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Dixons Carphone Warehouse Data Breach
Does any one know of a template for a Data Breach Compensation claim. DixonsCarphone warehouse have advised me my details have been breached and its up to me to be vigilant to any fraudulent activity - I have no idea who has taken my data or how this will affect me and feel super stressed. What can I do as an individual to…
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Tax on PPI Payout
Hi I recently have received a PPI compensation payment, and I am a bit confused, can someone please clarify for me The payment was broken down into a number of elements, and the amounts are for illustration Refund of PPI premiums Paid £1,000 Refund of Interest charged on the premiums paid £1,000 Statutory Compensation…
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Very late request for charge on PPI claim
Hello - I don’t know if anyone can help here. My Mum, who is 83 (I’m her carer) applied for a PPI claim via a company called ClaimEazy a few years ago. She received a cheque in March 2018 for £1046.56 from Shop Direct Ltd with no cover letter, just a piece of paper stating “Your Compensation”. No letter was received with a…
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PPI payout
We have a claim with M & S for PPI they say they have not found in our favour but have agreed to pay a refund for undisclosed commission and interest and loss of interest on savings less tax. Can we bank the cheque but still dispute their decision to reject the claim?
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Messed up with a PPI
Hi All right I finally did PPI last year and got 2 awards 1 from Santander and the other from another company. I won’t say which as it’s ongoing. Well I always send any letters like this back signed for. And did the same with these 2 Anyway I got the first check from Santandare at the start of Feb but in the later half of…
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PPI success from bank of scotland!
was 99% sure I didnt have PPI but on a whim filled in the hidenda foms I saw advertised on this website and just found out today im entitled to a refund of £904 from being miss sold PPI on credit card I have 10 years ago, what a bonus, so glad I did it now,
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Barclayloan PPI
Hi I filed a claim with Barclays before the deadline and they replied almost immediately unlike all the others lenders who have been so inundated that some have only just replied. I was unable to provide documentation with the initial letter as they date back 25+ years. I do now have that paperwork in hand. They replied…
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Help - my Firstplus claim is rejected
Don’t know if anyone can help here but I’ve pursued a PPI claim with firstplus and they seem to be agreeing that I have been missold, however because they sent me a letter in 2012 asking me to contact them if I thought I’d been missold, and I did not contact them then, they say they cannot uphold my complaint as I should…
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No claim bonus
Can a cumulate Two cars no claim Bonus in one car insurance?
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HMRC Refund on PPI Payout Tax
Thankful to Martin Lewis and his show highlighting how to claim back tax paid on PPI payouts: I have received a cheque a week after filling in the form online. The Victor Meldrew in me needs a moan though and wonders why, as HMRC no doubt have my bank account details, they couldn't just pay me electronically. Now I have to…
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Barclaycard PPI
I recently put in a claim for PPI against Barclaycard. I knew I had a Barclaycard but it was so long ago I didn't have much information, and it was only recently when I realised this had been added on to many cards/policies without being properly explained as being an optional extra. Anyhow, Barclaycard have responded and…
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PPI compensation & tax/benefits
I am on ESA (support group), from April I will receive £130.65 pw, I just received compensation from Barclays bank for PPI relating to the years 1997 to 1999, they sent me a cheque for £927.13, I then had to pay the third party company who handled it a fee of £254.41, Barclays bank deducted income tax of £132.92…
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How long does a PPI case take with the Financial Ombudsman?
After a finance company refused my direct application for a PPI refund, I contacted the Financial Ombudsman. Based on the info I provided they ruled in my favour but the finance company has insisted on more information from me. I provided this at the beginning of November in 2019 but haven't had anything since. I phoned…
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PPI store cards Santander advice
From 1999-2003 I had a number of store cards, all taken out in 1999 when I was a full time student, although I did start work in summer 2000. I wasn’t aware that I had PPI on any of these, it may well have been on statements at the time, but it was a long time ago and I don’t remember. A few weeks ago I contacted Santander…
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Bank smart
BI
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Claim on school trip
Paid around £900 school trip to Italy. School decided to cancel due to Coronavirus risk but because Florence is not deemed an area to avoid by FCO we have lost all our money. Is there anything we can do?
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Awaiting Natwest PPI payment.
Hi everyone I recently had a successful claim against Natwest for mis-sold PPI. I had a text message on Tuesday to say they aim to make payment by 1/1/18! I was hoping to have this money back before xmas and was wondering if anyone knows whether it's likely to take this long or if payments are usually made quicker. Thanks…
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Mis-sold mortgage protection
In 2004 we took out a 15 year mortgage with Abbey National. They advised that we needed a mortgage protection policy which we arranged with Abbey Life. During the course of the mortgage, on three occasions we converted the mortgage to take advantage of better interest rates with Abbey and each time we continued with the…
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Fast track reclaim fees
Hi, I'm hoping that someone can help advise. Prior to the PPI deadline I, foolishly,started a ppi claim with Fast track reclaim. I can not remember what, if anything, I signed in the process. Later after reading so many poor reviews of FTR and ignoring all their correspondence, I made a successful claim direct with…
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Tax office using PPI as income
Can someone please help . I recently was awarded a PPI payout around £6,500 and tried to reclaim the tax paid on the interest with the R40 form . The tax office wrote back saying I owe them Money as they are including the PPI payout as income for the year with my salary and it is now pushing me into the 40% tax bracket ! I…
