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RBS PPI Offer What next ??
Hi Everyone I'm another newbee to this wonderful site. After reading many of the you experiences (good & bad) I decided to get "in about" reclaiming PPI from the RBS. Made one phone call to the Manchester RBS PPI Customer Concerns Team (08000150319), spoke to a really nice guy on the other end and explained my concerns…
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Allay asking me to pay for PPI I never requested from them
I applied for a PPI refund using the Resolver free service. The lender has paid out but now I have received a letter from a company called Allay Claims, saying "Congratulations, we won!" but I have never heard of them and nor have I signed any authorisation forms. I phoned and told them all of this and they said they would…
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HMRC not paying out on second claim
So, last year 2019 I was blessed with two successful PPI claims. HMRC refunded me the tax on the first claim but, they will not on the second claim. Could this be that you can only make one claim in each tax year. Any advice will be appreciated. It makes my blood boil that they can take but are reluctant to give back.
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Direct Line PPI Contact Help?
Hi All I had a loan with Direct Line which started in February 2001 and completed February 2006. PPI was on this loan and I was advised at time that the insurance had to be in place as part of acceptence and remember it clearly. What address would I send it to as I think RBS has taken over Direct Line loans haven't they?…
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Proof of PPI to HMRC
Has anyone else been asked for proof of the PPI payment by HMRC? I sent off for my Husband's rebate, 3 days later the government gateway said they'd sent a response. I did mine and had the same, then a letter asking for proof of my PPI, I couldn't find the letter and waiting for Lloyds to resend, they gave me the figures…
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TAX reclaim
Having seen Martin's advice on a Tv Programme late last year I submitted a tax refund form to reclaim £560 that was the amount of tax paid on a PPI claim in 2015.They have responded by saying that it's too late (over4 years) how is that fair when we had not been advised by them that we could get it back. I am disgusted and…
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Help needed filling out R40 form to reclaim PPI interest tax
We received two successful PPI payouts in tax year 2016-17 and I am in the process of filling out the R40 form to reclaim the 20% tax that was deducted on the interest. I have the financial breakdown for one of the PPIs but not the other so I'm going to phone the relevant bank to see if they can furnish me with the…
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Had PPI but bank won't pay
Hi. My bank wrote back to me to tell me that I did have PPI for 4 years. However they said that I am not due a refund as they say that I was not mis-sold. How do I prove that I didn't know I had the policy. I can't remember details as it was on an account from 18 years ago. I don't know to do. I disagree with the bank but…
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R40 tax reclaim
I got a PPI paid out in March 2018. For filling a R40 form out would that be tax year ending April 2018 or April 2019
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Blackhorse PPI 8 weeks extension... Again
I've had a claim in with Blackhorse since Nov 2018 for a loan dating back to 2003. They extended their response time by another 8 weeks in January, which was fine. Final response was due on 14th of March, but having rang them they are now extending me another 8 weeks. I wasn't aware they could extend the time twice like…
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PPI Tax Reclaim
I applied for a tax refund on the £600+ tax on a PPI claim & HMRC has said nothing is due, why would that be? Tax paid on earnings all correct, no other savings interest so should I not be due something??
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We fight any Claim, demanding payment for PPI claim they made without my permission.
I received a letter from the CMC We Fight any Claim at the end of January informing me of a successful claim and that payment of their fee was due. This came as a big surprise because I had explicitly told the CMC to not continue on my behalf during and Sale call late August of 2019. I was phoned by the company and asked…
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Black horse delay tactics or just inept?
Hi money savers, My black horse ppi claim/story is a little different but i would appreciate some advice. I went through the whole claim process and was successful, i was sent a letter back in june with an offer, which i accepted and in black and white was told i would be sent a cheque by the 12th august. Of course,…
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Help with R40
Hi, I watched Martins episode about this last night but I have a question he didn't cover. I recently received a PPI payment, so therefore that is within the tax year up to April 2020 right? So how do I work out my earnings and interest from bank accounts etc if the financial year hasn't come to an end yet? Is it as simple…
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Carphone Warehouse: Geek Squad claim
Hi, I started a complaint as I feel I was missold Geek Squad insurance cover on my mobile and I've done this through the Resolver website. Carphone responded via Resolver asking for more information (account No, address at the time, etc) and I've given them everything they need including the reasons why I feel I was…
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MBNA PPI rejection letter January 2020
Hello, I took out a credit card with mbna in March 2000 and it had ppi attached from day one. I applied for a ppi refund in August 2019 and received several letters since telling me they were still dealing with my claim. On Saturday past I received a phone call from mbna who wanted to confirm with me when I took out the…
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Blackhorse delay
Hi,need a bit of help,I wrote to Blackhorse in 2016 about two loans/finance which I was certain I had ppi on them dating back in the early 00s,I revived a letter around about 3 weeks later saying I NEVER had ppi on both loans so me trusting the banks I left it at that,then out of the blue I received a letter on the 28th…
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Lloyds PPI
This discussion was created from comments split from: how to answer loaded ppi questionnaire questions if didn't know ppi was on account?.
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Is there a cap on fees?
I claimed ppi just before the cap on law firm charges was imposed. I’ve been contacted by same firm, who have said they will claim tax back on my behalf. They will be charging 45% in total. Is there no cap on this?
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PPI - Capital One - zero communication
Hi there, Is anyone waiting for a response on their PPI submission with Capital One? I understand there is a back log, but I don't seem have to have any further communication other than a response a few days later from initial submission on their site that I did have PPI and provided a reference. That was back in August…
