - I have no paperwork relating to these loans. Can I :- 1. Ask RBS to provide a breakdown of their calculation 2. Send in a Subject Access Request (or whatever…
-
Santander PPI - I only got £20.09
So I made a complaint to Santander about the PPI on a Burton's store card that they've taken over from GE Money. I opened the card back in October 2003 when I was out of work. I specifically remember the sales assistant on the till in Burton's asking if I'd like to save 10% on a purchase I was making. I remember telling…
-
PPI tax reclaim via self assessment
Recieved PPI refund Jan 2020 tax deducted by Cardiff Pinnacle (NRAM ) .The claim was admitted by NRAM on the 17th October 2019. My situation:- Non tax payer 18/19 tax year , but registered for PAYE with current employer - Gross Income £4000 /annum Have to submit annual Self Assessment as receive income from commercial…
-
Barclays PPI
Dad received a response from Barclays following a PPI check saying they had found PPI on an account from 1991-2006. I submitted the complaints form and we received a response saying something along the lines of they only have to keep records for the past 6 years, and from what they could find only £2 of PPI had been paid.…
-
Resolver and PPI Claim
Like thousands of others I was last minute in claiming PPI. In fact it was 27th August 2019, two days before the deadline and used Resolver to make the Claim! I had no acknowledgement from the bank involved (HSBC) and sent a follow up email on 3rd October and 18th October and eventually ( so I believe) Escalated the claim…
-
PPI Success -My Mum passed away and I’ve received notification she has been successful in a claim
Hi, I filed a claim for my mum in August via resolver for a store card dating back to 1982 . Unfortunately my Mum passed away in October but last week a letter was sent from the company offering her a settlement (of £1300 ( seems a tad low from 38 years back but I guess I can’t contest it ) Anyway, she didn’t have an…
-
awarded ppi can i ask them to reconsider the amount?
Hi everyone, I have been awarded ppi for a credit card from a major bank about for £2800.They said they had records of me having a the CC but no details of the actual ppi contract,but were still going to give me this amount as it was their average reclaim award. Is there any way I could get more by appealing or going to…
-
claiming for PPI after august 2019 deadline
Hi all, I know the deadline has passed and i was wondering if i can still claim for lloyds bank credit card ppi?
