Bank charges for deceased parent.

Mati

She died 2007 aged 82 and there was a monthly charge on a bank statement for some sort of management from the bank. It was ridiculous as her money should have been moved to a savings account. Is it too late to claim?

[Deleted User]

Who asked for it to be moved to a savings account?  

Was a complaint raised at the time when it wasn't?

Mati

I did not know till after she died and l had received a statement on request. There was 15K in a current account.

Mati

Also she was too old and feeble to have given her consent for the arrangement.

[Deleted User]

So why was it meant to be moved?

John_

You really need to provide far more information here than you have done. Why should her money have been moved, for example, and why are you asking the question thirteen years after the fact?
What is it now to do with you, and what do you want to happen?

Mati

My brother has said recently that he heard we could claim. 
I am assuming that if she had signed up to some management plan, paying a monthly sum which l noticed when l, as executor of the will, checked on her bank statements, then the bank should not have left all of her money in a current account. But anyway, it was a mis sold plan with no benefit to herself at all from what l could see.

[Deleted User]

It doesn't sound mis sold. Your brother sounds confused. 

You need to be more specific in your analysis.

Mati

She was paying £15 a month for - nothing. Actually it was £25.000 in a current account with no savings account. How can that be legal? My brother is not confused. He heard about mis selling by banks.

[Deleted User]

It's legal because she signed up to it.

Your brother is confused because he's not given reasons for the alleged mis sale. 

[Deleted User]

Mati said:

She was paying £15 a month for - nothing. Actually it was £25.000 in a current account with no savings account. How can that be legal? 

Why would it not be "legal"? 

Payment Protection Insurance (PPI) was very often mis-sold, but that does not mean every financial service offered by Banks was also automatically mis-sold!

What exactly did  this £15 a month  pertain to? Did she genuinely pay for "nothing" or is that  just your personal interpretation of her account based on your brother's "advice"? 

Regardless, fully 13 years after her death, you are definitely  wasting your time pursuing  this...