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Barclaycard PPI
I recently put in a claim for PPI against Barclaycard. I knew I had a Barclaycard but it was so long ago I didn't have much information, and it was only recently when I realised this had been added on to many cards/policies without being properly explained as being an optional extra. Anyhow, Barclaycard have responded and…
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PPI compensation & tax/benefits
I am on ESA (support group), from April I will receive £130.65 pw, I just received compensation from Barclays bank for PPI relating to the years 1997 to 1999, they sent me a cheque for £927.13, I then had to pay the third party company who handled it a fee of £254.41, Barclays bank deducted income tax of £132.92…
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How long does a PPI case take with the Financial Ombudsman?
After a finance company refused my direct application for a PPI refund, I contacted the Financial Ombudsman. Based on the info I provided they ruled in my favour but the finance company has insisted on more information from me. I provided this at the beginning of November in 2019 but haven't had anything since. I phoned…
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PPI store cards Santander advice
From 1999-2003 I had a number of store cards, all taken out in 1999 when I was a full time student, although I did start work in summer 2000. I wasn’t aware that I had PPI on any of these, it may well have been on statements at the time, but it was a long time ago and I don’t remember. A few weeks ago I contacted Santander…
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Claim on school trip
Paid around £900 school trip to Italy. School decided to cancel due to Coronavirus risk but because Florence is not deemed an area to avoid by FCO we have lost all our money. Is there anything we can do?
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Awaiting Natwest PPI payment.
Hi everyone I recently had a successful claim against Natwest for mis-sold PPI. I had a text message on Tuesday to say they aim to make payment by 1/1/18! I was hoping to have this money back before xmas and was wondering if anyone knows whether it's likely to take this long or if payments are usually made quicker. Thanks…
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Mis-sold mortgage protection
In 2004 we took out a 15 year mortgage with Abbey National. They advised that we needed a mortgage protection policy which we arranged with Abbey Life. During the course of the mortgage, on three occasions we converted the mortgage to take advantage of better interest rates with Abbey and each time we continued with the…
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Fast track reclaim fees
Hi, I'm hoping that someone can help advise. Prior to the PPI deadline I, foolishly,started a ppi claim with Fast track reclaim. I can not remember what, if anything, I signed in the process. Later after reading so many poor reviews of FTR and ignoring all their correspondence, I made a successful claim direct with…
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Tax office using PPI as income
Can someone please help . I recently was awarded a PPI payout around £6,500 and tried to reclaim the tax paid on the interest with the R40 form . The tax office wrote back saying I owe them Money as they are including the PPI payout as income for the year with my salary and it is now pushing me into the 40% tax bracket ! I…
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RBS PPI Offer What next ??
Hi Everyone I'm another newbee to this wonderful site. After reading many of the you experiences (good & bad) I decided to get "in about" reclaiming PPI from the RBS. Made one phone call to the Manchester RBS PPI Customer Concerns Team (08000150319), spoke to a really nice guy on the other end and explained my concerns…
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Allay asking me to pay for PPI I never requested from them
I applied for a PPI refund using the Resolver free service. The lender has paid out but now I have received a letter from a company called Allay Claims, saying "Congratulations, we won!" but I have never heard of them and nor have I signed any authorisation forms. I phoned and told them all of this and they said they would…
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HMRC not paying out on second claim
So, last year 2019 I was blessed with two successful PPI claims. HMRC refunded me the tax on the first claim but, they will not on the second claim. Could this be that you can only make one claim in each tax year. Any advice will be appreciated. It makes my blood boil that they can take but are reluctant to give back.
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Direct Line PPI Contact Help?
Hi All I had a loan with Direct Line which started in February 2001 and completed February 2006. PPI was on this loan and I was advised at time that the insurance had to be in place as part of acceptence and remember it clearly. What address would I send it to as I think RBS has taken over Direct Line loans haven't they?…
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Proof of PPI to HMRC
Has anyone else been asked for proof of the PPI payment by HMRC? I sent off for my Husband's rebate, 3 days later the government gateway said they'd sent a response. I did mine and had the same, then a letter asking for proof of my PPI, I couldn't find the letter and waiting for Lloyds to resend, they gave me the figures…
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TAX reclaim
Having seen Martin's advice on a Tv Programme late last year I submitted a tax refund form to reclaim £560 that was the amount of tax paid on a PPI claim in 2015.They have responded by saying that it's too late (over4 years) how is that fair when we had not been advised by them that we could get it back. I am disgusted and…
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Help needed filling out R40 form to reclaim PPI interest tax
We received two successful PPI payouts in tax year 2016-17 and I am in the process of filling out the R40 form to reclaim the 20% tax that was deducted on the interest. I have the financial breakdown for one of the PPIs but not the other so I'm going to phone the relevant bank to see if they can furnish me with the…
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Had PPI but bank won't pay
Hi. My bank wrote back to me to tell me that I did have PPI for 4 years. However they said that I am not due a refund as they say that I was not mis-sold. How do I prove that I didn't know I had the policy. I can't remember details as it was on an account from 18 years ago. I don't know to do. I disagree with the bank but…
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R40 tax reclaim
I got a PPI paid out in March 2018. For filling a R40 form out would that be tax year ending April 2018 or April 2019
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Blackhorse PPI 8 weeks extension... Again
I've had a claim in with Blackhorse since Nov 2018 for a loan dating back to 2003. They extended their response time by another 8 weeks in January, which was fine. Final response was due on 14th of March, but having rang them they are now extending me another 8 weeks. I wasn't aware they could extend the time twice like…
