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PPI success from bank of scotland!

FUrake
FUrake Posts: 164 Forumite
Eighth Anniversary 100 Posts Name Dropper
edited 2 March 2020 at 10:10PM in Reclaim PPI & other insurance
was 99% sure I didnt have PPI but on a whim filled in the hidenda foms I saw advertised on this website and just found out today im entitled to a refund of £904 from being miss sold PPI on credit card I have 10 years ago, what a bonus, so glad I did it now,

Comments

  • brettcta
    brettcta Posts: 4,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You didn’t see hidenda being advertised here, I assure you of that.
    helpful tips
    it's spelt d-e-f-i-n-i-t-e-l-y
    there - 'in or at that place'
    their - 'owned by them'
    they're - 'they are'
    it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
  • FUrake
    FUrake Posts: 164 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    edited 2 March 2020 at 11:53PM
    ah, I thought I had, nevermind, is there a reason id have never heard of it here? have I been scammed?
  • brettcta
    brettcta Posts: 4,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 3 March 2020 at 12:35AM
    Because claims ‘management’ companies are a swizz. It’s like having a bad meal in a restaurant and then instead of complaining to the waiter, you complain to the guy at the table next to you, he tells the waiter why you’re unhappy, you get a refund and he keeps 25% of it.

    they aren’t advertised or promoted here because it’s a free complaint process that you can do yourself and keep every penny. Hidenda use the same process you would use but charge handsomely for the stamp (in your case they’ve charged you £217 for a first class stamp).
    helpful tips
    it's spelt d-e-f-i-n-i-t-e-l-y
    there - 'in or at that place'
    their - 'owned by them'
    they're - 'they are'
    it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
  • FUrake
    FUrake Posts: 164 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    edited 3 March 2020 at 1:34AM
    I see, im looking through the letter bank of scotland sent me and theres a breakdown of how my refund was calculated but theres no mention of hidendas fees, oh well, £904 I wouldve never gotten back if it wasnt for them for anyway, wouldve never written to BOS myself as I thought there was about a 1% I had PPI
  • brettcta
    brettcta Posts: 4,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    FUrake said:
    I see, im looking through the letter bank of scotland sent me and theres a breakdown of how my refund was calculated but theres no mention of hidendas fees, oh well, £904 I wouldve never gotten back if it wasnt for them for anyway, wouldve never written to BOS myself as I thought there was about a 1% I had PPI
    The bank don’t care about hidenda’s fees, they’ll invoice you shortly. You would’ve got it back if you’d have written to them, regardless of percentage of what you thought.
    helpful tips
    it's spelt d-e-f-i-n-i-t-e-l-y
    there - 'in or at that place'
    their - 'owned by them'
    they're - 'they are'
    it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    FUrake said:
    I see, im looking through the letter bank of scotland sent me and theres a breakdown of how my refund was calculated but theres no mention of hidendas fees, oh well, £904 I wouldve never gotten back if it wasnt for them for anyway
    The Bank will inform your representative that your complaint has been successful and the firm will bill you separately. So do realise that 20% of that £904 (plus VAT) will be charged.
    Claim firms are completely unnecessary and charge exorbitantly.. 
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